Senior product manager

Hybrid role with three days a week in London or Edinburgh offices with travel to Bath once a quarter.

About us

Seccl is the Octopus-owned embedded investment platform that’s on a mission to help more people invest – and invest well. We’re B-Corp certified with an amazing product-market fit, impressive early traction and the potential to transform an outdated industry, for the better. We've been growing fast and will scale even faster over the next few years.

The role

We’re looking for a Senior Product Manager for European payment squad to join us. You'll work closely with our Payment Senior Product Manager to build our European payment functionality and shape how our European payment operations team functions. This is a high-impact, high-ownership role, ideal for someone who combines sharp product thinking, strong execution skills, and a passion for simplifying complexity. This is a rare opportunity to be the first Product Manager focused on European payment at Seccl. You won’t be joining an established team or roadmap, you’ll be helping to define both from the ground up.

This is an opportunity to:

• Shape the European payment strategy and roadmap for a fast-growing fintech that wants to disrupt an outdated industry.
• Support with go to market strategy for the European business and collaborating closely with our European clients.
• Work closely with the product and engineering team supporting the UK business.
• Collaborate with product, engineering, and operations teams to identify the right tooling to automate tasks and solve complex customer problems.
• Contribute to a high-performing, autonomous squad where your ideas will directly influence our success.

On a typical day you will be…

• Working closely with the Group Product Manager and Operations Lead to define the European trading roadmap, balancing immediate client needs with longer-term platform strategy.
• Collaborating as a pod with engineers, operations, and other stakeholders to solve scalability challenges for our European trading operations team.
• Breaking down complex problems into clear, actionable plans for engineering teams.
• Prioritising and managing the sprint backlog, balancing stakeholder needs while maximising value for customers.
• Partnering closely with our European clients to understand their needs and translating them into product solutions, validate solutions, and ensure the product delivers real value.
• Collaborating with UK-based product and engineering teams to adapt and extend existing capabilities for European markets.
• Making trade-offs across speed, risk, and customer value in a highly regulated environment.
• Using both quantitative and qualitative data to inform evidence-based decisions.
• Supporting the growth of junior product managers through mentorship.

This role’s for you if you...

• Have significant experience with payment systems, custody platforms, APIs or have launched regulated products to European markets.
• Have experience scaling products in regulated environments (e.g. fintech, banking, investments, insurance).
• Are comfortable operating in 0→1 or highly ambiguous environments where structure doesn’t yet exist.
• Bring clarity to ambiguity – structuring problems and shaping them into actionable work.
• Have a strong bias for action – you proactively seek insights, test ideas, and move things forward.
• Are customer-obsessed – always thinking about how to improve workflows and outcomes.
• Thrive in cross-functional teams – collaborating across disciplines and navigating trade-offs with empathy and focus.
• Support others – through mentorship, sharing knowledge, and modelling high standards.
• Communicate with impact – adapting style for technical and non-technical audiences alike.

This role isn’t for you if...

• You rely on a lot of top-down direction.
• You’re not comfortable working in a fast-paced environment.
• You struggle to follow through on ideas.
• You don’t like change.

What’s in it for you…

We offer a generous mix of benefits for the things that really matter to our people, including:

• Salary between £75,000 and £90,000, dependant on experience + reviewed annually.
• 27 days holiday + bank holidays (some can be flexible) + day off on your birthday + three days (full time) per year for Dependant leave.
• Two volunteering days per year.
• Option to work abroad for up to six weeks a year.
• Secclbrate – our recognition programme that offers a mix of flexible rewards including extra pay, additional holiday and increased learning budget.
• Length of service award – one month paid sabbatical at eight years.
• 6% employer pension contribution, and life assurance.
• Private medical insurance with AXA Health.
• Enhanced Parental leave.
• MacBook and up to £500 home office set up budget.
• £750 per person learning budget.
• Health and wellbeing initiatives including free therapy via Wellness Cloud, mental health support via Headspace.
• Strong financial wellbeing focus including access to Octopus Money, Octopus Share Incentive Plan and will writing offering via Octopus Legacy.
• Perkbox – Flexi-points giving you a range of discounts and perks including free weekly coffee, gym and retail discounts.
• Access to initiatives like Cycle to Work and Octopus Electric Vehicle Leasing.

Our culture

We're proud to put people first, creating a culture where we truly listen to what matters most to them. Our transparent and inclusive environment encourages diversity of thought, challenge and experimentation.

Interview process

Interviewing is a two-way thing, and we want you to have the time and opportunity to get to know us, as much as we are getting to know you. Our interviews are conversational, so come with questions and be curious. In general, you can expect the interview process to look a bit like this:

• Talent screen – 30 min initial interview with Talent partner.
• First round – 45 min competencies-based interview with the hiring manager.
• Second stage – 60 min case-study presentation interview.
• Bar raiser – 45 min cultural alignment interview.

We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out and you should expect to hear back from us within one to two weeks of applying.

Our aim is to build a diverse and inclusive company of awesome people, with unique skills, passions and experiences. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status. If this sounds like your kind of thing, we encourage you to apply even if you don’t tick every box. We’d love to hear from you!