Head Of Portfolio Management in Bracknell

At Skipton Business Finance, we’re looking for a Head of Portfolio Management to deliver senior operational and portfolio leadership across a substantial Invoice Finance and Asset Based Lending client portfolio within Skipton Business Finance.

Who Are We?

Skipton Business Finance, part of the Skipton Group, has been helping UK SMEs fulfil their aspirations for over 20 years by providing working capital solutions that support their ambitious growth plans.

With a rich history rooted in reliability and innovation, we leverage our expertise to offer a diverse range of financial products, including Invoice Finance and Asset Based Lending. Our commitment to understanding the unique needs of each client enables us as a team to deliver personalised and responsive services, fostering long-term partnerships built on trust and mutual success.

At Skipton Business Finance, we strive to be more than just a financial provider. We aim to be a strategic partner, guiding businesses towards sustainable growth and prosperity. Join our team as we navigate the dynamic landscape of business finance together.

What Will You Be Doing?

As Head of Portfolio Management, you’ll be accountable for delivering outstanding client outcomes, sustainable growth, and robust risk management, while shaping a high performance culture and embedding strong governance aligned to SBF’s strategy and values.

You will also:

• Lead a diverse Invoice Finance and Asset-Based Lending portfolio, ensuring alignment with SBF’s strategy, risk appetite, and lending criteria, while supporting the Chief Operating Officer in delivering regional growth and operations.
• Lead regional teams to deliver consistent, high quality service across the client lifecycle, driving operational excellence, strong controls, and continuous improvement.
• Ensure robust credit risk management across the portfolio, maintaining adherence to policy, approval conditions, and ongoing monitoring, while contributing to reviews and escalating emerging risks appropriately.
• Own portfolio profitability, ensuring effective income monitoring, appropriate charging, cost recovery, and delivery of agreed commercial outcomes aligned to business objectives.
• Ensures full adherence to regulatory requirements, internal policies and financial crime prevention standards, promoting strong risk awareness, fair customer outcomes and ethical conduct.

What Do We Need From You?

To succeed in this role, you will bring:

• Extensive experience in senior operational leadership within IF / ABL environments
• Proven track record of managing large, complex client portfolios
• Strong commercial judgement and decision‑making in complex risk environments
• Experience of underwriting and structuring facilities up to £20m
• Ability to lead and influence at senior and executive levels
• Ability to balance growth, service excellence and credit discipline

What's In It For You?

Skipton values work/life balance and we are proud to support hybrid and flexible working, where possible. We have a newly refurbished head office which offers a vibrant and collaborative working space.

We have a range of other benefits available to you including:

• Quarterly discretionary bonus scheme
• Car allowance
• 25 days standard annual leave + bank holidays + rising 1 day per year of service to a maximum of 30 days
• Holiday trading scheme allowing the ability to buy and sell additional annual leave days
• Matching employer pension contribution (up to 10% per annum)
• Colleague mortgage (conditions apply)
• Salary sacrifice scheme for hybrid & electric car
• A commitment to training and development
• Private medical insurance for all our colleagues
• 3 paid volunteering days per annum
• Diverse and inclusive colleague networks including our Carers and Pride Alliance groups
• Health and wellbeing support including cycle-to-work and discounted gym membership