Relationship Manager, Large Corporate Real Estate Finance | S2 | Corporate and Commercial Banking | London | Internal Mobility

Relationship Manager, Large Corporate Real Estate Finance | S2 | Corporate and Commercial Banking | London | Internal Mobility

Country: United Kingdom

IT STARTS HERE

Santander (www.santander.com) is evolving from a global, high-impact brand into a technology-driven organisation, and our people are at the heart of this journey. Together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible.

This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference.

Our mission is to contribute to help more people and businesses prosper. We embrace a strong risk culture and all our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

Retail & Commercial Banking is a global business integrating all our retail and commercial banking activities to better serve our customers, improve efficiency and drive value creation.

THE DIFFERENCE YOU MAKE

The Real Estate Finance team in Corporate & Commercial Banking is looking for a Relationship Manager based out of London.

As a Relationship Manager, you will support two Relationship Directors, alongside an existing Relationship Manager, with the day-to-day management of a portfolio of clients which includes lending relationships typically provided to larger sponsors (many of which are PLC’s listed on the FTSE 250) and on both a secured and unsecured basis. The combined portfolios currently have committed lending facilities of c£1.7bn. You will be expected to demonstrate a client focused approach to deliver day to day operational solutions for existing and new clients, working collaboratively with other areas of San UK to achieve this. You will also assist in liaising with the Corporate & Investment Bank’s teams to provide a Group wide holistic service offering to the clients where appropriate. Key roles and responsibilities will include:

· Promoting and encourages good culture and behaviours personally and across the Team, in line with I AM Risk.

· Assisting your immediate and wider team in achieving their financial objectives / goals in line with Corporate & Commercial Banking’s growth targets.

· Identifying, assessing, managing, and reporting risks, taking proactive personal responsibility for ‘doing the right thing’ in compliance with regulatory requirements and our frameworks and policies.

Supporting the bank in meeting its business, regulatory and stakeholder obligations in respect of Financial Crime Compliance. Including identifying, deterring, detecting, and disrupting money laundering, sanctions non-compliance, terrorist financing, bribery, corruption, and tax evasion risks that arise by way of its activities.

We’re shaping the way we work through innovation, cutting-edge technology, collaboration and the freedom to explore new ideas. To succeed in this role, you will be responsible for:

• Preparing, and assisting, two Senior Relationship Directors with all aspects of credit applications for existing clients and new to bank prospects in line with credit policy and procedures.
• Giving support to two Senior Relationship Directors with the management and monitoring of their client portfolios including daily account excesses, timely receipt of financial info, annual review process, covenant monitoring and flagging potential risks.
• Adapting an agile approach, constructively challenging and suggesting improvements for processes and systems.
• Working alongside another S2 Relationship Manager.

WHAT YOU’LL BRING

Our people are our greatest strength. Every individual contributes unique perspectives that make us stronger as a team and as an organisation. We’re enabling teams to go beyond by valuing who they are and empowering what they bring.

The following requirements represent the knowledge, skills, and abilities essential for success in this role. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Professional Experience:

• Knowledge of legal aspects related to Corporate and Commercial clients (legal entities, security, valuations, facility documentation) (Required)

• Understanding of key accounting principles and ability to undertake analysis of property company accounts (Required)

• Understands Anti-Money Laundering requirements related to Corporate Clients (Preferred)

• Understands the key nCino processes applicable to the job role (Preferred)

• Knowledge of Salesforce or similar CRM systems and Office 365 (Preferred)

• Understands the process flow for lending Transactions (Preferred)

• Understands corporate credit risk and risk rating models including IPRE, CCT and GCM (Preferred)

• Knowledge and understanding of the key economic variables and regulatory issues which have an impact on the different commercial and residential real estate sectors (Preferred)

Education:

• University level degree or equivalent (Preferred)

Hard Skills:

• A good understanding of financial accounting standards and accuracy in analysis and interpretation of data (Required)

• Understanding of Banking products (Preferred)
• AML/KYC/KYB awareness (Preferred)
• Familiar with CRM tools (e.g., Salesforce) (Preferred)
• Data and tech savvy including use of AI tools (Preferred)
• Professional / university level qualification/s which assist with a good understanding of economic fundamentals and business performance variables (Preferred)

Soft Skills:

• Relationship building (Required)

• Communication & influencing (Required)

• Collaboration across teams (Required)

• Problem-solving under pressure (Required)

• Adaptability in dynamic markets (Required)

• Good understanding of typical security requirements for a lender (Preferred)

WE VALUE YOUR IMPACT

At Santander, your contribution matters. We recognise the difference you make every day, and we make sure you feel valued, supported and rewarded in return.

Here, recognition goes beyond pay. It’s about the pride you feel in your work, the impact you have on customers and communities, and the opportunities you have to grow and thrive — personally and professionally.

Salary Range:
£45,008.00 - £67,512.00 per annum (depending on experience)

This salary range represents the expected remuneration for the role. Annual salary is based on a standard 35-hour working week. Actual salary offered will depend on skills, experience, qualifications and location.

• Competitive rewards that reflect the real impact you make and the value you bring.
• Wellbeing that goes beyond work — we work with a range of wellbeing partners across our 4 pillars of wellbeing (physical, mental, social and financial) to give you access to a suite of apps, discounted gym and fitness access, weekly online classes, flexible healthcare and mental health support.
• Support for every life stage — from menopause and pregnancy to parenthood and beyond, with enhanced family leave, childcare options and tailored wellbeing support.
• Time to give back through volunteering opportunities that let you make a difference in the communities we serve.
• Global growth opportunities to shape your career, learn new skills and explore what’s possible across our international network.

Ready to be recognised? It starts with you.

LOCAL COMPLIANCE

At Santander, we’re proud to be an inclusive organisation that provides equal opportunities for everyone — regardless of age, gender, disability, civil status, race, religion or sexual orientation.

We’re committed to creating a recruitment experience that’s accessible, fair and welcoming for all candidates.

We want our people to thrive — at work and at home — while delivering the best outcomes for our customers and supporting each other to grow.

To make this possible, our roles are site-based with a hybrid working pattern, where colleagues are expected to attend the office at least 12 days per month (pro-rata for part-time roles).

When applying, please consider the travel distance, time and cost to your chosen office location.

WHAT TO DO NEXT

If this sounds like a role you are interested in, then please apply.

For further Guidance please visit Internal Mobility - Candidate Guidance.

If you want to know more about the opportunity:

Please contact Ross Horne – ross.horne@santander.co.uk

Contact Number: - 07917 090069

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