At a Glance
- Tasks: Lead the product strategy for embedded finance in the global automotive sector.
- Company: Join Santander UK, a diverse and inclusive employer.
- Benefits: Competitive salary, career growth, and international collaboration opportunities.
- Other info: High-impact role with global visibility and exposure to major automotive partners.
- Why this job: Shape the future of mobility finance with innovative digital solutions.
- Qualifications: Experience in product management and a passion for technology and customer insights.
The predicted salary is between 60000 - 80000 € per year.
This job is with Santander UK, an inclusive employer and a member of myGwork – the largest global platform for the LGBTQ+ business community.
At Openbank, we are building a global, digital-first Automotive platform, connecting customers, dealers, OEMs, and partners to deliver seamless financing and mobility solutions at scale. This is a unique opportunity to join a high-impact global team at the centre of our automotive transformation. You'll play a critical role in shaping how finance is embedded directly into partner ecosystems, from dealer channels and OEM platforms to digital marketplaces and direct-to-consumer journeys.
Working with some of our biggest and most important global partners, you will play a key role in owning and shaping the strategy, definition and delivery of embedded finance products that help our partners sell more vehicles, while creating brilliant customer experiences. This role is ideal for a product manager who thrives at the intersection of customer insight, commercial strategy, technology and delivery.
The Job Role
As Product Manager - Embedded Finance, you will own the end-to-end product lifecycle for key embedded finance proposition across our global automotive ecosystem. You'll work closely with major OEMs, dealer and importer groups, and marketplace partners to understand their strategic priorities and customer journeys, translating these into scalable product solutions that can be built, launched and continuously optimised across multiple markets.
This is not a role focused purely on gathering requirements. We're looking for a true Product Manager who can shape what needs to be built, define the roadmap, drive prioritisation decisions and be accountable for successful delivery and commercial outcomes.
What you'll be doing
- Own product strategy and roadmap
- Define the product vision and roadmap for embedded finance capabilities across global automotive channels
- Identify opportunities through market insight, customer behaviour and partner strategy
- Translate business needs into clear product propositions, MVP scope and phased delivery plans
- Prioritise initiatives and make clear trade-off decisions based on customer value, technical feasibility and commercial impact
- Lead the exploration of how we can harness the opportunities of agentic AI, using intelligent automation to transform customer and partner journeys, while maximising the discoverability and lead generation across AI channels.
- Shape and deliver solutions
- Lead discovery and solution design with engineering, data, operations, risk and commercial teams
- Define what needs to be built to solve real customer and partner problems
- Own product requirements, backlog priorities and delivery milestones
- Be accountable for successful launch of product capabilities into production
- Ensure solutions are scalable, modular and adaptable across global and local market needs
- Drive delivery outcomes from concept through launch and post-release iteration
- Build strategic partner relationships
- Build strong working relationships with global OEMs, dealer groups, importer networks and marketplaces
- Develop a deep understanding of partner strategies, priorities and growth plans
- Collaborate with commercial and account teams to shape joint propositions and initiatives
- Build trusted relationships with senior stakeholders internally and externally
- Optimise performance and outcomes
- Use data and analytics to drive product performance and commercial outcomes
- Monitor funnel performance, conversion, approval rates and acquisition efficiency
- Identify opportunities to improve customer journeys and increase partner value
- Lead post-launch reviews and continuous optimisation cycles
- Drive ROI through smarter processes, automation and product enhancements
Why join us
This is an opportunity to shape the future of mobility finance at global scale. You'll be joining a business investing heavily in digital innovation, working on products that sit at the heart of how customers discover, finance and manage vehicles in the future.
We offer:
- A high-impact role with global visibility
- Exposure to major international automotive partners
- The opportunity to shape category-leading embedded finance journeys
- Competitive compensation and career growth opportunities
- International collaboration with teams across multiple markets
Would you like to grow with us? Join our team!
Santander is an equal opportunity employer. All applicants will be considered as equal without paying attention to gender identity, sexual orientation, ethnicity, religion, age, political orientation, union membership nor disability status. We make recruiting decisions based on your experience and skills. We value your passion to discover, invent, simplify, and build.
The personal data you provide as well as any data generated during the selection process are confidential and will be processed by Open Bank, S.A. with registered office at Plaza de Santa Bárbara 2, 28004 (Madrid), for the sole purpose of managing your participation in the selection processes and, where appropriate, to formalise your recruitment. For further information about your rights and data protection, please read the Openbank Privacy Policy applicable to this type of data processing here.
SCF HQ - Product Manager - Embedded Finance (Global Automotive) employer: Santander UK
Santander UK is an exceptional employer that champions inclusivity and innovation, particularly in the dynamic field of embedded finance within the global automotive sector. With a strong focus on employee growth, competitive compensation, and the opportunity to work with major international partners, you will be part of a high-impact team driving digital transformation. The collaborative work culture fosters creativity and strategic thinking, making it an ideal environment for those looking to make a meaningful impact in their careers.
StudySmarter Expert Advice🤫
We think this is how you could land SCF HQ - Product Manager - Embedded Finance (Global Automotive)
✨Tip Number 1
Network like a pro! Reach out to people in the automotive and finance sectors on LinkedIn. Join relevant groups, engage in discussions, and don’t be shy to ask for informational interviews. You never know who might have the inside scoop on job openings!
✨Tip Number 2
Prepare for those interviews by researching the company and its products. Understand their embedded finance strategies and think about how your skills can contribute. We want you to shine, so practice common interview questions and have your own ready to show your interest!
✨Tip Number 3
Showcase your passion for the role! When you get the chance to speak with hiring managers, share your ideas on how to enhance customer experiences in the automotive finance space. This will demonstrate your proactive approach and understanding of the industry.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen. Plus, it shows you’re genuinely interested in joining our team at Santander. Let’s make this happen together!
We think you need these skills to ace SCF HQ - Product Manager - Embedded Finance (Global Automotive)
Some tips for your application 🫡
Tailor Your Application:Make sure to customise your CV and cover letter for the Product Manager role. Highlight your experience in embedded finance and how it aligns with our mission at Openbank. We want to see how you can contribute to our automotive transformation!
Showcase Your Impact:When detailing your previous roles, focus on the impact you've made. Use metrics and examples to illustrate how you've shaped product strategies or improved customer experiences. We love seeing results-driven candidates!
Be Authentic:Let your personality shine through in your application. We value authenticity and want to get a sense of who you are beyond your professional skills. Share your passion for automotive finance and how you envision contributing to our team.
Apply Through Our Website:We encourage you to apply directly through our website. This ensures your application gets to the right people quickly. Plus, it’s the best way to stay updated on your application status. We can't wait to hear from you!
How to prepare for a job interview at Santander UK
✨Know Your Product Inside Out
Before the interview, dive deep into the specifics of embedded finance and how it applies to the automotive industry. Understand the current trends, challenges, and opportunities in this space. This will not only show your passion but also your readiness to contribute meaningfully.
✨Showcase Your Strategic Thinking
Be prepared to discuss how you would define a product vision and roadmap. Think about examples from your past experiences where you've successfully identified market opportunities or translated customer needs into product solutions. This is your chance to demonstrate your strategic mindset!
✨Build Relationships Virtually
Since this role involves collaborating with global partners, think about how you can build strong relationships even in a virtual environment. Share examples of how you've successfully worked with stakeholders remotely, and highlight your communication skills.
✨Data-Driven Decision Making
Prepare to discuss how you use data and analytics to drive product performance. Bring examples of how you've monitored key metrics in previous roles and made decisions based on that data. This will show that you understand the importance of optimising performance and outcomes.
