Credit Risk Strategy Designer in Solihull

Credit Risk Strategy Designer in Solihull

Solihull Full-Time 36000 - 60000 £ / year (est.) No home office possible
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At a Glance

  • Tasks: Design and implement credit strategies to ensure responsible lending and sustainable growth.
  • Company: Join Secure Trust Bank Group, a diverse and inclusive workplace.
  • Benefits: Competitive salary, hybrid working options, and professional development opportunities.
  • Why this job: Make a real impact in shaping the future of responsible lending.
  • Qualifications: Experience with Decisioning Platforms and coding skills in LUA or Python.
  • Other info: Collaborative culture where your ideas are valued and celebrated.

The predicted salary is between 36000 - 60000 £ per year.

Join us at Secure Trust Bank Group and help shape the future of responsible lending. We are looking for a Strategy Designer to play a key role in designing and implementing credit strategies that keep our customers and our business safe, while enabling sustainable growth. If you are passionate about data-driven decision-making and thrive in a collaborative environment, this could be the perfect opportunity for you.

Why This Role Matters

Our Credit Risk team defines the Bank's risk appetite, sets policies for customer acceptance, and ensures lending portfolios perform within tolerance. Beyond monitoring arrears, we provide strategic oversight, regulatory compliance, and portfolio analysis to safeguard sustainable growth. As a Strategy Designer, you will maintain and enhance credit policy-driven initiatives, working closely with IT teams and external partners to deliver robust, sustainable solutions.

What You’ll Be Doing

  • Design, build, and manage product-specific credit strategies, scorecards, and policy rules within our Decisioning Platform (DP).
  • Ensure governance and compliance when promoting changes to UAT or Production environments.
  • Take ownership of unit, system, and user acceptance testing across decisioning processes.
  • Build strong relationships with Credit Reference Agencies and third-party partners to enhance our Credit Risk and Fraud capabilities.
  • Execute Champion/Challenger scenario testing and maintain accurate documentation for all strategy-related activities.
  • Manage multiple projects simultaneously with strong organizational skills.

What We’re Looking For

  • Proven experience with Decisioning Platforms and end-to-end delivery of credit strategies.
  • Ability to interpret business requirements and design technical solutions using analytical tools.
  • Proficiency in coding (LUA or Python) and deploying strategy changes.
  • At least two years experience in Credit Risk within retail banking or financial services.
  • Strong analytical skills, excellent communication, and the ability to influence and engage at all levels.
  • Desirable: SAS, Excel, SQL, and Python skills.

Our Values

  • Risk Aware: We keep our customers and ourselves safe and secure.
  • Customer Focused: Our customers are at the heart of everything we do.
  • Ownership: We take responsibility for our actions.
  • Performance Driven: We strive to be the best bank in Britain.
  • Team Oriented: We achieve more when we work together.

What’s in it for you?

  • A collaborative, inclusive culture where your ideas matter.
  • Opportunities for professional development and career progression.
  • Competitive salary and benefits package.
  • Hybrid working options for better work-life balance.

Everyone is different. Everyone is valued. As part of our vision to become the most trusted specialist lender in the UK, we have been helping customers and businesses fulfil their ambitions since 1952. In that time, we have learned that we are more than the sum of our parts. We are a strong Group because of our people and our strengths; specialist, expert, ambitious and also diverse. All of our people are different and this is something we celebrate. Every one of our employees brings unique talent, ability and perspective to their role. That’s why Secure Trust Bank Group nurtures differences. We understand that we perform better because we’re not cast from the same mould. We actively embrace and support diversity, work with leading industry bodies and promote initiatives that reinforce our philosophy of giving you the freedom to be who you are. We’re an award-winning bank providing savings accounts and lending services to over one million customers. We’re Secure Trust Bank Group. We embrace difference.

Credit Risk Strategy Designer in Solihull employer: Secure Trust Bank Ltd

At Secure Trust Bank Group, we pride ourselves on fostering a collaborative and inclusive culture where every employee's ideas are valued. As a Credit Risk Strategy Designer, you'll benefit from professional development opportunities, a competitive salary, and the flexibility of hybrid working arrangements, all while contributing to our mission of responsible lending and sustainable growth. Join us in a dynamic environment that celebrates diversity and empowers you to make a meaningful impact.
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Contact Detail:

Secure Trust Bank Ltd Recruiting Team

StudySmarter Expert Advice 🤫

We think this is how you could land Credit Risk Strategy Designer in Solihull

✨Tip Number 1

Network like a pro! Reach out to people in the industry, attend events, and connect on LinkedIn. You never know who might have the inside scoop on job openings or can put in a good word for you.

✨Tip Number 2

Prepare for interviews by practising common questions and scenarios related to credit risk strategy. We recommend doing mock interviews with friends or using online resources to boost your confidence.

✨Tip Number 3

Showcase your skills! Create a portfolio that highlights your experience with Decisioning Platforms and coding. This will give potential employers a clear view of what you can bring to the table.

✨Tip Number 4

Don’t forget to apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, it shows you’re genuinely interested in joining our team at Secure Trust Bank Group.

We think you need these skills to ace Credit Risk Strategy Designer in Solihull

Credit Risk Strategy Design
Data-Driven Decision-Making
Governance and Compliance
Unit Testing
System Testing
User Acceptance Testing (UAT)
Analytical Tools Proficiency
Coding (LUA or Python)
Decisioning Platforms
Project Management
Communication Skills
Relationship Management
Champion/Challenger Scenario Testing
SAS
Excel
SQL

Some tips for your application 🫡

Tailor Your CV: Make sure your CV is tailored to the Credit Risk Strategy Designer role. Highlight your experience with Decisioning Platforms and any relevant coding skills like LUA or Python. We want to see how your background aligns with our needs!

Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about responsible lending and how you can contribute to our team. Keep it concise but impactful – we love a good story!

Showcase Your Analytical Skills: Since this role is all about data-driven decision-making, make sure to showcase your analytical skills in your application. Mention specific projects where you've used data to drive results – we want to see your thought process!

Apply Through Our Website: We encourage you to apply through our website for a smoother application process. It helps us keep track of your application and ensures you don’t miss out on any important updates from us!

How to prepare for a job interview at Secure Trust Bank Ltd

✨Know Your Credit Risk Stuff

Make sure you brush up on your knowledge of credit risk strategies and decisioning platforms. Be ready to discuss how you've used data-driven decision-making in your previous roles, and think about specific examples where your analytical skills made a difference.

✨Show Off Your Coding Skills

Since coding in LUA or Python is part of the job, be prepared to talk about your experience with these languages. Maybe even bring along a small project or example that showcases your ability to design technical solutions using analytical tools.

✨Demonstrate Team Spirit

This role is all about collaboration, so highlight your experience working with IT teams and external partners. Share stories that show how you’ve built strong relationships and worked together to achieve common goals, especially in credit risk contexts.

✨Prepare for Scenario Testing Questions

Expect questions about Champion/Challenger testing and how you manage multiple projects. Think of examples where you successfully executed testing scenarios and maintained documentation, as this will show your organisational skills and attention to detail.

Credit Risk Strategy Designer in Solihull
Secure Trust Bank Ltd
Location: Solihull
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