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For Companies At a Glance
- Tasks: Help clients achieve their financial goals with tailored advice and ongoing support.
- Company: Join Schroders Personal Wealth, a leader in accessible financial advice.
- Benefits: Enjoy 30 days holiday, private medical insurance, and a generous pension scheme.
- Why this job: Make a real difference in people's lives while building lasting relationships.
- Qualifications: Level 4 Diploma in Financial Planning and experience in client relationship management.
- Other info: Flexible working options and a commitment to diversity and inclusion.
The predicted salary is between 60000 - 80000 £ per year.
Overview
Job Type: Permanent
Closing Date: 20/04/2026
Schroders Personal Wealth aims to improve the way financial advice is offered, by making it more affordable, accessible and powerful for more people. We want to change lives for the better. Location: Cardiff (hybrid). Type: Permanent. Salary: £65,000 – £80,000+ (depending on experience) plus uncapped performance-related bonus. An exceptional opportunity for experienced advisers — combining the scale of the UK’s biggest banking group, unmatched client access and the autonomy to deliver holistic advice. At Schroders Personal Wealth, soon to become Lloyds Wealth, you’ll join a business with the reach, referral strength and investment in advice to help established advisers grow a substantial client book without starting from scratch. As a Personal Wealth Adviser, you believe that financial planning starts by understanding each client’s unique story, their goals and the life they want to build. You’ll deliver holistic, client-led financial advice to new and existing clients, both face-to-face and virtually, taking the time to build a personalised financial plan that reflects their aspirations and adapts as their life evolves. We’ll expect you to use cash flow modelling and financial planning tools to provide clear, insightful advice.
This is not a cold-start position. You’ll have the backing of the largest banking group in the UK as you utilise a range of business development strategies and expertise to proactively explore the market to onboard new clients, including servicing a constant flow of leads from the wider Lloyds Banking Group, without sacrificing the quality of advice. You’ll be supported by robust systems and infrastructure so you can spend more time advising clients.
Responsibilities
- Deliver holistic, client-led financial advice to new and existing clients, both face-to-face and virtually, using cash flow modelling and financial planning tools to provide clear, insightful recommendations.
- Proactively explore the market to onboard new clients, leveraging leads from the wider Lloyds Banking Group while maintaining high-quality advice.
- Own the end-to-end advisory process from initial consultation to ongoing review, supported by robust systems and infrastructure.
What You’ll Bring
- Level 4 Diploma qualified (Chartered / Level 6 welcome but not essential).
- A strong track record of delivering holistic financial advice.
- Experience building lasting client relationships and generating repeat/referral business.
- Confidence in conducting client meetings and creating tailored financial plans.
- Strong understanding of regulatory requirements, including Consumer Duty.
- Experience using cashflow modelling to support robust advice recommendations.
We understand not everyone will meet 100% of the requirements; however we encourage you to apply if you think your skills are a good fit for this role.
This job vacancy may close earlier than the advertised date if a suitable candidate is found. We encourage interested applicants to submit their applications as soon as possible.
Benefits
- Generous Holiday Entitlement: 30 days of annual leave plus bank holidays, with the option to buy or sell 5 days.
- Health & Wellbeing: Company-paid Private Medical Insurance, Life Insurance, and Health Screening.
- Company Pension Contribution: A matched pension contribution of up to 15% of your base pay.
- Cash Allowance: Flexible allowance to spend on additional benefits personal to you, including: dental cover, paid sabbatical leave, gym membership, menopause support.
- Bonus Opportunity: Dependent on individual/company performance (eligible after 3 months’ service).
- Financial Advice: Access to free financial advice to help secure your financial future.
For more information, please visit https://www.spw.com/careers-at-spw/rewards-and-benefits.
Flexible Working
We support flexible working. We aim to be flexible to support your lifestyle as well as meeting our business needs. Some colleagues work informal flexible hours, reduced hours, job-sharing arrangements, and many work from home or in a hybrid pattern.
Additional Notes
Schroders Personal Wealth operates under the Senior Managers and Certification Regime as a solo-regulated firm. If this role is classed as a Certified Role under that regime you will be subject to enhanced vetting and additional conduct and regulatory duties, including annual certification of fitness and propriety.
We warmly welcome applications from those returning to work after a period of leave, providing appropriate support and training where required.
You belong here: Schroders Personal Wealth embraces individuality and diversity of identity, experience, and thought and strives for inclusive behaviours. We report on gender pay to promote fairness.
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Personal Wealth Adviser employer: Schroders Personal Wealth
Contact Detail:
Schroders Personal Wealth Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Personal Wealth Adviser
✨Tip Number 1
Network like a pro! Get out there and connect with people in the financial industry. Attend events, join online forums, or even hit up LinkedIn. The more connections you make, the better your chances of landing that Personal Wealth Adviser role.
✨Tip Number 2
Practice your pitch! You never know when you'll get a chance to introduce yourself. Have a clear, concise summary of who you are and what you bring to the table. Tailor it to highlight your skills in holistic financial advice and client relationship building.
✨Tip Number 3
Show off your expertise! Prepare for interviews by brushing up on market trends and financial planning tools. Be ready to discuss how you can help clients achieve their goals with confidence. This will show you're not just knowledgeable but also genuinely interested in making a difference.
✨Tip Number 4
Apply through our website! We want to see your application come through directly. It shows initiative and gives us a chance to see your enthusiasm for joining the SPW team. Don’t wait too long; the sooner you apply, the better!
We think you need these skills to ace Personal Wealth Adviser
Some tips for your application 🫡
Tailor Your Application: Make sure to customise your CV and cover letter to reflect the specific skills and experiences that align with the Personal Wealth Adviser role. Highlight your expertise in financial planning and client relationship management to show us you’re the right fit!
Showcase Your Passion: We want to see your enthusiasm for helping clients achieve their financial goals. Share examples of how you've made a positive impact in previous roles, and let your personality shine through in your application!
Be Clear and Concise: When writing your application, keep it straightforward and to the point. Use clear language and avoid jargon to ensure we can easily understand your qualifications and motivations for applying.
Apply Through Our Website: Don’t forget to submit your application through our official website! This way, you’ll ensure it reaches the right people and you’ll be one step closer to joining our fantastic team at SPW.
How to prepare for a job interview at Schroders Personal Wealth
✨Know Your Stuff
Make sure you brush up on your financial planning knowledge, especially around cash flow modelling and regulatory requirements. Being able to discuss these topics confidently will show that you're serious about the role and understand what it takes to help clients achieve their goals.
✨Showcase Your Empathy
As a Personal Wealth Adviser, building relationships is key. Prepare examples of how you've successfully connected with clients in the past. Highlight your ability to listen and adapt financial plans based on individual client stories—this will resonate well with the interviewers.
✨Prepare Questions
Interviews are a two-way street! Think of insightful questions to ask about the company culture, team dynamics, and how they support professional development. This shows your genuine interest in the role and helps you gauge if it's the right fit for you.
✨Practice Makes Perfect
Conduct mock interviews with a friend or mentor to refine your answers and get comfortable discussing your experience. Focus on articulating how your skills align with the responsibilities outlined in the job description, particularly around delivering holistic financial advice.