Senior Enterprise Risk Manager

Location: Solihull (with hybrid working)

Hours: 35 hours per week

About the company

Our customers are at the heart of everything we do, but we can't achieve our customer-focused strategy without the right people in our team. At Secure Trust Bank, we know that people are our biggest asset, which is why a career with us is not just a job. It's the chance to be part of something bigger, to add real value to the Bank and help us constantly improve. We believe in giving our staff autonomy, with initiative and exceptional performance recognised through a variety of individual and team awards and incentives. All our employees have a tangible impact on the Group's core values, and we are looking for candidates who are enthusiastic, proactive and enjoy working in a fast-paced environment.

Why Join Us?

• A competitive salary and benefits package including discretionary bonus
• Matched pension contributions
• 25 days annual leave plus bank holidays and your birthday off, on us!
• A monthly wellbeing hour to spend doing whatever makes you happy
• A wide range of flexible benefits from Cycle2Work to private healthcare
• Life assurance
• Paid volunteering days and matched charity fundraising
• A collaborative and flexible working environment.
• Opportunities for professional development and career progression.
• A chance to make a real impact in a regulated, purpose-driven organisation.

What you’ll be doing

As our Senior Enterprise Risk Manager, you will play a pivotal role in shaping and strengthening Secure Trust Bank Group's risk management framework, helping to embed a strong risk culture across the organisation. Working closely with senior leaders, business functions and specialist risk teams, you will ensure risks are effectively identified, assessed, managed and reported, supporting informed decision-making and sustainable growth. This is a high-profile second line role with the opportunity to influence risk governance, risk appetite, strategic risk management and Board-level reporting, ensuring the Group's approach to risk remains aligned with its strategic objectives and regulatory expectations.

• Lead the ongoing development and enhancement of the Group's Enterprise-Wide Risk Management Framework.
• Drive effective strategic risk management, including risk identification, assessment, monitoring and reporting.
• Strengthen and evolve the Group Risk Appetite Framework, ensuring alignment with business strategy.
• Deliver high-quality risk reporting and insights to support Executive Committees, senior leadership and Board decision-making.
• Champion a strong risk culture across the organisation through engagement, influence and constructive challenge.
• Identify emerging risks, trends and opportunities through proactive analysis and thematic reviews.
• Enhance risk management information, reporting capabilities and data-driven insights.
• Support the delivery of key regulatory and governance requirements, including ICAAP submissions, Annual Report disclosures and Board papers.
• Collaborate with business leaders and specialist risk teams to drive continuous improvement in risk management processes.
• Build strong relationships with senior stakeholders, including the Chief Risk Officer, Head of Enterprise Risk, and Operational, Credit, Financial Risk and Compliance teams.

What we’re looking for

• Strong understanding of enterprise risk management frameworks, governance and risk appetite concepts.
• Ability to analyse complex information and present clear, concise insights to senior stakeholders and committees.
• Excellent communication, influencing and stakeholder management skills, with strong attention to detail.
• Experience within UK financial services, banking or a regulated environment.
• Professional qualification in risk management, accounting, finance or a related discipline.
• Exposure to strategic risk management, regulatory reporting and Board governance processes.

Everyone is different. Everyone is valued.

As part of our vision to become the most trusted specialist lender in the UK, we’ve been helping customers and businesses fulfil their ambitions since 1952. In that time, we’ve learned that we’re more than the sum of our parts. We’re a strong Group because of our people being our strength; specialist, expert, ambitious and also diverse. All of our people are different, and this is something we celebrate. Every one of our employees brings unique talent, ability and perspective to their role. That’s why Secure Trust Bank Group nurtures differences. We understand that we perform better because we’re not cast from the same mould. We actively embrace and support diversity, work with leading industry bodies and promote initiatives that reinforce our philosophy of giving you the freedom to be who you are.

We’re an award-winning bank providing savings accounts and lending services to over one million customers. We’re Secure Trust Bank Group. We embrace difference.