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- Tasks: Join our team as a Credit Risk Analyst, supporting fund managers and monitoring credit risk.
- Company: Santander Corporate & Investment Banking offers tailored services to global corporate clients.
- Benefits: Enjoy flexible working, 27 days holiday, and a generous pension contribution.
- Why this job: Develop your career in a dynamic environment with a focus on diversity and inclusion.
- Qualifications: Previous credit risk experience and a degree in Finance, Engineering, or related fields required.
- Other info: Hybrid working options available; part-time roles welcome.
The predicted salary is between 36000 - 60000 £ per year.
Country: United Kingdom
Interested in part-time, job-share or flexible working? We want to talk to you! Join our community.
Santander Corporate & Investment Banking (SCIB) is Santander's global division that supports some of the world's most complex and sophisticated corporate and institutional clients, offering customised services and value-added wholesale products to best meet their needs.
In this challenging role within the Risk function, you’ll be part of the Funds and Financial Institutions Credit Risk team focussing on supporting the coverage of Traditional Funds, Pension Funds, Asset Manager and Insurance company counterparties. You’ll work in conjunction with a variety of teams, including front office, to optimise how we manage credit risk to comply with global credit policy and risk appetite frameworks for the sector.
If you’ve performed a similar role previously, this could be the perfect opportunity to develop your career.
The difference you’ll make:
- Supporting the credit onboarding process of new fund managers and fund counterparties, working with other teams to deliver an efficient turnaround.
- Undertaking the ongoing monitoring, reporting and analysis of credit risk exposures to fund counterparties across product classes.
- Assisting with the design and implementation of credit risk reporting processes and other tactical reports.
- Supporting the periodic review of fund counterparties, including establishing internal ratings and credit limit setting.
- Assisting with rating analysis and transactional reviews for the insurance sector.
- Monitoring economic and market events that can have an impact on the portfolio and producing regular reports on performance.
What you’ll bring:
These are the essential requirements you need to be successful in this role:
- Previous experience in a Credit Risk role.
- In depth understanding of Credit and Financial Risk analysis.
- Knowledge and experience of Financial Markets and Wholesale banking products.
- High degree of proficiency with Excel.
It would also be nice for you to have:
- Working knowledge of analytical tools and relevant techniques.
- Well-developed interpersonal and communication skills.
- Excellent organisational skills with ability to prioritise and deliver to tight deadlines.
- Educated to Degree level in a relevant subject (Engineering, Finance, Science, and Mathematics) or equivalent.
What else you need to know:
This role is based at our offices in Triton Square, London located within easy walking distance from Warren Street and Euston. We want our people to thrive at work and home, and also be able to deliver the best outcomes for our customers and to help each other develop. To support this, we offer site-based contracts with a hybrid working pattern and our expected level of attendance in an office is at least 3 days a week (pro-rata for part-time roles). If you apply for this role in this location, it’s important you consider your travelling distance, time and cost from your home to the office location. We’re happy to discuss specific working patterns and arrangement within this hybrid approach during the recruitment process. If you’re interested in this role but with part time hours or a job-share we would still love to hear from you and discuss these.
Inclusion
At Santander we’re creating a thriving workplace where all colleagues feel they belong and are supported to succeed. We all help to make Santander a workplace that celebrates diversity and attracts, retains and develops the most talented and committed people through living our values of Simple, Personal, and Fair.
How we’ll reward you:
As well as a salary, we offer a wide range of benefits that you can choose from and tailor to your needs. Eligible for a discretionary performance-related annual bonus. We put 8% of salary into your pension, even if you don’t contribute yourself. We’ll pay in up to 12.5% of salary, if you contribute as well, and you can take some of our contribution in cash if you prefer. 27 days’ holiday plus bank holidays, which increases to 28 days after 5 years service, with the option to purchase up to 5 contractual days per year. Free access to a range of digital health services, including GP. Protection for you and your family, with company-funded death-in-service benefit and income protection insurance, and the option to take advantage of discounted rates for additional life assurance and critical illness cover. 24/7 access to an online employee discount platform including retailers, entertainment, eating out, travel and more. Company funded individual private medical insurance. Voluntary healthcare benefits at discounted rates such as dental insurance, and health assessments. Share in Santander’s success by saving or investing in our share plans. Support your favourite causes through charitable giving and our community partnerships. As a Santander UK employee, you are able to request staff versions of our products like our Edge Current Accounts and Credit Cards with no fees, as well as apply to many other deals and discounts in Santander products and services.
What to do next:
If this sounds like a role you’re interested in, then please apply.
Credit Risk Analyst - Funds and Financial Institutions | S2 | SCIB employer: Santander USA
Contact Detail:
Santander USA Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Risk Analyst - Funds and Financial Institutions | S2 | SCIB
✨Tip Number 1
Familiarise yourself with the specific credit risk frameworks and policies used in the financial sector, particularly those relevant to funds and financial institutions. This knowledge will help you demonstrate your understanding of the role during interviews.
✨Tip Number 2
Network with professionals in the credit risk field, especially those who work in similar roles at Santander or other financial institutions. Engaging with them on platforms like LinkedIn can provide insights and potentially lead to referrals.
✨Tip Number 3
Stay updated on current economic trends and market events that impact credit risk. Being able to discuss recent developments during your interview will show your proactive approach and genuine interest in the industry.
✨Tip Number 4
Prepare to showcase your Excel proficiency by brushing up on advanced functions and data analysis techniques. You might be asked to demonstrate your skills, so having practical examples ready can set you apart from other candidates.
We think you need these skills to ace Credit Risk Analyst - Funds and Financial Institutions | S2 | SCIB
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant experience in credit risk analysis, particularly any roles that involved financial institutions or funds. Use specific examples to demonstrate your skills and achievements.
Craft a Strong Cover Letter: Write a cover letter that directly addresses the requirements listed in the job description. Explain how your background aligns with the role and express your enthusiasm for working with Santander Corporate & Investment Banking.
Highlight Relevant Skills: Emphasise your proficiency in Excel and any analytical tools you are familiar with. Mention your understanding of financial markets and wholesale banking products, as these are crucial for the role.
Showcase Your Communication Skills: Since the role requires well-developed interpersonal skills, include examples of how you've effectively communicated complex information in previous positions. This could be through reports, presentations, or team collaborations.
How to prepare for a job interview at Santander USA
✨Showcase Your Credit Risk Knowledge
Make sure to highlight your previous experience in credit risk roles. Be prepared to discuss specific examples of how you've managed credit risk, particularly in relation to funds and financial institutions.
✨Demonstrate Analytical Skills
Since the role requires a strong understanding of financial markets and risk analysis, be ready to explain your proficiency with analytical tools and techniques. You might even want to prepare a brief case study or example of a complex analysis you've conducted.
✨Prepare for Technical Questions
Expect questions that test your knowledge of wholesale banking products and financial risk analysis. Brush up on key concepts and be ready to discuss how they apply to the role you're interviewing for.
✨Emphasise Communication Skills
Given the collaborative nature of the role, it's important to demonstrate your interpersonal and communication skills. Prepare examples of how you've effectively worked with cross-functional teams in the past.
