At a Glance
- Tasks: Support the Lead in developing credit strategies and maintaining decisioning solutions.
- Company: Join Secure Trust Bank Group, a leader in responsible lending.
- Benefits: Enjoy a competitive salary, hybrid working, and professional development opportunities.
- Other info: Be part of a diverse team that values your unique perspective and ideas.
- Why this job: Make a real impact in a collaborative environment focused on customer safety and sustainable growth.
- Qualifications: Experience with analytical systems and strong communication skills are essential.
The predicted salary is between 30000 - 40000 £ per year.
Join us at Secure Trust Bank Group and help shape the future of responsible lending. Can be based in Solihull or Manchester. We are looking for an Associate Strategy Designer to support in maintaining and developing credit-policy-aligned initiatives that keep our customers and our business safe, while enabling sustainable growth. If you are passionate about data-driven decision-making and thrive in a collaborative environment, this could be the perfect opportunity for you.
Why This Role Matters
Our Credit Risk team defines the Bank's risk appetite, sets policies for customer acceptance, and ensures lending portfolios perform within tolerance. Beyond monitoring arrears, we provide strategic oversight, regulatory compliance, and portfolio analysis to safeguard sustainable growth. As an Associate Strategy Designer, you will support the Lead by peer-reviewing design work and carrying out testing activities as required to help ensure quality and consistency across decisioning solutions.
What You’ll Be Doing
- Assist the Lead Strategy Designer in developing and maintaining credit strategies, scorecards, and policy rules within the Decisioning Platform (DP), assisting with controlled and compliant change management by following established processes and maintaining accurate documentation.
- Support the Lead with governance, documentation, and coordination activities, including preparing materials, maintaining accurate records, and assisting with the progression of credit strategy changes through UAT and into Production.
- Contribute to testing and analytical activities by preparing and executing test cases, documenting results, and helping to set up and monitor Champion/Challenger scenarios to ensure high-quality decisioning processes.
- Assist the Lead in managing external and internal relationships, including Credit Reference Agencies and other partners, and help coordinate small-scale implementations and project tasks as required.
What We’re Looking For
- Some experience with Decisioning Platforms or similar analytical systems, with the ability to interpret business requirements and contribute to technical solution design using analytical tools and basic coding skills (e.g., LUA, Python), or a willingness to develop these.
- Exposure to strategy deployment and structured testing activities, including supporting user acceptance testing and assisting with controlled, well-documented change processes under the guidance of the Lead.
- Foundational experience in Credit Risk or financial services, supported by strong analytical and numerate skills, and an understanding of key financial concepts relevant to retail banking.
- Clear communication and strong interpersonal skills, with the ability to collaborate effectively, explain technical points simply, and contribute positively to team discussions; familiarity with tools such as SAS, SQL, Excel, or Python is desirable.
Our Values
- Risk Aware: We keep our customers and ourselves safe and secure.
- Customer Focused: Our customers are at the heart of everything we do.
- Ownership: We take responsibility for our actions.
- Performance Driven: We strive to be the best bank in Britain.
- Team Oriented: We achieve more when we work together.
What’s in it for you?
- A collaborative, inclusive culture where your ideas matter.
- Opportunities for professional development and career progression.
- Competitive salary and benefits package.
- Hybrid working options for better work-life balance.
Everyone is different. Everyone is valued. As part of our vision to become the most trusted specialist lender in the UK, we have been helping customers and businesses fulfil their ambitions since 1952. In that time, we have learned that we are more than the sum of our parts. We are a strong Group because of our people and our strengths; specialist, expert, ambitious and also diverse. All of our people are different and this is something we celebrate. Every one of our employees brings unique talent, ability and perspective to their role. That’s why Secure Trust Bank Group nurtures differences. We understand that we perform better because we’re not cast from the same mould. We actively embrace and support diversity, work with leading industry bodies and promote initiatives that reinforce our philosophy of giving you the freedom to be who you are.
We’re an award-winning bank providing savings accounts and lending services to over one million customers. We’re Secure Trust Bank Group. We embrace difference.
About The Company
Our customers are at the heart of everything we do, but we can’t achieve our customer-focused strategy without the right people in our team. At Secure Trust Bank, we know that people are our biggest investment, which is why a career with us is not just a job. It’s the chance to be part of something bigger, to add real value to the Bank and help us constantly improve, in order to achieve our ambition of becoming the best bank in Britain. We believe in giving our staff autonomy, with initiative and exceptional performance recognised through a variety of individual and team awards and incentives. All our employees have a tangible impact on the Group's core values, and we are looking for candidates who are enthusiastic, proactive and enjoy working in a fast-paced environment. So join us as we strive to Grow, Sustain and Love the way we work.
Associate Designer employer: Secure Trust Bank Ltd
At Secure Trust Bank Group, we pride ourselves on fostering a collaborative and inclusive culture where every employee's ideas are valued. With a strong focus on professional development and career progression, our team members enjoy a competitive salary and benefits package, along with hybrid working options that promote a healthy work-life balance. Join us in Solihull or Manchester to be part of a diverse team dedicated to responsible lending and making a meaningful impact in the financial services sector.
StudySmarter Expert Advice🤫
We think this is how you could land Associate Designer
✨Tip Number 1
Network like a pro! Reach out to people in the industry, attend events, and connect on LinkedIn. You never know who might have the inside scoop on job openings or can put in a good word for you.
✨Tip Number 2
Prepare for interviews by researching the company and its values. Understand their approach to responsible lending and think about how your skills align with their mission. This will help you stand out as a candidate who truly gets what they’re about.
✨Tip Number 3
Practice your responses to common interview questions, but keep it natural. Use the STAR method (Situation, Task, Action, Result) to structure your answers and showcase your experience effectively.
✨Tip Number 4
Don’t forget to follow up after your interview! A quick thank-you email can leave a lasting impression and show your enthusiasm for the role. Plus, it keeps you on their radar as they make their decision.
We think you need these skills to ace Associate Designer
Some tips for your application 🫡
Tailor Your Application:Make sure to customise your CV and cover letter to highlight your experience with Decisioning Platforms and analytical tools. We want to see how your skills align with the role of Associate Strategy Designer, so don’t hold back on showcasing your relevant projects!
Show Your Passion for Data:Since this role is all about data-driven decision-making, let us know why you’re passionate about it! Share examples of how you've used data in previous roles or projects, and how it has influenced your decisions.
Keep It Clear and Concise:When writing your application, clarity is key! Use straightforward language and avoid jargon where possible. We appreciate a well-structured application that’s easy to read and gets straight to the point.
Apply Through Our Website:We encourage you to apply directly through our website. This way, your application will be in the right hands, and we can easily track it. Plus, it shows us you’re keen on joining our team at Secure Trust Bank Group!
How to prepare for a job interview at Secure Trust Bank Ltd
✨Know Your Stuff
Before the interview, make sure you understand the basics of credit risk and decisioning platforms. Brush up on your knowledge of analytical tools like SAS, SQL, and Python. Being able to discuss these topics confidently will show that you're serious about the role.
✨Showcase Your Collaboration Skills
Since this role involves working closely with others, be prepared to share examples of how you've successfully collaborated in the past. Think of specific projects where teamwork was key, and highlight your communication skills and ability to explain complex ideas simply.
✨Prepare for Technical Questions
Expect some technical questions related to coding or data analysis. Practice explaining your thought process when solving problems, and if you have any experience with coding languages like LUA or Python, be ready to discuss it. If you're still learning, express your eagerness to develop these skills further.
✨Align with Their Values
Familiarise yourself with Secure Trust Bank's values, such as being customer-focused and performance-driven. During the interview, try to weave these values into your answers, demonstrating how your personal values align with theirs. This will show that you're not just a good fit for the role, but also for the company culture.