Technical Lead in Milton Keynes

IT STARTS HERE Santander is evolving from a global, high-impact brand into a technology-driven organisation, and our people are at the heart of this journey. Together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference.

Our mission is to contribute to help more people and businesses prosper. We embrace a strong risk culture and all our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

Capital and Risk Models is a sub-domain of Enterprise Services part of the Chief Information Office of Santander Technology and Operations, providing enterprise-wide systems and support services that help run and transform the bank's IT, data and business capabilities. Specifically, the area looks after the calculation of PRA and ECB calculations for Credit Risk and Finance, including but not limited to IFRS9, IRB, Regulatory Capital and other Risk Metrics.

THE DIFFERENCE YOU MAKE Capital and Risk Models under Enterprise Services is looking for a Software Engineer based out of Milton Keynes. This role is a 15 month fixed term contract. As part of the Capital and Risk Models domain, you will be the Technical Lead for Risk responsible for driving the design and delivery of Risk Models and Reporting. This role will drive the Risk product roadmap and the successful delivery of its goal to improve the efficiency, flexibility, and traceability of the common reporting framework to internal and external stakeholders.

We’re shaping the way we work through innovation, cutting-edge technology, collaboration and the freedom to explore new ideas. To succeed in this role, you will be responsible for:

• Leading risk team across multiple locations, providing full management of the product lifecycle (design, development, implementation, test & deployment) including post release.
• Mentoring and developing individuals across multiple squads on design patterns, solution design, technical integration; using your experience and demonstrating your passion to define fit-for-purpose engineering designs/solutions.
• Supporting change management, audit, compliance, and design assurance to meet the banks standards.
• Collaborating with stakeholders to understand data requirements and deliver solutions that meet business needs.
• Driving the quality and adherence to service levels for month end execution with a strong focus on control, performance, and automation.
• A working knowledge and understanding of GenAI tools.

WHAT YOU'LL BRING Our people are our greatest strength. Every individual contributes unique perspectives that make us stronger as a team and as an organisation. We’re enabling teams to go beyond by valuing who they are and empowering what they bring. The following requirements represent the knowledge, skills, and abilities essential for success in this role. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Professional Experience:

• Demonstrated leadership in guiding engineering teams, setting technical standards, and collaborating with product, risk, and governance stakeholders in regulated environments to deliver resilient, auditable, and production-ready solutions.
• Extensive experience leading the design, delivery, and operation of cloud-native data and software platforms on AWS, with hands-on expertise.
• Proven track record of architecting scalable and secure data pipelines and event-driven services, with strong experience implementing Infrastructure as Code, applying least-privilege security models through IAM, and embedding monitoring, logging, and cost-optimisation practices.
• Experience of supporting production related incidents until resolution.
• Experience working within Financial or Banking companies would be beneficial.

Education:

• Bachelor's Degree or equivalent experience (Required).

Hard Skills:

• Terraform Infrastructure as Code (Required).
• Compute & Data Processing EC2, EMR (Required).
• S3 Data Storage (Required).
• Lambda Serverless Development (Required).
• Glue Data Integration & ETL (Required).
• Unix scripting including AWS CLI.
• Step Functions Workflow Orchestration (Required).
• Adopting Agile engineering processes in Scrum/Kanban, DevOps, CI/CD, BDD/TDD test automation (Required).
• Cost Management & Optimisation (Preferred).

Soft Skills:

• Problem Solving and Critical Thinking (Required).
• Technical & Non-Technical Communication (Required).
• Adaptability & Change Management (Required).
• Stakeholder Management (Required).
• Decision-Making & Accountability (Required).
• Collaboration & Team Facilitation (Required).
• Risk Awareness & Governance Mindset (Preferred).
• Coaching & Talent Development (Preferred).
• Project Management (Preferred).

WE VALUE YOUR IMPACT At Santander, your contribution matters. We recognise the difference you make every day, and we make sure you feel valued, supported and rewarded in return. Here, recognition goes beyond pay. It’s about the pride you feel in your work, the impact you have on customers and communities, and the opportunities you have to grow and thrive — personally and professionally.

30 days' holiday plus bank holidays, which increases to 31 days after 5 years service, with the option to purchase up to 5 contractual days per year.

£6,000 car allowance per year.

Company funded individual private medical insurance.

Protection for you and your family, with company-funded death-in-service benefit and income protection insurance, and the option to take advantage of discounted rates for additional life assurance and critical illness cover.

Share in Santander's success by saving or investing in our share plans. As a Santander UK employee, you are able to request staff versions of our products like our Edge Current Accounts and Credit Cards with no fees, as well as apply to many other deals and discounts in Santander products and services.

Competitive rewards that reflect the real impact you make and the value you bring.

Wellbeing that goes beyond work — we work with a range of wellbeing partners across our 4 pillars of wellbeing (physical, mental, social and financial) to give you access to a suite of apps, discounted gym and fitness access, weekly online classes, flexible healthcare and mental health support.

Support for every life stage — from menopause and pregnancy to parenthood and beyond, with enhanced family leave, childcare options and tailored wellbeing support.

Time to give back through volunteering opportunities that let you make a difference in the communities we serve.

Global growth opportunities to shape your career, learn new skills and explore what’s possible across our international network.

Ready to be recognised? It starts with you.

LOCAL COMPLIANCE At Santander, we’re proud to be an inclusive organisation that provides equal opportunities for everyone — regardless of age, gender, disability, civil status, race, religion or sexual orientation. We’re committed to creating a recruitment experience that’s accessible, fair and welcoming for all candidates. We want our people to thrive — at work and at home — while delivering the best outcomes for our customers and supporting each other to grow.

To make this possible, our roles are site-based with a hybrid working pattern, where colleagues are expected to attend the office at least 12 days per month (pro-rata for part-time roles). When applying, please consider the travel distance, time and cost to your chosen office location.

Right to work in the UK Every individual must have the right to work in the UK to commence employment with Santander either by way of nationality, visa or work permit. If you do require a working visa/permit this will not influence our decision on whether to progress your application. However, if you do not have a right to work, or an application for a working visa/permit is unsuccessful, Santander will not proceed with your application and will withdraw any conditional offer previously made. We welcome applications on the understanding that, should you be offered this role, there may be no relocation package available. Santander will pay the employer mandatory government fees that are required to pay in connection with visa sponsorship. You may be liable for your own personal employee immigration and relocation costs.

WHAT TO DO NEXT If this sounds like a role you are interested in, then please apply. If there’s anything we can do in the recruitment process to help you achieve your best, get in touch. Whether it’s a copy of our application form in another format or additional assistance, we’re available through email. You can contact us.