At a Glance
- Tasks: Analyse creditworthiness of structured finance deals and present findings to management.
- Company: International banking group specialising in renewable energy finance.
- Benefits: Gain valuable experience in finance and develop analytical skills.
- Other info: Dynamic work environment with opportunities for professional growth.
- Why this job: Make a real impact in the renewable energy sector while advancing your career.
- Qualifications: Experience in project finance analysis is essential; strong analytical skills required.
The predicted salary is between 36000 - 60000 £ per year.
We have been instructed by an international banking group who specialise in structured/project finance. They are looking for a Credit Analyst to carry out the credit review for business covering renewable energy.
THE RESPONSIBILITIES
- To analyse the creditworthiness of new and existing structured finance deals with new transactions proposed by the Front Office, produce review reports and present them at Credit Committee meetings to the Branch management.
- To analyse the creditworthiness of existing structured finance and produce review reports, which will be circulated to the Branch management.
- To analyse the Branch credit portfolio on a regular basis, produce a portfolio review report quarterly and present these at the regular Credit Committee meetings to the Branch management.
- To analyse industry and macro-economic data relating to the Branch credit portfolio and report these in a portfolio review report on a quarterly basis and present this at the regular Credit Committee meetings to the Branch management.
- To conduct research on various topics and produce reports of credit issues in the EU area related with the Branch credit portfolio as and when required on ad-hoc basis.
- To understand the Bank's credit risk management systems, especially the Bank's Internal Rating System.
- Checking the Front Office's documentations from a credit risk perspective.
- Attend meetings for structured finance customers with the Front Office.
- To arrange both regular and ad-hoc Credit Committee meetings for structured Finance business, prepare and circulate Agendas of these meetings and record the proceedings and produce written Minutes for circulation to all attendees.
- Conduct credit risk management related work performed by the staff at Risk Management & Control, including monitoring and maintenance of the Branch's Risk Appetite for structured finance business.
- Updating Credit Review Procedure Manual related to structured finance business including ensuring that it remains in line with UK regulatory expectation and liaison work with authorities if necessary.
- To plan and conduct the Branch credit risk management for structured finance business with communicating with Head Office when required.
- Assist the Senior Manager with internal Branch reporting when required.
- To update the Policy & Procedures of Credit review as and when needed.
- Conduct regular/occasional self check of the credit review function.
- Provide general clerical support to the Senior Manager including, but not limited to, photocopying, filing, record keeping, mailing, scheduling and messaging.
EXPERIENCE REQUIRED
- Experience of analysis of project finance either as a front officer or a middle officer is essential.
- Experience in other area of structured finance, such as real estate non-recourse finance is not prerequisite but will be preferred.
- Practical skills, especially focusing on a capability of output knowledge is required.
Credit Analyst in London employer: Saxton Leigh
Join a leading international banking group that prioritises innovation and sustainability in structured finance, particularly within the renewable energy sector. Our collaborative work culture fosters professional growth, offering extensive training and development opportunities while ensuring a supportive environment where your contributions are valued. Located in a vibrant city, we provide competitive benefits and a commitment to work-life balance, making us an exceptional employer for those seeking meaningful and rewarding careers.
StudySmarter Expert Advice🤫
We think this is how you could land Credit Analyst in London
✨Tip Number 1
Network like a pro! Reach out to professionals in the banking and finance sector, especially those involved in structured finance. Attend industry events or webinars to make connections that could lead to job opportunities.
✨Tip Number 2
Prepare for interviews by brushing up on your knowledge of credit analysis and renewable energy projects. We recommend practising common interview questions and having examples ready that showcase your analytical skills and experience.
✨Tip Number 3
Don’t underestimate the power of follow-ups! After an interview, send a thank-you email to express your appreciation and reiterate your interest in the role. It keeps you fresh in their minds and shows your enthusiasm.
✨Tip Number 4
Apply directly through our website! It’s the best way to ensure your application gets seen by the right people. Plus, it shows you’re genuinely interested in joining our team at StudySmarter.
We think you need these skills to ace Credit Analyst in London
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Credit Analyst role. Highlight your experience in project finance and any relevant skills that match the job description. We want to see how your background fits with what we're looking for!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're passionate about renewable energy and structured finance. We love seeing candidates who are genuinely excited about the industry and our mission.
Showcase Your Analytical Skills:Since this role involves a lot of analysis, make sure to showcase your analytical skills in your application. Provide examples of how you've successfully analysed creditworthiness or financial data in the past. We want to know you can handle the numbers!
Apply Through Our Website:Don't forget to apply through our website! It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it shows you’re keen on joining our team at StudySmarter!
How to prepare for a job interview at Saxton Leigh
✨Know Your Numbers
As a Credit Analyst, you'll be dealing with a lot of data. Brush up on your financial analysis skills and be ready to discuss specific metrics related to creditworthiness. Familiarise yourself with key performance indicators in structured finance, especially in renewable energy.
✨Research the Company
Understand the international banking group’s focus on structured/project finance. Dive into their recent projects, especially in renewable energy. This will not only help you answer questions but also show your genuine interest in their work.
✨Prepare for Technical Questions
Expect questions about credit risk management systems and the Internal Rating System. Be prepared to explain how you would analyse credit portfolios and produce review reports. Practising these scenarios can give you an edge.
✨Showcase Your Communication Skills
You'll need to present reports at Credit Committee meetings, so practice articulating your thoughts clearly and confidently. Think about how you can convey complex information simply, as this is crucial in your role.
