At a Glance
- Tasks: Shape deals and build futures while managing a diverse portfolio of clients.
- Company: Join Secure Trust Bank Group, an award-winning specialist lender since 1952.
- Benefits: Enjoy flexible working, competitive salary, comprehensive benefits, and professional development.
- Other info: Be part of a diverse culture that values individuality and supports your growth.
- Why this job: Make a real impact by structuring complex deals and delivering exceptional client service.
- Qualifications: Proven experience in structuring deals within the ABL industry and strong financial analysis skills.
The predicted salary is between 36000 - 60000 £ per year.
Shape Deals. Build Futures. Be Yourself. At Secure Trust Bank Group, we’ve been helping businesses achieve their ambitions since 1952. Today, we’re proud to be an award‑winning specialist lender, trusted by over one million customers. Our success comes from our people—their expertise, creativity, and individuality. We celebrate differences because we know diversity drives innovation and excellence. If you’re passionate about building strong relationships, structuring complex deals, and delivering outstanding service, this is your opportunity to join a team that values your unique perspective.
What You’ll Do
- As a Portfolio & Structuring Director, you’ll play a key role in supporting new business and managing a portfolio of Invoice Finance and Asset Based Lending (ABL) customers.
- Your focus will be on delivering exceptional client service, maximizing portfolio income, and managing risk effectively.
- Your responsibilities will include:
- Structuring and reviewing new client proposals, with an emphasis on larger and more complex deals.
- Applying strong credit and industry knowledge to identify risk mitigants within ABL structures.
- Building trust and a strong reputation for service excellence in the local market.
- Developing and maintaining strong internal and external stakeholder relationships.
- Proactively monitoring portfolio risks and conducting regular collateral assessments.
- Maintaining regular client contact, including on-site visits.
- Minimizing client attrition and maximizing fee income through negotiation and pricing.
- Ensuring compliance with governance and policies.
- Supporting and mentoring Assistant Relationship Managers.
- Taking ownership of all risk aspects associated with your portfolio.
What You’ll Bring
- A proven track record of structuring complex deals within the ABL industry.
- Strong collateral monitoring experience.
- Thorough knowledge of operational processes.
- Excellent financial analysis skills.
Why Join Us?
We believe everyone is different—and everyone is valued. We actively embrace diversity and inclusion, working with leading industry bodies and promoting initiatives that give you the freedom to be yourself. When you join Secure Trust Bank Group, you’ll be part of a culture that celebrates individuality, nurtures talent, and supports your growth. We offer:
- Flexible working options to support work-life balance.
- Competitive salary and bonus schemes.
- Comprehensive benefits, including pension, healthcare, and wellbeing programs.
- Professional development opportunities and clear career progression.
- Employee resource groups and diversity networks.
- Community engagement initiatives—we actively support local charities and sustainability projects.
- A chance to work for an award-winning bank that values innovation and responsibility.
Portfolio and Structuring Director employer: Secure Trust Bank PLC.
At Secure Trust Bank, we pride ourselves on being an exceptional employer that values our people as our greatest asset. Located in Solihull with a hybrid working model, we offer a competitive salary, generous benefits including 25 days annual leave plus your birthday off, and a collaborative work culture that fosters professional development and career progression. Join us to make a meaningful impact in a purpose-driven organisation where diversity is celebrated and individual contributions are recognised.
StudySmarter Expert Advice🤫
We think this is how you could land Portfolio and Structuring Director
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Secure Trust Bank PLC.. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Portfolio and Structuring Director
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Secure Trust Bank PLC..
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Secure Trust Bank PLC.'s website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Secure Trust Bank PLC.
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Secure Trust Bank PLC..
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Secure Trust Bank PLC. will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Secure Trust Bank PLC. employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
