Manager, Business Risk in Birmingham

Job Role: Senior Enterprise Risk Manager Location: Solihull (with hybrid working) At Secure Trust Bank, we know that people are our biggest Asset, which is why a career with us is not just a job. Its the chance to be part of something bigger, to add real value to the Bank and help us constantly improve. We believe in giving our staff autonomy, with initiative and exceptional performance recognised through a variety of individual and team awards and incentives. A competitive salary and benefits package including discretionary bonus Matched pension contributions 25 days annual leave plus bank holidays and your birthday off, on us! A wide range of flexible benefits from Cycle2Work to private healthcare Life assurance A collaborative and flexible working environment. Opportunities for professional development and career progression. Are you an experienced risk professional looking to make a significant impact at a strategic level? As our Senior Enterprise Risk Manager, you will play a pivotal role in shaping and strengthening Secure Trust Bank Group's risk management framework, helping to embed a strong risk culture across the organisation. Working closely with senior leaders, business functions and specialist risk teams, you will ensure risks are effectively identified, assessed, managed and reported, supporting informed decision-making and sustainable growth. This is a high-profile second line role with the opportunity to influence risk governance, risk appetite, strategic risk management and Board-level reporting, ensuring the Group's approach to risk remains aligned with its strategic objectives and regulatory expectations. Lead the ongoing development and enhancement of the Group's Enterprise-Wide Risk Management Framework. Drive effective strategic risk management, including risk identification, assessment, monitoring and reporting. Strengthen and evolve the Group Risk Appetite Framework, ensuring alignment with business strategy. Deliver high-quality risk reporting and insights to support Executive Committees, senior leadership and Board decision-making. Champion a strong risk culture across the organisation through engagement, influence and constructive challenge. Identify emerging risks, trends and opportunities through proactive analysis and thematic reviews. Enhance risk management information, reporting capabilities and data-driven insights. Support the delivery of key regulatory and governance requirements, including ICAAP submissions, Annual Report disclosures and Board papers. Collaborate with business leaders and specialist risk teams to drive continuous improvement in risk management processes. Build strong relationships with senior stakeholders, including the Chief Risk Officer, Head of Enterprise Risk, and Operational, Credit, Financial Risk and Compliance teams. Strong understanding of enterprise risk management frameworks, governance and risk appetite concepts. Experience within UK financial services, banking or a regulated environment. Professional qualification in risk management, accounting, finance or a related discipline. Exposure to strategic risk management, regulatory reporting and Board governance processes. As part of our vision to become the most trusted specialist lender in the UK,weve been helping customers and businesses fulfil their ambitions since 1952. Every one of our employees brings unique talent, ability and perspective to their role. Thats why Secure Trust Bank Group nurtures differences. We understand that we perform better because were not cast from the same mould. Were an award-winning bank providing savings accounts andlending servicesto overone million customers. Were Secure Trust Bank Group.