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- Tasks: Design and implement credit strategies to ensure safe and sustainable lending.
- Company: Join Secure Trust Bank, an award-winning specialist lender.
- Benefits: Enjoy a competitive salary, hybrid working, and professional development opportunities.
- Why this job: Make a real impact in responsible lending while collaborating with a dynamic team.
- Qualifications: Experience in credit risk and proficiency in coding (LUA or Python) required.
- Other info: Embrace a culture of innovation and diversity with excellent career growth potential.
The predicted salary is between 28800 - 48000 ÂŁ per year.
Join us at Secure Trust Bank Group and help shape the future of responsible lending. We’re looking for a Strategy Designer to play a key role in designing and implementing credit strategies that keep our customers and our business safe, while enabling sustainable growth. If you’re passionate about data‑driven decision‑making and thrive in a collaborative environment, this could be the perfect opportunity for you.
Why This Role Matters
Our Credit Risk team defines the Bank’s risk appetite, sets policies for customer acceptance, and ensures lending portfolios perform within tolerance. Beyond monitoring arrears, we provide strategic oversight, regulatory compliance, and portfolio analysis to safeguard sustainable growth. As a Strategy Designer, you’ll maintain and enhance credit policy‑driven initiatives, working closely with IT teams and external partners to deliver robust, sustainable solutions.
What You’ll Be Doing
- Design, build, and manage product‑specific credit strategies, scorecards, and policy rules within our Decisioning Platform (DP).
- Ensure governance and compliance when promoting changes to UAT or Production environments.
- Take ownership of unit, system, and user acceptance testing across decisioning processes.
- Build strong relationships with Credit Reference Agencies and third‑party partners to enhance our Credit Risk and Fraud capabilities.
- Execute Champion/Challenger scenario testing and maintain accurate documentation for all strategy‑related activities.
- Manage multiple projects simultaneously with strong organizational skills.
What We’re Looking For
- Proven experience with Decisioning Platforms and end‑to‑end delivery of credit strategies.
- Ability to interpret business requirements and design technical solutions using analytical tools.
- Proficiency in coding (LUA or Python) and deploying strategy changes.
- At least two years’ experience in Credit Risk within retail banking or financial services.
- Strong analytical skills, excellent communication, and the ability to influence and engage at all levels.
- Desirable: SAS, Excel, SQL, and Python skills.
Our Values
- Risk Aware – We keep our customers and ourselves safe and secure.
- Customer Focused – Our customers are at the heart of everything we do.
- Ownership – We take responsibility for our actions.
- Performance Driven – We strive to be the best bank in Britain.
- Team Oriented – We achieve more when we work together.
What’s in it for you?
- A collaborative, inclusive culture where your ideas matter.
- Opportunities for professional development and career progression.
- Competitive salary and benefits package.
- Hybrid working options for better work‑life balance.
Everyone is different and valued. We celebrate diversity and nurture differences to achieve better performance.
About The Company
Secure Trust Bank Group is an award‑winning specialist lender providing savings and lending services to over one million customers. We believe in giving staff autonomy, recognising exceptional performance, and fostering a culture of innovation and inclusion.
Job Details
- Seniority level: Entry level
- Employment type: Full‑time
- Job function: Design, Art/Creative, and Information Technology
- Industries: Banking
Associate Strategy Designer - Credit Risk employer: Secure Trust Bank
Contact Detail:
Secure Trust Bank Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Associate Strategy Designer - Credit Risk
✨Tip Number 1
Network like a pro! Reach out to people in the industry, especially those at Secure Trust Bank. A friendly chat can open doors that applications alone can't.
✨Tip Number 2
Prepare for interviews by practising common questions related to credit risk and strategy design. We want you to showcase your analytical skills and coding knowledge confidently!
✨Tip Number 3
Showcase your projects! Bring examples of your work with Decisioning Platforms or any relevant coding experience. This will help us see your hands-on skills in action.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed and shows your enthusiasm for joining our team.
We think you need these skills to ace Associate Strategy Designer - Credit Risk
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Strategy Designer role. Highlight your experience with Decisioning Platforms and credit strategies, and don’t forget to mention any coding skills you have in LUA or Python. We want to see how your background aligns with what we’re looking for!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to express your passion for data-driven decision-making and how you can contribute to our Credit Risk team. Be sure to mention specific examples of your past work that relate to the job description.
Showcase Your Analytical Skills: Since this role requires strong analytical skills, make sure to include examples of how you've used these skills in previous roles. Whether it's through project management or strategy design, we want to see how you approach problem-solving!
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it shows you’re keen on joining our team at Secure Trust Bank!
How to prepare for a job interview at Secure Trust Bank
✨Know Your Credit Risk Stuff
Make sure you brush up on your knowledge of credit risk and decisioning platforms. Understand the key concepts and be ready to discuss how you've applied them in previous roles. This will show that you're not just familiar with the theory but can also bring practical insights to the table.
✨Show Off Your Analytical Skills
Prepare to demonstrate your analytical prowess. Bring examples of how you've used data-driven decision-making in past projects, especially in credit strategy design. Be ready to explain your thought process and the impact of your decisions on business outcomes.
✨Build Relationships, Even Virtually
Since this role involves collaborating with various teams and external partners, think about how you can showcase your relationship-building skills. Share experiences where you've successfully worked with others to achieve a common goal, even if it was done remotely.
✨Practice Coding Questions
Given the technical requirements of the role, it's wise to brush up on your coding skills, particularly in LUA or Python. Prepare for potential coding questions or scenarios during the interview. Practising these will help you feel more confident and ready to tackle any technical challenges they throw your way.
