At a Glance
- Tasks: Build relationships and provide expert mortgage advice to clients.
- Company: Join Scotiabank, a leading bank in the Americas focused on client success.
- Benefits: Enjoy unlimited earning potential, flexible work options, and comprehensive benefits.
- Why this job: Be part of a high-performing team that values diversity and client experience.
- Qualifications: 3+ years in the mortgage industry with strong communication and entrepreneurial skills.
- Other info: Access ongoing training and build your own support team as you succeed.
The predicted salary is between 36000 - 60000 £ per year.
Requisition ID: 208229
Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture.
Join us as we build a high-performing, purpose driven, winning sales team, anchored by an inclusive, client-focused culture.
Job Purpose:
We are currently seeking a passionate and results-driven Home Financing Advisor (HFA) to join our team. In this role, you will have the opportunity to leverage your expertise in banking, influencing, trust development, and client experience to build strong relationships, provide expert mortgage advice, and drive mortgage sales. With a commission-based compensation structure and the flexibility of a mobile role, this position is ideal for individuals who are entrepreneurial, enthusiastic about making a positive impact and thrive in a results-driven environment.
Key Responsibilities:
- Build lasting relationships with clients, referral partners, and community stakeholders to generate mortgage opportunities and referrals.
- Utilize your banking expertise and communication skills to provide tailored mortgage advice that aligns with clients\’ financial goals and objectives.
- Focus on building trust by delivering transparent and honest advice, building rapport, and maintaining open communication throughout the mortgage process.
- Prioritize client experience by understanding client needs, delivering personalized service, and ensuring a seamless mortgage application process.
- Collaborate with internal teams, including underwriters, to facilitate timely mortgage approvals and closings while adhering to regulatory requirements.
- Remain mobile to be accessible and accommodate clients’ preferences.
- Stay informed about market trends, mortgage products, and industry regulations to provide informed advice and maintain a competitive edge in the market.
Qualifications:
- Minimum of 3 years of proven success in the mortgage industry, or a related field.
- Strong commitment to trust development, client experience, and delivering exceptional service.
- Excellent communication, negotiation, and interpersonal skills, with the ability to influence and build rapport with clients and stakeholders.
- Entrepreneurial mindset with a drive to succeed in a commission-based sales environment.
What’s in it for you?
- Fully commission-based compensation structure with unlimited earning potential.
- Comprehensive benefits package, including health, dental, and retirement savings plans.
- Access to our Key Realtor Partners Program enabling you to build lasting relationships with your referral sources.
- Market leading dedicated underwriting model gives you one-on-one access to your own underwriter.
- Competitive advantage with our industry leading Scotia Total Equity Program allowing you to provide clients with holistic financial advice.
- Bespoke programs designed for the unique needs of key client segments.
- Leverage the full Retail Bank and anchor clients through the Scotia Mortgage+ Program and Scene+ loyalty offerings.
- Ability to build your own support team once you surpass a minimum sales threshold.
- Ongoing training and professional development opportunities.
- Flexible work arrangements, including remote work options.
- Be part of a high performing team, committed to creating and fostering a diverse and inclusive team culture.
How to apply:
If you are passionate about banking, relationship building, trust development, and client experience, and possess the qualifications outlined above, we invite you to apply for the Mortgage Specialist position at Scotiabank. Please submit your resume and cover letter detailing your relevant experience and why you are the ideal candidate for this role.
Location(s): Canada : Ontario : Durham || Canada : Ontario : Ajax || Canada : Ontario : Oshawa || Canada : Ontario : Peterborough || Canada : Ontario : Pickering || Canada : Ontario : Uxbridge || Canada : Ontario : Whitby
Scotiabank is a leading bank in the Americas. Guided by our purpose: \”for every future\”, we help our customers, their families and their communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets.
At Scotiabank, we value the unique skills and experiences each individual brings to the Bank, and are committed to creating and maintaining an inclusive and accessible environment for everyone. If you require accommodation (including, but not limited to, an accessible interview site, alternate format documents, ASL Interpreter, or Assistive Technology) during the recruitment and selection process, please let our Recruitment team know. Candidates must apply directly online to be considered for this role. We thank all applicants for their interest in a career at Scotiabank; however, only those candidates who are selected for an interview will be contacted.
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Mortgage Specialist - Durham employer: Scotiabank
Contact Detail:
Scotiabank Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Mortgage Specialist - Durham
✨Tip Number 1
Network with professionals in the mortgage industry, especially those who are already working at Scotiabank or similar institutions. Attend local banking and finance events in Durham to meet potential colleagues and learn more about the company culture.
✨Tip Number 2
Familiarise yourself with the latest mortgage products and market trends. This knowledge will not only help you during interviews but also demonstrate your commitment to providing informed advice to clients.
✨Tip Number 3
Prepare to discuss specific examples of how you've built trust and rapport with clients in previous roles. Highlighting your interpersonal skills and client-focused approach will resonate well with the hiring team.
✨Tip Number 4
Showcase your entrepreneurial mindset by sharing any initiatives you've taken in past roles that led to increased sales or improved client experiences. This will align with the commission-based nature of the role and demonstrate your drive to succeed.
We think you need these skills to ace Mortgage Specialist - Durham
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your experience in the mortgage industry and showcases your skills in client relationship building, trust development, and sales. Use specific examples to demonstrate your success in these areas.
Craft a Compelling Cover Letter: In your cover letter, express your passion for banking and client experience. Clearly outline why you are the ideal candidate for the Mortgage Specialist role, referencing the key responsibilities and qualifications mentioned in the job description.
Showcase Relevant Experience: When detailing your work history, focus on roles that involved mortgage sales or client advisory services. Highlight any achievements or metrics that illustrate your success in these positions.
Demonstrate Industry Knowledge: In both your CV and cover letter, mention your understanding of current market trends, mortgage products, and regulatory requirements. This will show that you are well-informed and ready to provide expert advice to clients.
How to prepare for a job interview at Scotiabank
✨Showcase Your Banking Expertise
Make sure to highlight your experience in the mortgage industry and any relevant banking knowledge. Be prepared to discuss specific examples of how you've successfully advised clients on mortgage products and financial goals.
✨Demonstrate Relationship-Building Skills
Since this role focuses heavily on building trust and relationships, come ready with examples of how you've developed strong connections with clients and referral partners in the past. This will show your potential employer that you can thrive in a client-focused environment.
✨Prepare for Scenario-Based Questions
Expect questions that assess your problem-solving abilities and client management skills. Think of scenarios where you had to navigate challenges in the mortgage process and how you ensured a positive client experience.
✨Stay Informed About Market Trends
Research current mortgage market trends and products before your interview. Being knowledgeable about the latest developments will demonstrate your commitment to providing informed advice and maintaining a competitive edge.