At a Glance
- Tasks: Lead the development of innovative savings products that empower members financially.
- Company: Scottish Building Society, a forward-thinking organisation with a human touch.
- Benefits: Join a growing team with ambitious plans and a supportive culture.
- Other info: Opportunity for meaningful work and career growth in a dynamic environment.
- Why this job: Make a real impact on people's financial confidence and shape the future of savings.
- Qualifications: Experience in savings products, strong analytical skills, and ability to influence stakeholders.
The predicted salary is between 55000 - 60000 £ per year.
At Scottish Building Society, every role helps us achieve our purpose.
This is more than banking.
It is about helping people feel confident about money, supporting them through big life moments and being part of a Society that is growing, changing and looking ahead.
We are proud of our history, but we are building for the future using fresh ideas, better ways of working and real teamwork to make a positive difference for our members, colleagues and communities.
That is why we are looking for a commercially minded and member-focused Head of Products - Savings / Deposits to help shape the next chapter of our savings proposition.
This is a brilliant opportunity to lead products that are fair, useful, easy to understand and built around what savers need now and in the future.
You’ll be our go-to expert for savings and deposits, bringing insight, energy and clear thinking to pricing, product strategy, governance, customer journeys and sustainable deposit growth.
Working across Commercial, Finance, Relationship Centres, Risk, Marketing and IT, you’ll turn ideas into practical improvements that make a real difference for members.
- What you'll lead
- Shape a competitive savings proposition that supports the Society’s plan and helps more people feel confident about their financial future.
- Lead pricing recommendations that balance member value, commercial performance and funding needs.
- Drive sustainable deposit growth across branch, digital, telephony and intermediary channels.
- Make sure products are well governed, Consumer Duty aligned and focused on good member outcomes.
- Use customer insight, market awareness and data to improve savings journeys and product performance.
- Build confidence, pace and capability across product, pricing and commercial decision making.
- What you'll bring
- You’ll bring strong savings or deposits product experience, a good understanding of pricing and funding economics, and the confidence to influence senior stakeholders.
- You’ll know how to work within strong governance and Consumer Duty expectations, while still bringing fresh thinking, pace and a practical focus on delivery.
- Experience in retail banking, savings marketplaces, digital savings journeys or product transformation will be key and building society experience would be a real advantage.
- Experience managing cross-functional delivery teams.
- Strong analytical and data interpretation skills
- Experience of deposit aggregators and marketplace distribution.
- Treasury or balance sheet management exposure.
- Experience leading product transformation programmes
Why join us?
At Scottish Building Society, you’ll join a growing organisation with a clear purpose, ambitious plans and a genuinely human approach to financial services.
If you want to lead meaningful product work, shape better savings experiences and help members feel more confident about money, we’d love to hear from you.
Head of Products - Savings / Deposits in Dunfermline employer: Scottish Building Society
Scottish Building Society is an exceptional employer that prioritises a supportive and collaborative work culture, where every team member plays a vital role in shaping the future of financial services. With a focus on employee growth and development, we offer unique opportunities to lead impactful product initiatives that directly benefit our members and communities. Join us in a dynamic environment that values fresh ideas and teamwork, making a real difference in people's lives while advancing your career in a meaningful way.
StudySmarter Expert Advice🤫
We think this is how you could land Head of Products - Savings / Deposits in Dunfermline
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Scottish Building Society. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Head of Products - Savings / Deposits in Dunfermline
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Scottish Building Society.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Scottish Building Society's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Scottish Building Society
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Scottish Building Society.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Scottish Building Society will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Scottish Building Society employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
