SCF HQ - Product Manager - Embedded Finance (Global Automotive)

SCF HQ - Product Manager - Embedded Finance (Global Automotive)

Full-Time 60000 - 80000 € / year (est.) No home office possible
Santander Bank

At a Glance

  • Tasks: Shape the future of embedded finance in the global automotive industry.
  • Company: Join Openbank, a leader in digital-first automotive solutions.
  • Benefits: Competitive salary, flexible working, and opportunities for professional growth.
  • Other info: Be part of a dynamic team driving automotive transformation on a global scale.
  • Why this job: Make a real impact by transforming customer experiences with innovative finance solutions.
  • Qualifications: Experience in product management and a passion for technology and customer insights.

The predicted salary is between 60000 - 80000 € per year.

At Openbank, we are building a global, digital-first automotive platform, connecting customers, dealers, OEMs, and partners to deliver seamless financing and mobility solutions at scale. This is a unique opportunity to join a high-impact global team at the centre of our automotive transformation. You'll play a critical role in shaping how finance is embedded directly into partner ecosystems, from dealer channels and OEM platforms to digital marketplaces and direct-to-consumer journeys.

Working with some of our biggest and most important global partners, you will own and shape the strategy, definition and delivery of embedded finance products that help our partners sell more vehicles, while creating brilliant customer experiences. This role is ideal for a product manager who thrives at the intersection of customer insight, commercial strategy, technology and delivery.

Responsibilities
  • Product Strategy & Roadmap
    • Define the product vision and roadmap for embedded finance capabilities across global automotive channels.
    • Identify opportunities through market insight, customer behaviour and partner strategy.
    • Translate business needs into clear product propositions, MVP scope and phased delivery plans.
    • Prioritise initiatives and make clear trade-off decisions based on customer value, technical feasibility and commercial impact.
    • Lead the exploration of how we can harness the opportunities of agentic AI, using intelligent automation to transform customer and partner journeys, while maximising the discoverability and lead generation across AI channels.
  • Solution Design & Delivery
    • Lead discovery and solution design with engineering, data, operations, risk and commercial teams.
    • Define what needs to be built to solve real customer and partner problems.
    • Own product requirements, backlog priorities and delivery milestones.
    • Be accountable for successful launch of product capabilities into production.
    • Ensure solutions are scalable, modular and adaptable across global and local market needs.
    • Drive delivery outcomes from concept through launch and post‑release iteration.
  • Partner Relationships
    • Build strong working relationships with global OEMs, dealer groups, importer networks and marketplaces.
    • Develop a deep understanding of partner strategies, priorities and growth plans.
    • Collaborate with commercial and operational teams to align on objectives and drive mutual success.

SCF HQ - Product Manager - Embedded Finance (Global Automotive) employer: Santander Bank

At Openbank, we pride ourselves on fostering a dynamic and inclusive work culture that empowers our employees to innovate and excel. As a Product Manager in our global automotive team, you will benefit from unparalleled growth opportunities, working alongside industry leaders to shape the future of embedded finance. Our commitment to employee development, coupled with a focus on collaboration and cutting-edge technology, makes Openbank an exceptional employer for those seeking meaningful and impactful careers.

Santander Bank

Contact Detail:

Santander Bank Recruiting Team

StudySmarter Expert Advice🤫

We think this is how you could land SCF HQ - Product Manager - Embedded Finance (Global Automotive)

Tip Number 1

Network like a pro! Reach out to people in the automotive and finance sectors on LinkedIn. Join relevant groups, engage in discussions, and don’t be shy to ask for informational interviews. You never know who might have the inside scoop on job openings!

Tip Number 2

Showcase your expertise! Create a portfolio or a personal website that highlights your product management skills, especially in embedded finance. Share case studies or projects that demonstrate your ability to drive strategy and deliver results. This will make you stand out when you apply through our website.

Tip Number 3

Prepare for interviews by understanding the latest trends in automotive finance. Brush up on how AI is transforming customer experiences and be ready to discuss how you can leverage this in your role. We want to see your passion and knowledge shine through!

Tip Number 4

Follow up after interviews! A simple thank-you email can go a long way. Use this opportunity to reiterate your interest in the role and mention something specific from the interview that excites you about the position. It shows you’re genuinely interested and keeps you top of mind!

We think you need these skills to ace SCF HQ - Product Manager - Embedded Finance (Global Automotive)

Product Strategy
Market Insight
Customer Behaviour Analysis
Commercial Strategy
Technical Feasibility Assessment
AI and Intelligent Automation
Solution Design

Some tips for your application 🫡

Show Your Passion for Automotive:When you're writing your application, let your enthusiasm for the automotive industry shine through. We want to see how your passion aligns with our mission to transform the automotive landscape with embedded finance solutions.

Highlight Relevant Experience:Make sure to showcase any experience you have in product management, especially in finance or technology. We’re looking for candidates who can demonstrate their ability to drive product strategy and delivery, so don’t hold back on those achievements!

Tailor Your Application:Take the time to customise your application for this role. Use keywords from the job description and relate your skills to the specific responsibilities mentioned. This shows us that you’ve done your homework and are genuinely interested in the position.

Apply Through Our Website:We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it gives you a chance to explore more about what we do at Openbank!

How to prepare for a job interview at Santander Bank

Know Your Product Inside Out

Before the interview, dive deep into Openbank's embedded finance products and the automotive industry. Understand how these solutions fit into the broader market and be ready to discuss specific examples of how you can enhance customer experiences and partner relationships.

Showcase Your Strategic Thinking

Prepare to discuss your approach to defining product vision and roadmaps. Think about how you would identify opportunities through market insights and customer behaviour. Be ready to share past experiences where you successfully translated business needs into clear product propositions.

Demonstrate Cross-Functional Collaboration

This role requires working with various teams like engineering, data, and operations. Be prepared to talk about your experience in leading cross-functional projects and how you’ve driven delivery outcomes from concept through launch. Highlight any specific tools or methodologies you used to facilitate collaboration.

Emphasise Your Adaptability

Given the dynamic nature of the automotive sector, it’s crucial to show that you can adapt to changing market needs. Share examples of how you've successfully navigated challenges in previous roles, particularly in relation to scalable and modular solutions. This will demonstrate your ability to thrive in a fast-paced environment.