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- Tasks: Manage credit decision trees and support project work in a dynamic finance environment.
- Company: Join Santander Consumer Finance, a leading motor finance company in the UK.
- Benefits: Enjoy competitive salary, annual bonus, flexible benefits, and gym passes.
- Why this job: Be part of a diverse team that values innovation and continuous improvement.
- Qualifications: Experience with Provenir, credit reference agencies, and strong Excel skills preferred.
- Other info: Hybrid working model with a supportive workplace culture.
The predicted salary is between 36000 - 60000 £ per year.
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SCUK Senior Analyst – Credit Decision Tree, Redhill
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Client:
Location:
Redhill, United Kingdom
Job Category:
Other
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EU work permit required:
Yes
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Job Reference:
eed151dfe61c
Job Views:
3
Posted:
25.08.2025
Expiry Date:
09.10.2025
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Job Description:
SCUK Senior Analyst – Credit Decision TreeCountry: United Kingdom
Santander Consumer Finance (SCUK) is one of the UK’s Leading Motor Finance companies providing finance to a network of car dealerships throughout the United Kingdom. We are currently looking for a Senior Analyst – Credit Decision Tree to join us in our Redhill, Surrey office working on a hybrid basis (with at least days a week onsite).
In this role you will manage the credit decision trees used in SCUK’s Leasing portfolio and you will build and make changes when required, to the decision engine, Provenir, that will be part of the Leasing IT system, SASOL. The role will also support project work within SCUK’s Loan portfolio including developing a Limited Company scorecard and decline/refer rule sets.
Responsibilities will include:
What we’re looking for someone with:
We have a range of benefits available which include:
Other things you need to know:
Inclusion
At Santander we’re creating a thriving workplace where all colleagues feel they belong and are supported to succeed. We all help to make Santander a workplace that celebrates diversity and attracts, retains and develops the most talented and committed people through living our values of Simple, Personal, and Fair.
At Santander Consumer Finance we have a zero-tolerance approach to discrimination, bullying, harassment (including sexual) or victimisation of any kind.
Should you want to be considered for part time hours, please let us know and we can assess your requirements.
What are the next steps:
If you are interested in this role and believe you have the skills, experience, and knowledge then we’d love to hear from you. Please go ahead and click apply which will take you through some questions and allow you to submit your CV and covering letter.
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SCUK Senior Analyst - Credit Decision Tree employer: Santander
Contact Detail:
Santander Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land SCUK Senior Analyst - Credit Decision Tree
✨Tip Number 1
Familiarise yourself with Provenir and its API architecture. Since this role requires you to be a super user of the decision engine software, having hands-on experience or knowledge about how it integrates with other systems will give you a significant edge.
✨Tip Number 2
Network with professionals in the automotive finance sector. Engaging with individuals who have experience in credit decision-making can provide insights into industry standards and expectations, which could be beneficial during interviews.
✨Tip Number 3
Brush up on your SAS programming skills. Even though it's listed as desirable, demonstrating proficiency in SAS can set you apart from other candidates and show your commitment to the analytical aspects of the role.
✨Tip Number 4
Prepare to discuss your understanding of credit policies and risk management. Being able to articulate how you would handle policy changes and risk identification will showcase your readiness for the responsibilities outlined in the job description.
We think you need these skills to ace SCUK Senior Analyst - Credit Decision Tree
Some tips for your application 🫡
Understand the Role: Before applying, make sure to thoroughly read the job description for the SCUK Senior Analyst - Credit Decision Tree position. Understand the key responsibilities and required skills, especially regarding Provenir and SAS programming.
Tailor Your CV: Customise your CV to highlight relevant experience and skills that align with the job requirements. Emphasise any previous work with credit decision trees, Provenir, or similar systems, as well as your analytical skills.
Craft a Compelling Cover Letter: Write a cover letter that showcases your enthusiasm for the role and the company. Mention specific experiences that demonstrate your ability to manage credit decision trees and your understanding of the automotive finance sector.
Proofread Your Application: Before submitting, carefully proofread your CV and cover letter for any spelling or grammatical errors. A polished application reflects attention to detail, which is crucial for the analytical nature of the role.
How to prepare for a job interview at Santander
✨Understand Provenir and SASOL
Make sure you have a solid grasp of how Provenir works and its integration with the SASOL system. Be prepared to discuss your experience with decision engines and how you've used them in previous roles.
✨Showcase Analytical Skills
Highlight your analytical abilities, especially if you have experience creating SAS programs. Be ready to provide examples of how you've analysed data to influence decision-making processes.
✨Communicate Effectively
Since stakeholder communication is key in this role, practice articulating complex ideas clearly. Think of examples where you've successfully communicated policy changes or technical information to non-technical stakeholders.
✨Prepare for Scenario Questions
Expect scenario-based questions that assess your problem-solving skills and risk management capabilities. Prepare by thinking through potential challenges in credit decision-making and how you would address them.
