SCUK Retail Risk Analyst

Country: United Kingdom

Santander Consumer Finance UK (SCUK) is based in Redhill, Surrey and provides motor finance to a network of dealerships throughout the United Kingdom.

We are currently looking for a Risk Analyst to join our Risk department where you will be taking accountability and be an SME for several areas of risk reporting and analysis, clearly communicating results, developing, and recommending changes where appropriate.

Please note this role is a hybrid role with at least 3 days a week in the Redhill office, remote workers will not be considered.

What you’ll be doing:

• Production of Risk reports on a daily, weekly, monthly, quarterly and annual basis
• Reviewing reports, and analysing, understanding, and documenting any anomalies
• Presenting reports and results at Forums
• Developing new reports using Excel, SAS, Business Objects and Power BI
• Providing analytics for the development and review of Credit Policy strategies
• Supporting Risk Appetite setting
• Subject Matter Expert in areas such as (but not exclusive to) Scorecard Cutoffs, Pre-Qualification, Regulatory reporting, and reporting for head office in Spain
• Ensuring data quality through raising change requests and investigative work
• Ad-hoc project work
• Supporting the relationship manager of 3rd party suppliers, including ensuring the reported data is correct, file downloads, data reviews, product reviews, supporting end-users, invoices tracked and processed
• Liaising with 3rd party suppliers, IT, and other end users within the business, including our 2 joint ventures
• Ensure SCF/SANUK and SCUK Retail policies and procedures are updated and approved at least on an annual basis, maintain the governance spreadsheet, and send out monthly reminders of those that are due soon
• Update policy library and the document register whilst arranged for them to get approved in the appropriate forum or committees
• Deal with or escalate any identified risks in relation to Santander Consumer risk policies and/or legislative and regulatory guidelines in accordance with the Santander UK group risk framework
• Adhering to our commitment to Consumer Duty ensuring we put our customers’ needs first and set higher and clearer standards of consumer protection

What we’re looking for:

• Sound programming skills in SAS with good statistical modelling skills using SAS
• Good working knowledge of Business Intelligence
• Good working knowledge of using data warehouses and data driven investigations
• Strong numeracy and mathematical literacy
• High standard of personal integrity and decisiveness, in addition to problem-solving and influencing skills
• Ability to work independently, and as part of a team to meet deadlines
• Must be able to adopt an organized and methodical approach to deliver personal and business objectives, using resources effectively to deliver the right thing in the right place at the right time
• Excellent interpersonal, team-working and communication skills

We have a range of benefits available which include:

• Competitive salary of £43,000 – £45,000 dependent on experience
• 27 days holiday per annum, plus bank holidays
• Annual bonus based on personal and company performance
• £500 flexible benefit allowance
• Generous pension contributions
• Employee assistance programme
• Enhanced family friendly policies
• Sharesave scheme
• Gym passes at a reduced rate for 3,000 gyms, leisure centres etc
• Local retail and high street brands discounts

Equal Opportunities

At Santander we’re creating a thriving workplace where all colleagues feel they belong and are supported to succeed. We all help to make Santander a workplace that celebrates diversity and attracts, retains and develops the most talented and committed people through living our values of Simple, Personal, and Fair.

At Santander Consumer Finance we have a zero-tolerance approach to discrimination, bullying, harassment (including sexual) or victimisation of any kind.

Should you want to be considered for part time hours, please let us know and we can assess your requirements.

What are the next steps:

If you are interested in this role and believe you have the skills, experience, and knowledge then we’d love to hear from you. Please go ahead and click apply which will take you through some questions and allow you to submit your CV and covering letter. #J-18808-Ljbffr