At a Glance
- Tasks: Analyse data, influence lending decisions, and shape a new structured lending product.
- Company: Join Secure Trust Bank, a trusted specialist lender with over 70 years of experience.
- Benefits: Enjoy a supportive culture, career growth opportunities, and the chance to make a real impact.
- Other info: We value diversity and welcome applicants from all backgrounds.
- Why this job: Be part of a collaborative team and help launch an innovative financial product.
- Qualifications: Experience in credit analysis or financial modelling, strong Excel skills, and analytical mindset.
The predicted salary is between 35000 - 45000 € per year.
At Secure Trust Bank, we’ve spent over 70 years helping customers and businesses achieve their ambitions. Today, we’re building the next chapter—combining deep financial expertise with a modern, digitally enabled approach to become the UK’s most trusted specialist lender. We’re now launching a new structured lending product within our Speciality Finance team—and we’re looking for an analytical, curious, and driven individual to help shape it from the ground up. This isn’t just a role where you’ll analyse data—you’ll influence lending decisions, help manage risk, and contribute to the growth of a new product in a collaborative, forward-thinking team.
What you’ll be doing
- You’ll play a key role in understanding and shaping loan portfolio performance, supporting deal execution, and ensuring we manage risk effectively.
- Deep dive into data & risk
- Analyse loan portfolios, borrower profiles, and performance trends
- Identify patterns, risks, and opportunities within complex datasets
- Develop early warning indicators to flag emerging issues
- Build impactful financial models
- Create and maintain robust Excel models for cashflow forecasting and stress testing
- Model structured lending scenarios, including cashflow waterfalls and sensitivities
- Support deal structuring, pricing, and portfolio optimisation
- Support lending decisions
- Contribute to credit assessments and due diligence
- Prepare clear, high-quality credit papers for stakeholders
- Support transactions from initial evaluation through to completion
- Monitor and communicate performance
- Produce insightful reporting with clear commentary and recommendations
- Track key metrics, covenants, and portfolio health
- Help ensure documentation is accurate, consistent, and audit-ready
What we’re looking for
We know great candidates don’t always meet every requirement. If you’re excited about the role, we encourage you to apply. You’ll likely bring:
- Experience in credit analysis, financial modelling, or structured lending
- Strong Excel skills (e.g. cashflow modelling, scenario analysis)
- Confidence working with financial data and interpreting financial statements
- A sharp analytical mindset and attention to detail
- The ability to communicate complex ideas clearly and effectively
It would be great if you also have:
- Exposure to speciality finance, private debt, or real estate finance
- Experience with SQL or data analysis tools
- A relevant qualification (e.g. ACA, CFA) or equivalent experience
What makes you a great fit
We’re not just looking for technical skills—we’re looking for people who align with how we work:
- Curious & proactive – you ask questions and look for better ways of doing things
- Collaborative – you value teamwork and shared success
- Accountable – you take ownership and follow through
- Customer-focused – you understand the impact of your work on real people and businesses
- Risk aware – you balance opportunity with sound judgement
Why join us?
- Shape something new – play a key role in launching and growing a new product
- Real impact – your work will directly influence lending decisions and business performance
- Supportive culture – we trust our people, encourage autonomy, and recognise great work
- Career growth – develop your skills in a specialist area with strong future opportunities
Our commitment to inclusion
At Secure Trust Bank, we’re committed to building a diverse and inclusive workplace where everyone feels they belong. We welcome applications from people of all backgrounds, identities, and experiences—regardless of age, disability, gender identity, ethnicity, religion, or sexual orientation. If you need any adjustments during the recruitment process, we’ll be happy to support you.
Credit Analyst, Speciality Finance in London employer: Secure Trust Bank
At Secure Trust Bank, we pride ourselves on being an excellent employer by fostering a supportive and collaborative work culture that empowers our employees to shape innovative financial products. With a strong commitment to career growth and inclusion, we offer meaningful opportunities for professional development in the dynamic field of speciality finance, all while making a real impact on lending decisions and business performance in a forward-thinking environment.
StudySmarter Expert Advice🤫
We think this is how you could land Credit Analyst, Speciality Finance in London
✨Tip Number 1
Network like a pro! Reach out to people in the finance industry, especially those working in credit analysis or speciality finance. A friendly chat can lead to insider info about job openings and even referrals.
✨Tip Number 2
Prepare for interviews by diving deep into the company’s values and recent projects. Show them you’re not just another candidate; you’re genuinely interested in how you can contribute to their new structured lending product.
✨Tip Number 3
Practice your financial modelling skills before interviews. Be ready to discuss your experience with Excel and how you've used it to analyse data or support lending decisions. Confidence in your abilities will shine through!
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who take that extra step to connect with us directly.
We think you need these skills to ace Credit Analyst, Speciality Finance in London
Some tips for your application 🫡
Tailor Your CV:Make sure your CV reflects the skills and experiences that align with the Credit Analyst role. Highlight your analytical mindset, Excel prowess, and any relevant experience in credit analysis or structured lending.
Craft a Compelling Cover Letter:Use your cover letter to tell us why you’re excited about this role at Secure Trust Bank. Share specific examples of how your background makes you a great fit for our Speciality Finance team and how you can contribute to shaping our new product.
Showcase Your Analytical Skills:In your application, don’t shy away from demonstrating your analytical abilities. Mention any projects where you’ve successfully analysed data or built financial models, as this will resonate well with what we’re looking for.
Apply Through Our Website:We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it shows you’re proactive—just like we like our candidates to be!
How to prepare for a job interview at Secure Trust Bank
✨Know Your Numbers
As a Credit Analyst, you'll be diving deep into data. Brush up on your financial modelling skills and be ready to discuss how you've used Excel for cashflow forecasting or scenario analysis in the past. Bring examples of your work to showcase your analytical mindset.
✨Understand the Business
Familiarise yourself with Secure Trust Bank's mission and the new structured lending product. Be prepared to discuss how your skills can contribute to shaping this product and influencing lending decisions. Show that you’re not just about numbers but also understand the impact on customers and businesses.
✨Ask Insightful Questions
Demonstrate your curiosity by preparing thoughtful questions about the role and the team. Ask about the challenges they face in managing risk or how they measure portfolio performance. This shows you're proactive and genuinely interested in contributing to their success.
✨Communicate Clearly
You’ll need to convey complex ideas effectively, so practice explaining your previous projects or analyses in simple terms. Use clear examples to illustrate your points, especially when discussing credit assessments or due diligence processes. This will highlight your ability to communicate with stakeholders.
