Find a job 
Featured Companies 
Featured Universities 
For Companies At a Glance
- Tasks: Review and assess loan applications, conduct risk analysis, and make lending decisions.
- Company: Fast-growing financial services business specialising in bridging finance.
- Benefits: 24 days holiday, birthday day off, health cash plan, and team social events.
- Why this job: Join a dynamic team and make impactful lending decisions in a supportive environment.
- Qualifications: Previous underwriting experience and strong organisational skills required.
- Other info: Opportunities for professional growth and development in a collaborative setting.
The predicted salary is between 36000 - 60000 £ per year.
Location: Wilmslow
Hours: Monday - Friday, 09:00 - 17:30 (37.5 hours per week)
Start date: ASAP
Salary: Very competitive
About the Role
We are a fast‑growing financial services business specialising in bridging finance for residential, semi‑commercial, and commercial properties. Our mission is to provide flexible, reliable solutions tailored to each client’s needs.
Benefits
- 24 days holiday plus bank holidays (increases to 25 after 1 year)
- Birthday day off
- Give Back Day for family events
- Health cash plan
- 24‑hour colleague assistance helpline
- Team social events and trips
- Close proximity to train station
Key Responsibilities
- Application Assessment: Reviewing and assessing new bridging loan applications to ensure they meet the company’s lending criteria.
- Due Diligence & Risk Analysis: Conducting thorough due diligence, analysing financial documents, credit reports, property valuations, and legal documentation; assessing the borrower’s profile, the asset value, and viability of the exit strategy.
- Decision Making: Making lending decisions within individual mandate level or preparing detailed credit papers and presenting cases to the credit committee for approval.
- Stakeholder Liaison: Collaborating and maintaining clear communication with brokers, solicitors, valuers, and internal sales/operations teams to ensure smooth deal progression.
- Documentation & Record Keeping: Preparing and reviewing offer letters, ensuring all pre‑completion conditions are met, and maintaining accurate records of all case activity in loan management systems.
- Pipeline Management: Managing a personal pipeline of cases efficiently, prioritising tasks to meet tight deadlines and service level agreements (SLAs).
- Process Improvement: Identifying opportunities to enhance underwriting processes, improve turnaround times, and contribute to overall efficiency of the lending function. Providing guidance and support to junior underwriters and assisting in their development.
What We’re Looking For
- Previous underwriting experience with a short‑term finance lender would be beneficial.
- Number of years underwriting experience.
- Strong organisational and communication skills.
- Ability to thrive under pressure and meet deadlines.
- Confidence in liaising with brokers and clients.
- Experience in either Financial Services, Bridging, property.
Please apply today if you have the required experience. Search is an equal opportunities recruiter and we welcome applications from all suitably skilled or qualified applicants, regardless of their race, sex, disability, religion/beliefs, sexual orientation or age.
Underwriter in Wilmslow employer: Search Consultancy
Contact Detail:
Search Consultancy Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Underwriter in Wilmslow
✨Tip Number 1
Network like a pro! Reach out to people in the industry, attend events, and connect on LinkedIn. You never know who might have the inside scoop on job openings or can put in a good word for you.
✨Tip Number 2
Prepare for interviews by researching the company and understanding their values. Tailor your answers to show how your experience aligns with their mission. We want to see that you’re genuinely interested in what we do!
✨Tip Number 3
Practice makes perfect! Do mock interviews with friends or family to get comfortable with common questions. The more you practice, the more confident you'll feel when it’s time to shine.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen. Plus, we love seeing candidates who take the initiative to engage directly with us.
We think you need these skills to ace Underwriter in Wilmslow
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Underwriter role. Highlight your previous underwriting experience and any relevant skills that match the job description. We want to see how you fit into our fast-growing team!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about bridging finance and how your experience aligns with our mission. Keep it concise but impactful – we love a good story!
Showcase Your Skills: Don’t forget to showcase your organisational and communication skills in your application. We’re looking for someone who can thrive under pressure, so give us examples of how you've managed tight deadlines in the past.
Apply Through Our Website: We encourage you to apply through our website for a smoother process. It helps us keep track of your application and ensures you don’t miss out on any important updates. Let’s get started on this journey together!
How to prepare for a job interview at Search Consultancy
✨Know Your Numbers
As an underwriter, you'll be dealing with financial documents and credit reports. Brush up on your financial analysis skills and be ready to discuss how you assess risk and make lending decisions. Familiarise yourself with common metrics and terminology used in bridging finance.
✨Showcase Your Communication Skills
You'll need to liaise with brokers, solicitors, and internal teams, so demonstrate your communication prowess. Prepare examples of how you've effectively collaborated in the past, and be ready to discuss how you handle challenging conversations or negotiations.
✨Prepare for Scenario Questions
Expect questions that put you in real-life underwriting situations. Think about how you would assess a loan application that doesn't meet all criteria or how you'd manage a tight deadline. Practising these scenarios can help you articulate your thought process clearly.
✨Highlight Process Improvement Experience
The role involves identifying opportunities for efficiency. Be prepared to share specific examples of how you've improved processes in previous roles. This shows your proactive approach and commitment to enhancing the underwriting function.
