At a Glance
- Tasks: Lead the Non-Financial Risk team and manage risk oversight at SCUK.
- Company: Join Santander Consumer Finance, a leader in motor finance in the UK.
- Benefits: Enjoy a competitive salary, 30 days holiday, and private medical cover.
- Other info: Hybrid role with a vibrant workplace culture that values diversity.
- Why this job: Make a real impact in risk management while developing your career.
- Qualifications: 3+ years in a Risk role, strong communication, and project management skills.
The predicted salary is between 70000 - 75000 € per year.
Santander Consumer Finance UK (SCUK) is based in Redhill, Surrey and provides motor finance to a network of car dealerships throughout the UK. We are looking for a Non-Financial Risk & Control Manager to join our Risk team on a 12-month Fixed Term Contract. Reporting to the Head of Non-Financial Risk, the purpose of the role is to manage, report and provide oversight of risk and controls within SCUK while being the SME and overall responsible lead for Non-Financial Risk and Control Management including Operational Risk and Resilience. You will be responsible for the day-to-day management for your team across the Non-Financial Risk and Control function and will also ensure SCUK remains aligned to group wide initiatives, frameworks and policies. Please note this role is a hybrid role with at least 3 days a week in the Redhill office. Remote workers will not be considered.
Responsibilities will include:
- Managing the Non-Financial Risk team on a daily basis including through appropriate planning
- Oversight, tracking and ownership of the risk appetite for non-financial risks
- Preparation and presentation of relevant Non-Financial Risk initiatives
- Oversight and approval of the Operational Risk Assessments carried out by the business on change management initiatives
- Monthly preparation and presentation of relevant management information to relevant committees
- Supporting with the oversight of the SCUK Risk and Control Self-Assessment
- Incident Management - supporting investigations and resolution in accordance with policies
- Oversight of Joint Ventures in all relevant aspects of Operational Risk, Resilience and controls performance
Technical Knowledge:
- Maintain up-to-date awareness of all relevant SCUK policies and processes.
- Possess a relevant industry qualification with at least 3 years' experience in a Risk and Control environment.
- Act as the SME in regard to risk related management tools.
Stakeholder Engagement:
- Establish sound working relationships with all areas of the business
- Maintain relationships with both Santander UK and Santander Consumer Finance Division (Madrid)
- Work with stakeholders across the business to review and identify SCUK's top risks under the Risk and Control Self-Assessment program ('RCSA')
Communication and Reporting:
- Responsible for the timely production of high-quality MI reporting suite/dashboard for all related Risk types
- Establish and maintain effective communications with Senior Management within SCUK, SAN UK, SCF, joint ventures and manufacturer partners
Outsourced Oversight:
- Oversight and monitoring of any outsourced or other SCUK department related activities to ensure performance against Key Performance Indicators (KPIs) and Service Level Agreements (SLAs)
Risk:
- Responsible for the activities relating to Non-Financial Risk Management, engaging with stakeholders to address issues
- Dealing with/escalating identified risks in relation to SCUK policies and/or legislative and regulatory guidelines
Controls:
- Responsible for the management of designing, implementing and performing second line internal controls
What we're looking for:
- Work experience in a similar role within a Risk function (ideally within Financial Services)
- Experience of managing projects and progressing activity to meet required timeframes and company objectives
- Good and demonstrable communication skills
- Able to establish and maintain good relationships with levels across the business
- Previous report writing experience
- Attention to detail, well organised and self-motivated
- Ability to analyse, enquire and challenge information
- Willingness to learn with an open mind to challenge existing procedures
- Risk analysis experience within Financial Services (desirable – not essential)
- A sound knowledge of policies and procedures within financial services regulated and compliant environments (desirable – not essential)
- Strong PC software skills and the ability to produce good quality, accurate working documentation and presentations (desirable – not essential)
Benefits include:
- Competitive salary of £70,000-£75,000 (dependent on skills & experience)
- 30 days holiday per annum, plus bank holidays
- Annual bonus based on personal and company performance
- Car allowance
- Private medical cover
- £500 flexible benefit allowance
- Generous pension contributions
- Employee assistance programme
- Sharesave scheme
- Gym passes at a reduced rate for 3,000 gyms, leisure centres etc.
Other things you need to know:
- The hours for this role are 09:00-17:00 across Monday to Friday
- At Santander we're creating a thriving workplace where all colleagues feel they belong and are supported to succeed.
- We have a zero-tolerance approach to discrimination, bullying, harassment or victimisation of any kind.
- If you want to be considered for part-time hours, please let us know and we can assess your requirements.
What are the next steps:
If you are interested in this role and believe you have the skills, experience, and knowledge.
Non-Financial Risk and Control Manager in Salfords employer: Santander Consumer Finance
Santander Consumer Finance UK (SCUK) is an exceptional employer located in Redhill, Surrey, offering a dynamic work environment that prioritises employee well-being and professional growth. With a competitive salary, generous benefits including 30 days of holiday, private medical cover, and a commitment to diversity and inclusion, SCUK fosters a culture where every team member can thrive and contribute meaningfully to the organisation's success. The hybrid working model allows for flexibility while ensuring strong collaboration within the Risk team, making it an ideal place for those seeking a rewarding career in risk management.
StudySmarter Expert Advice🤫
We think this is how you could land Non-Financial Risk and Control Manager in Salfords
✨Tip Number 1
Network like a pro! Reach out to current employees at Santander Consumer Finance on LinkedIn. Ask them about their experiences and any tips they might have for your application process. A friendly chat can give you insider info that could set you apart.
✨Tip Number 2
Prepare for the interview by diving deep into SCUK's values and recent initiatives. Show us that you’re not just another candidate; you’re genuinely interested in how you can contribute to their mission. Tailor your responses to reflect their culture and goals.
✨Tip Number 3
Practice your STAR technique for answering competency questions. Structure your answers around Situation, Task, Action, and Result. This will help you articulate your experience clearly and demonstrate how you’ve tackled challenges in the past.
✨Tip Number 4
Don’t forget to follow up after your interview! A quick thank-you email reiterating your interest in the role and appreciation for the opportunity can leave a lasting impression. It shows us that you’re proactive and genuinely keen on the position.
We think you need these skills to ace Non-Financial Risk and Control Manager in Salfords
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Non-Financial Risk and Control Manager role. Highlight relevant experience, especially in risk management and control functions, and don’t forget to showcase your communication skills!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you’re the perfect fit for this role at SCUK. Mention specific projects or experiences that align with the responsibilities listed in the job description.
Showcase Your Technical Knowledge:Since this role requires a solid understanding of risk management tools and policies, make sure to mention any relevant qualifications or experiences. We want to see that you’re up-to-date with industry standards!
Apply Through Our Website:Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who take the initiative to engage directly with us.
How to prepare for a job interview at Santander Consumer Finance
✨Know Your Risk Management Stuff
Make sure you brush up on your knowledge of non-financial risk management and operational resilience. Familiarise yourself with SCUK's policies and procedures, as well as any relevant industry qualifications you hold. Being able to discuss these confidently will show that you're the right fit for the role.
✨Prepare for Scenario Questions
Expect to be asked about how you've handled risk-related challenges in the past. Prepare specific examples that demonstrate your problem-solving skills and ability to manage incidents effectively. Use the STAR method (Situation, Task, Action, Result) to structure your answers.
✨Showcase Your Communication Skills
As a Non-Financial Risk and Control Manager, you'll need to communicate effectively with various stakeholders. Practice articulating complex information clearly and concisely. Think about how you can demonstrate your report writing experience and your ability to present management information to committees.
✨Engage with the Company Culture
Research Santander's values and culture before the interview. Be ready to discuss how your personal values align with theirs, especially around diversity and inclusion. Showing that you understand and appreciate their workplace ethos can set you apart from other candidates.
