At a Glance
- Tasks: Manage liquidity and cash positions across European banking entities using data analysis and technology.
- Company: Join Scotiabank, a leading global financial institution with a collaborative culture.
- Benefits: Gain hands-on experience, competitive salary, and opportunities for professional growth.
- Other info: Inclusive environment with opportunities for continuous learning and career development.
- Why this job: Combine finance, technology, and analysis to make a real impact in liquidity management.
- Qualifications: Analytical mindset, strong Excel skills, and a background in finance or related fields.
The predicted salary is between 49500 - 60500 £ per year.
Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture.
Manage liquidity. Strengthen financial resilience. Help shape cash and collateral strategy across an international banking platform.
Are you looking for an opportunity to combine liquidity management, financial analysis and technology within a leading global financial institution? We’re seeking an analytical and commercially minded Associate, Intraday Liquidity Management to join the Global Cash, Collateral & Intraday Management team at Scotiabank in London. Intraday liquidity management is strategically important to the Bank. In this role, you’ll help manage liquidity across Scotiabank’s European entities, forecasting and monitoring cash positions, analysing liquidity drivers and supporting decisions around funding and the allocation of funds across nostro and central-bank accounts. Working closely with funding, trading, settlement and technology teams, you’ll contribute to regulatory reporting, intraday liquidity stress testing and the continued development of reporting, automation and dashboards. This is an exciting opportunity for a financial-services professional who enjoys working with complex data, solving problems and using technology to strengthen liquidity management in a fast-paced, highly regulated environment.
What You’ll Be Doing
- Help develop intraday liquidity and cash-management strategies across the Bank’s European entities.
- Forecast and monitor liquidity requirements and prepare daily intraday forecasts, reports and management information.
- Recommend the appropriate allocation of funds between nostro and central-bank accounts, considering cost, liquidity ratios and the Bank’s intraday liquidity strategy.
- Analyse key cash-flow drivers and investigate differences between forecast and actual positions.
- Monitor liquidity positions against regulatory requirements, management metrics and agreed strategies.
- Support the implementation of global cash and intraday liquidity standards across European entities.
- Interpret regulatory requirements relating to cash management, intraday liquidity and liquidity stress testing.
- Support the development and ongoing delivery of the Bank’s intraday liquidity stress-testing framework.
- Develop and enhance processes, reporting, dashboards and automation to improve liquidity analysis and decision-making.
- Work with technology teams to define business requirements and improve the efficiency of liquidity-management processes.
- Provide analysis and recommendations to senior management on liquidity policies, procedures and operating practices.
- Contribute liquidity insights to relevant governance forums, including local Asset Liability Committee discussions.
- Partner with funding, trading and settlement teams to understand activities affecting intraday liquidity.
- Build effective relationships with financial institutions, central banks and teams across the Bank.
- Represent the team on relevant European projects, change programmes and global liquidity-management initiatives.
- Support effective business controls and the Bank’s obligations relating to operational risk, regulatory compliance, AML/ATF and conduct risk.
Why This Role?
This role offers the opportunity to combine practical liquidity-management experience, financial-markets exposure, data analysis and technology within an international banking environment. You’ll gain:
- Hands-on experience managing intraday liquidity and cash positions across European banking entities.
- Experience in liquidity forecasting, regulatory reporting and intraday liquidity stress testing.
- Exposure to financial instruments including derivatives, money-market products, loans, deposits and securities.
- Opportunities to use Power BI, Excel, Python, SQL and VBA to enhance analysis, reporting and automation.
- Experience developing dashboards and management information to support liquidity decision-making.
- Opportunities to collaborate across funding, trading, settlement, technology and other teams.
- A collaborative and inclusive environment that supports continuous learning and professional growth.
What We’re Looking For
We’re looking for an analytical and results-focused professional who combines strong financial judgement with technical capability, attention to detail and a collaborative approach. You will ideally bring:
- Good level of relevant banking or financial-services experience.
- An understanding of cash management, liquidity management, collateral or financial-markets operations.
- Advanced Microsoft Excel skills and experience with business-intelligence tools such as Power BI.
- A graduate degree in Mathematics, Finance, Business, Engineering or a related discipline but not essential.
- Programming skills in VBA, Python or SQL would be advantageous.
- A CFA, FRM or MBA qualification would be advantageous but is not essential.
The position is based in a standard office environment in London. Non-standard working hours may be required given the daily timing and operational nature of intraday liquidity management.
Join a Global Platform
This is an opportunity to join a strategically important team where you’ll help manage liquidity, strengthen the Bank’s financial resilience and support effective decision-making across its European operations. You’ll work with complex financial products and data while building relationships across multiple functions and using technology to improve how liquidity information is analysed, reported and managed. If you’re analytically strong, comfortable working in a fast-paced financial environment and motivated by the opportunity to develop your career in cash and liquidity management within a collaborative global team, we’d love to hear from you. Apply today and take the next step in your Intraday Liquidity Management career.
Inclusion and Belonging
We strive to create an inclusive culture where every employee is empowered to reach their fullest potential, respected for who they are, and embraced through bias-free practices and inclusive values across Scotiabank. We embrace diversity and provide opportunities for all employees to learn, grow and participate through our various voluntary Employee-led Resource Groups, which are open to all and span diverse identities, backgrounds, experiences and abilities.
Accessibility and Workplace Accommodations
We value the unique skills and experiences everyone brings to the Bank and are committed to creating and maintaining an inclusive and accessible environment for everyone. Scotiabank is consistently working to prevent and remove barriers to accessibility so that we can build a diverse and inclusive environment while meeting accessibility requirements. We value the unique skills and experience each person brings and are committed to an inclusive, accessible environment. Accommodations, such as accessible interview sites, alternate formats, sign-language interpretation or assistive technology, are available upon request. Please let us know at any time during the recruitment or interview process if you require an accommodation.
Location(s): England : Greater London : London (UK)
Associate, Intraday Liquidity Management in London employer: Scotiabank
Scotiabank is an exceptional employer that fosters a purpose-driven and inclusive culture, making it an ideal place for professionals in the financial sector. Located in the vibrant city of London, employees benefit from competitive salaries, comprehensive growth opportunities, and a collaborative environment that encourages innovation and client-focused solutions. Join a high-performing team where your contributions directly impact the success of the Prime Services business and where you can thrive in a dynamic global market.
StudySmarter Expert Advice🤫
We think this is how you could land Associate, Intraday Liquidity Management in London
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Scotiabank. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Associate, Intraday Liquidity Management in London
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Scotiabank.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Scotiabank's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Scotiabank
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Scotiabank.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Scotiabank will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Scotiabank employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
