Senior product manager - Payment in Edinburgh

London or Edinburgh (hybrid 3 days in office)

About Us

Seccl is the Octopus-owned embedded investment platform that’s on a mission to help more people to invest – and invest well. We’re B-Corp certified with an amazing product-market fit, impressive early traction and the potential to transform an outdated industry, for the better. We’ve been growing fast and will scale even faster over the next few years. We’re also proud to be part of Octopus, the £multi billion group that’s on a mission to breathe new life into broken industries, through companies like Octopus Energy, Octopus Investments and Octopus Money.

The role

We’re looking for a Senior Product Manager for our payment squad to join us. You’ll lead initiatives that scale how our operations team functions, help automate complex payment processes, improve customer experiences in a highly regulated environment and transform the advice and investment space. In this role, you’ll help shape Seccl’s payment solutions, from banking integrations to seamless payment processing and scalable operational processes. This is a high-impact, high-ownership role, ideal for someone who combines sharp product thinking, strong execution skills, and a passion for simplifying complexity.

This is an opportunity to...

• Shape the payment strategy and roadmap for a fast-growing fintech that wants to disrupt an outdated industry.
• Lead key initiatives such as our banking replatforming project and initiatives that directly impact how our operations team scales and becomes more innovative.
• Collaborate with product, engineering, and operations teams to identify the right tooling to automate tasks and solve complex customer problems.
• Contribute to a high-performing, autonomous squad where your ideas will directly influence our success.
• Influence the broader product team and company strategy, while also acting as a mentor to more junior product managers.

On a typical day you will be…

• Working closely with the Group Product Manager and Operations Lead to shape the strategy and maintain a clear, prioritised roadmap that addresses payment customer pain points and drives business outcomes.
• Collaborating as a pod with engineers, operations, and other stakeholders to solve scalability challenges for our payment operations team.
• Translating product roadmap features into well-defined requirements, including epics, user stories, and acceptance criteria.
• Prioritising and managing the sprint backlog, balancing stakeholder needs while maximising value for customers.
• Partnering with the Group Product Manager, stakeholders, and customers across the organisation to shape the product vision and strategy for the payment area.
• Engaging directly with customers to gather requirements, validate solutions, and ensure the product delivers real value.
• Using both quantitative and qualitative data to inform evidence-based decisions.
• Supporting the growth of junior product managers through mentorship.

You’ll be successful in this role if you…

• Have significant product experience – ideally in investment platforms, fintech, or another regulated domain (such as banking technology or insurance).
• Show a clear bias for action and proactivity – you take the initiative to spot opportunities, gather insights, and move things forward, even when the path isn’t fully defined.
• Bring clarity to ambiguity – structuring problems and shaping them into actionable work.
• Are customer-obsessed – always thinking about how to improve workflows and outcomes.
• Thrive in cross-functional teams – collaborating across disciplines and navigating trade-offs with empathy and focus.
• Support others – through mentorship, sharing knowledge, and modelling high standards.
• Communicate with impact – adapting style for technical and non-technical audiences alike.

This role isn’t for you if you...

• Rely on top-down direction. Here, you’ll have significant freedom and ownership to shape your progression and deliver outcomes.
• Are uncomfortable in a fast-paced environment. Our agility and scalability set us apart, and we expect quick thinking and adaptability.
• Struggle to execute your ideas. We value people who follow through and deliver on what they set out to achieve.
• Prefer strategy over execution—this role requires both.
• Resist change, you’ll thrive here if you embrace the ambiguity of rapid growth and see change as an opportunity rather than a challenge.

What’s In It For You…

We offer a generous mix of benefits for the things that really matter to our people, including:

• A salary between £75,000 and £95,000 – dependant on experience + reviewed annually.
• 27 days holiday + bank holidays (some can be flexible) + day off on your birthday + three days (full time) per year for Dependant leave.
• Two volunteering days per year.
• Secclbrate - our recognition programme that offers a mix of flexible rewards including extra pay, additional holiday and increased learning budget.
• Length of service award – one month paid sabbatical at eight years.
• 6% employer pension contribution, and life assurance.
• Private medical insurance with AXA Health.
• Enhanced Parental leave.
• MacBook and up to £500 home office set up budget.
• £750 per person learning budget.
• Option to work abroad for up to six weeks a year.
• Health and wellbeing initiatives including free therapy via Wellness Cloud, mental health support via Headspace.
• Strong financial wellbeing focus including access to Octopus Money, Octopus Share Incentive Plan and will writing offering via Octopus Legacy.
• Perkbox – Flexi-points giving you a range of discounts and perks including free weekly coffee, gym and retail discounts.
• Access to initiatives like Cycle to Work and Octopus Electric Vehicle Leasing.

Our culture

We're proud to put people first, creating a culture where we truly listen to what matters most to them. Our transparent and inclusive environment encourages diversity of thought, challenge and experimentation.

Interviewing is a two-way thing, and we want you to have the time and opportunity to get to know us, as much as we are getting to know you. Our interviews are conversational, so come with questions and be curious.

In general, you can expect the interview process to look a bit like this:

• First stage – 30 mins competencies-based interview with the hiring manager + a team member.
• Second stage – one-hour technical focused interview, we will share a case study task in advance for you to present back to us.
• Final stage – 45 mins bar-raiser culture-based interview.

We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out and you should expect to hear back from us within one to two weeks of applying.

Our aim is to build a diverse and inclusive company of awesome people, with unique skills, passions and experiences. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status. If this sounds like your kind of thing, we encourage you to apply even if you don’t tick every box. We’d love to hear from you!