Capital Data Analyst in Redhill

Santander Consumer Finance UK (SCUK) is based in Redhill, Surrey and provides motor finance to a network of car dealerships throughout the United Kingdom. We are now looking for an experienced Capital Data Analyst to join the finance team in this newly created role. This role involves coding data extraction (SAS, Python, SQL), automating processes, and ensuring CRR compliance for senior management and regulatory reporting.

Please note this role is a hybrid role with at least 3 days a week in the Redhill office. Remote workers will not be considered.

• Establish and maintain an efficient reporting network for the Capital team, requiring data production using SAS, Python, SQL depending on source systems.
• Extraction and treatment of capital database. Develop all reporting code from scratch, ensuring flexibility and adaptability to evolving requirements.
• Drive automation strategies to minimize reliance on manual End-User Computing (EUCs) within the team, enhancing efficiency and control.
• Investigate and manage data errors raised during the month-end capital consumption process, collaborating with relevant teams to implement robust solutions.
• Parametrize statistical models for LGD and PD provided by the Methodology team into corporate tools (Modellica) with its specific coding language.
• Ensure compliance with regulatory and management reporting and auditing requirements on verification processes for internal (IVT) and external (PRA/ECB) validation.
• Prepare and analyse large datasets about the business portfolio for various internal and external projects aimed at improving capital consumption.
• Prepare presentations and reports for internal committees and Senior Management, explaining complex concepts in clear language.
• Ensure thorough and ongoing documentation of all input and report production processes.
• Act as a backup for other team members, requiring a solid understanding of month-end financial analysis and CRR regulations.
• Collaborate with departmental associates and management, promoting best practices across the team.
• Adapt easily to changing work demands (month-end, system amendments, or new projects) which may require working beyond standard hours.
• Understand moving forward with less than perfect information and adapting to changing demands.
• Knowledge of techniques and ability to work with a variety of individuals in a constructive and collaborative manner.
• Adhere to our commitment to Consumer Duty, ensuring customers’ needs first and higher standards of consumer protection.

• Programming languages and experience in data extraction and manipulation using SAS, Python, and SQL.
• Strong MS Excel skills for quick analysis and reporting.
• Familiarity with data visualization tools (Tableau, Power BI).
• Experience with risk modelling for capital consumption (LGD, PD).
• Knowledge of CRR, RWA, and Basel framework; familiarity with IFRS and securitisation concepts.
• Understanding of banking regulations and compliance requirements.
• Financial analysis skills related to corporate finance, capital markets, and credit rating methodologies.
• Analytical skills to build financial models and interpret key metrics.
• Strong written and verbal communication to present complex financial information.
• Ability to build and maintain business relationships with clients and internal partners.
• Problem-solving and attention to detail.
• Teamwork, knowledge sharing and best practices.
• Effective communication and adaptability to diverse audiences.
• Initiative, proactivity and ownership.
• Flexibility and time management to meet deadlines and regulatory updates.

• Competitive salary of £54,000 – £60,000 depending on experience.
• Annual bonus based on personal and company performance.
• Private medical cover.
• Employee assistance programme.
• Gym passes at a reduced rate for 3,000 gyms, leisure centres, etc.

At Santander we’re creating a thriving workplace where all colleagues feel they belong and are supported to succeed. We help Santander celebrate diversity and attract, retain and develop talent through living our values of Simple, Personal, and Fair.

At Santander Consumer Finance we have a zero-tolerance approach to discrimination, bullying, harassment (including sexual) or victimisation of any kind.

If you are interested in this role and believe you have the skills, experience, and knowledge then we’d love to hear from you. Please go ahead and click apply which will take you through some questions and allow you to submit your CV and covering letter.