At a Glance
- Tasks: Lead financial crime initiatives and enhance client onboarding experiences.
- Company: Join Santander, a tech-driven global banking leader.
- Benefits: Competitive salary, wellbeing support, and global career growth opportunities.
- Other info: Hybrid working model with a focus on inclusivity and personal development.
- Why this job: Make a real impact in financial crime risk management and client relations.
- Qualifications: Experience in corporate banking and financial crime processes required.
The predicted salary is between 36700 - 87551 £ per year.
Country: United Kingdom
IT STARTS HERE Santander (www.santander.com) is evolving from a global, high-impact brand into a technology-driven organisation, and our people are at the heart of this journey. Together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. Our mission is to contribute to help more people and businesses prosper. We embrace a strong risk culture and all our professionals at all levels are expected to take a proactive and responsible approach toward risk management. Retail & Commercial Banking is a global business integrating all our retail and commercial banking activities to better serve our customers, improve efficiency and drive value creation.
THE DIFFERENCE YOU MAKE
Santander Corporate and Commercial banking is looking for a Financial Crime Lead based out of any CCB location. Excellent opportunity to join our team & play an important part of the CCB Client Onboarding, Financial Crime & digital Channels team, providing support and guidance to front office colleagues for critical onboarding and ongoing due diligence journeys. This will give an opportunity to demonstrate great communication & influencing skills working with the Regional or Sector team and our chosen outsourcing provider to support the development of the Financial Crime risk capability for CCB. This role reports to the Head, Client OnBoarding, Financial Crime & Digital Channels - CCB. We’re shaping the way we work through innovation, cutting-edge technology, collaboration and the freedom to explore new ideas.
To succeed in this role, you will be responsible for:
- Delivering best-in-class NTB & ODD client experience onboarding journeys and are the conduit between relationship teams, clients and FC CoE, managing service and risk.
- Reporting mechanism and visibility of FC Risk within the front office and that any queries in relation to control alerts or ongoing due diligence reviews are dealt with in a timely manner.
- Providing constructive support within the Regional or Sector team in terms of Financial Crime knowledge and the ability to produce high quality Financial Crime CDD/ODD submissions.
- Ensuring submissions, and analysis of client due diligence, is of a high quality, accurate, consistent and policy compliant.
- This oversight is for all submissions, but with greater emphasis on new to bank applications and challenging existing cases.
- It is expected that all Relationship Directors should be able to prepare fit for purpose inputs for client due diligence independently.
- Analysing and monitoring the Financial Crime risk metrics of the regional portfolio in order to maintain an overview of the risk profile of the book.
WHAT YOU’LL BRING
Our people are our greatest strength. Every individual contributes unique perspectives that make us stronger as a team and as an organisation. We’re enabling teams to go beyond by valuing who they are and empowering what they bring. The following requirements represent the knowledge, skills, and abilities essential for success in this role. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Professional Experience
- Thorough understanding of Corporate & Commercial Banking, including processes, clients, and product suite.
- Strong knowledge of Financial Crime CDD and ODD processes within a banking environment.
- Experience managing senior stakeholders.
- Experience within a Corporate & Commercial Banking environment, ideally in a Financial Crime or front office role.
- Experience contributing to or delivering strategic initiatives within CCB.
Education
- Preferred – Professional Banking Qualification.
- Desirable – Professional FC Qualification.
- Experience working within a Corporate and Commercial Banking environment, ideally in a Financial Crime analysis role.
- Experienced in the development and delivery of the strategic plan in CCB.
Languages
- English
Hard Skills
- Financial Crime Risk Management and Due Diligence (Required).
- Stakeholder Management and Influencing (Required).
- Data Analysis and Risk Reporting (Preferred).
Soft Skills
- Leadership and team development.
- Strong communication and influencing skills.
- Attention to detail and problem-solving.
WE VALUE YOUR IMPACT
At Santander, your contribution matters. We recognise the difference you make every day, and we make sure you feel valued, supported and rewarded in return. Here, recognition goes beyond pay. It’s about the pride you feel in your work, the impact you have on customers and communities, and the opportunities you have to grow and thrive — personally and professionally.
Salary Range: £58,367.00 - £87,551.00 per annum (depending on experience). This salary range represents the expected remuneration for the role. Annual salary is based on a standard 35-hour working week. Actual salary offered will depend on skills, experience, qualifications and location.
Competitive rewards that reflect the real impact you make and the value you bring. Wellbeing that goes beyond work — we work with a range of wellbeing partners across our 4 pillars of wellbeing (physical, mental, social and financial) to give you access to a suite of apps, discounted gym and fitness access, weekly online classes, flexible healthcare and mental health support. Support for every life stage — from menopause and pregnancy to parenthood and beyond, with enhanced family leave, childcare options and tailored wellbeing support. Time to give back through volunteering opportunities that let you make a difference in the communities we serve. Global growth opportunities to shape your career, learn new skills and explore what’s possible across our international network. Ready to be recognised? It starts with you.
LOCAL COMPLIANCE
At Santander, we’re proud to be an inclusive organisation that provides equal opportunities for everyone — regardless of age, gender, disability, civil status, race, religion or sexual orientation. We’re committed to creating a recruitment experience that’s accessible, fair and welcoming for all candidates. We want our people to thrive — at work and at home — while delivering the best outcomes for our customers and supporting each other to grow.
To make this possible, our roles are site-based with a hybrid working pattern, where colleagues are expected to attend the office at least 12 days per month (pro-rata for part-time roles). When applying, please consider the travel distance, time and cost to your chosen office location(s).
WHAT TO DO NEXT
If this sounds like a role you are interested in, then please apply. For further Guidance please visit Internal Mobility - Candidate Guidance. If you want to know more about the opportunity: Please contact Carl Daufer – Carl.Daufer@santander.co.uk
Financial Crime Lead | S3 | CCB COO | Any CCB Office | Internal Mobility in London employer: Santander UK
Santander UK is an excellent employer, offering a vibrant work culture that fosters innovation and collaboration within the financial services sector. Employees benefit from a competitive salary, generous holiday allowance, and comprehensive health coverage, alongside opportunities for professional growth in a supportive environment. Working in this dynamic location not only enhances career prospects but also allows for meaningful contributions to risk management in technology and operations.
StudySmarter Expert Advice🤫
We think this is how you could land Financial Crime Lead | S3 | CCB COO | Any CCB Office | Internal Mobility in London
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Santander UK. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Financial Crime Lead | S3 | CCB COO | Any CCB Office | Internal Mobility in London
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Santander UK.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Santander UK's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Santander UK
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Santander UK.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Santander UK will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Santander UK employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
