Data Reporting Analyst in Redhill

United Kingdom Santander Consumer Finance UK (SCUK) is based in Redhill, Surrey and provides motor finance to a network of car dealerships throughout the United Kingdom. We are now looking for an experienced Capital Data Analyst to join the finance team in this newly created role. This role involves coding data extraction (SAS, Python, SQL), automating processes, and ensuring CRR compliance for senior management and regulatory reporting.

As the technical expert you will be responsible for:

• Extracting, transforming, and reporting contract-level data from disparate source systems along with establishing the RWA reporting structure from inception to execution.
• Establishing and maintaining an efficient reporting network for the Capital team, requiring data production using various programming languages (SAS, Python, SQL) depending on the source systems.
• Driving automation strategies to minimize reliance on manual End-User Computing (EUCs) within the team, enhancing overall efficiency and control.
• Investigating and managing data errors raised during the month-end capital consumption process, collaborating with relevant teams to implement robust solutions.
• Parametrising statistical models for loss given default (LGD) and probability of default (PD) provided by the Methodology team into corporate tools (Modellica) working with its specific coding language.
• Ensuring compliance with regulatory and management reporting and auditing requirements on the verification processes for internal (IVT) and external (PRA/ECB) validation.
• Preparing and analysing large datasets about the business portfolio for various internal and external projects aimed at improving capital consumption.
• Using summarisation and simplification techniques to explain complex technical concepts in simple, clear language appropriate to the audience.
• Acting as a backup for other team members as necessary, requiring a solid understanding of month-end financial analysis and CRR regulations.
• Adapting easily to changing work demands (month-end, system amendments, or new projects) which may require working beyond standard hours.

Essential skills include:

• Programming Languages and demonstrable experience in data extraction and manipulation using SAS, Python, and SQL.
• Strong MS Excel skills for quick analysis and reporting.
• Familiarity with data visualization tools (e.g., Tableau, Power BI).
• Strong understanding of the Capital Requirements Regulation (CRR), Risk Weighted Assets (RWA) and the Basel framework.
• Understanding of financial principles, accounting standards (IFRS), securitisation structures and risk management concepts.
• Knowledge of relevant banking regulations and compliance requirements.
• Demonstrable analytical knowledge/skills analysing financial data, to support building financial models, and to assist with interpretation of key metrics to inform strategic decisions.
• Demonstrable written and verbal communication skills to effectively present complex financial information to clients and stakeholders with diverse abilities.
• Demonstrable knowledge/skills of building and maintaining business relationships with clients and internal partners.
• Ensuring accuracy in data extraction, calculation and reporting.
• Adapting the level of detail of complex technical and regulatory information to diverse audiences.
• Managing variable workloads, meeting tight month end deadlines and adapting quickly to changes in regulatory requirements/systems updates.

Competitive salary of £54,000 – 60,000 dependant on experience and ~30 days holiday per annum.