At a Glance
- Tasks: Lead the product strategy for embedded finance in the global automotive sector.
- Company: Join Openbank, a digital-first leader in automotive finance innovation.
- Benefits: Competitive salary, career growth, and international collaboration opportunities.
- Other info: Be part of a diverse team committed to innovation and equal opportunity.
- Why this job: Shape the future of mobility finance and work with major global partners.
- Qualifications: Experience in product management and a passion for technology and customer insights.
The predicted salary is between 60000 - 80000 € per year.
At Openbank, we are building a global, digital-first automotive platform, connecting customers, dealers, OEMs, and partners to deliver seamless financing and mobility solutions at scale. This is a unique opportunity to join a high-impact global team at the centre of our automotive transformation.
You’ll play a critical role in shaping how finance is embedded directly into partner ecosystems, from dealer channels and OEM platforms to digital marketplaces and direct-to-consumer journeys. Working with some of our biggest and most important global partners, you will play a key role in owning and shaping the strategy, definition and delivery of embedded finance products that help our partners sell more vehicles, while creating brilliant customer experiences.
This role is ideal for a product manager who thrives at the intersection of customer insight, commercial strategy, technology and delivery.
The Job RoleAs Product Manager – Embedded Finance, you will own the end-to-end product lifecycle for key embedded finance proposition across our global automotive ecosystem. You’ll work closely with major OEMs, dealer and importer groups, and marketplace partners to understand their strategic priorities and customer journeys, translating these into scalable product solutions that can be built, launched and continuously optimised across multiple markets.
This is not a role focused purely on gathering requirements. We’re looking for a true Product Manager who can shape what needs to be built, define the roadmap, drive prioritisation decisions and be accountable for successful delivery and commercial outcomes.
What You’ll Be Doing- Own product strategy and roadmap
- Define the product vision and roadmap for embedded finance capabilities across global automotive channels
- Identify opportunities through market insight, customer behaviour and partner strategy
- Translate business needs into clear product propositions, MVP scope and phased delivery plans
- Prioritise initiatives and make clear trade‑off decisions based on customer value, technical feasibility and commercial impact
- Lead the exploration of how we can harness the opportunities of agentic AI, using intelligent automation to transform customer and partner journeys, while maximising the discoverability and lead generation across AI channels
- Lead discovery and solution design with engineering, data, operations, risk and commercial teams
- Define what needs to be built to solve real customer and partner problems
- Own product requirements, backlog priorities and delivery milestones
- Be accountable for successful launch of product capabilities into production
- Ensure solutions are scalable, modular and adaptable across global and local market needs
- Drive delivery outcomes from concept through launch and post‑release iteration
- Build strong working relationships with global OEMs, dealer groups, importer networks and marketplaces
- Develop a deep understanding of partner strategies, priorities and growth plans
- Collaborate with commercial and account teams to shape joint propositions and initiatives
- Build trusted relationships with senior stakeholders internally and externally
- Use data and analytics to drive product performance and commercial outcomes
- Monitor funnel performance, conversion, approval rates and acquisition efficiency
- Identify opportunities to improve customer journeys and increase partner value
- Lead post-launch reviews and continuous optimisation cycles
- Drive ROI through smarter processes, automation and product enhancements
This is an opportunity to shape the future of mobility finance at global scale. You’ll be joining a business investing heavily in digital innovation, working on products that sit at the heart of how customers discover, finance and manage vehicles in the future.
We offer:
- A high‑impact role with global visibility
- Exposure to major international automotive partners
- The opportunity to shape category‑leading embedded finance journeys
- Competitive compensation and career growth opportunities
- International collaboration with teams across multiple markets
Would you like to grow with us? We’re an equal opportunity employer. All applicants will be considered as equal without paying attention to gender identity, sexual orientation, ethnicity, religion, age, political orientation, union membership nor disability status. We make recruiting decisions based on your experience and skills. We value your passion to discover, invent, simplify, and build.
SCF HQ - Product Manager - Embedded Finance (Global Automotive) employer: Santander Consumer (UK) plc
At Openbank, we pride ourselves on being a forward-thinking employer that champions innovation and collaboration in the automotive finance sector. Our dynamic work culture fosters creativity and growth, providing employees with unique opportunities to engage with major international partners while shaping the future of mobility finance. With competitive compensation and a commitment to equal opportunity, we empower our team members to thrive in a global environment that values their insights and contributions.
Contact Detail:
Santander Consumer (UK) plc Recruiting Team
StudySmarter Expert Advice🤫
We think this is how you could land SCF HQ - Product Manager - Embedded Finance (Global Automotive)
✨Tip Number 1
Network like a pro! Reach out to people in the automotive and finance sectors on LinkedIn. Don’t just connect; engage with their posts and share your insights. This can open doors to opportunities that aren’t even advertised yet.
✨Tip Number 2
Prepare for interviews by understanding the company’s products and market position. Dive deep into their embedded finance solutions and think about how you can contribute to their strategy. Show them you’re not just another candidate, but someone who’s genuinely interested in their mission.
✨Tip Number 3
Practice your pitch! Be ready to explain how your experience aligns with their needs. Focus on your ability to drive product strategy and deliver results. Make it clear that you’re the Product Manager they’ve been searching for.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, it shows you’re serious about joining our team and contributing to the future of mobility finance.
We think you need these skills to ace SCF HQ - Product Manager - Embedded Finance (Global Automotive)
Some tips for your application 🫡
Tailor Your Application:Make sure to customise your CV and cover letter for the Product Manager role. Highlight your experience in embedded finance and how it aligns with our mission at Openbank. We want to see how you can contribute to our global automotive platform!
Showcase Your Impact:When detailing your previous roles, focus on the impact you've made. Use metrics and examples to illustrate how you've shaped product strategies or improved customer experiences. We love seeing results that speak for themselves!
Be Authentic:Let your personality shine through in your application. We value passion and creativity, so don’t be afraid to show us who you are and what drives you. A genuine connection can make all the difference!
Apply Through Our Website:We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for this exciting opportunity. Plus, it’s super easy!
How to prepare for a job interview at Santander Consumer (UK) plc
✨Know Your Product Inside Out
Before the interview, dive deep into the specifics of embedded finance and how it applies to the automotive industry. Familiarise yourself with current trends, key players, and potential challenges. This will not only show your passion but also help you articulate how you can contribute to shaping product strategy.
✨Showcase Your Strategic Thinking
Be prepared to discuss how you would identify opportunities through market insights and customer behaviour. Think about examples from your past experiences where you've successfully translated business needs into product propositions. This will demonstrate your ability to drive prioritisation decisions effectively.
✨Build Relationships in the Room
Since this role involves collaborating with various stakeholders, practice how you would build strong working relationships. Share examples of how you've developed trust with partners or internal teams in previous roles. This will highlight your interpersonal skills and ability to work within a global team.
✨Data-Driven Decision Making
Prepare to discuss how you use data and analytics to drive product performance. Bring examples of how you've monitored performance metrics and made adjustments based on findings. This will showcase your analytical mindset and commitment to optimising outcomes for both customers and partners.
