At a Glance
- Tasks: Shape the future of mobility finance by defining product vision and delivering innovative solutions.
- Company: Join Openbank, a leader in digital automotive finance transformation.
- Benefits: Competitive pay, global visibility, and career growth opportunities in a dynamic environment.
- Other info: Collaborate internationally with major automotive partners and drive innovation.
- Why this job: Make a real impact on how customers finance and manage vehicles globally.
- Qualifications: Experience in product management with a focus on customer insight and technology.
The predicted salary is between 70000 - 90000 € per year.
At Openbank, we are building a global, digital-first automotive platform, connecting customers, dealers, OEMs, and partners to deliver seamless financing and mobility solutions at scale. This is a unique opportunity to join a high-impact global team at the centre of our automotive transformation. You'll play a critical role in shaping how finance is embedded directly into partner ecosystems, from dealer channels and OEM platforms to digital marketplaces and direct-to-consumer journeys.
Working with some of our biggest and most important global partners, you will own and shape the strategy, definition and delivery of embedded finance products that help our partners sell more vehicles, while creating brilliant customer experiences. This role is ideal for a product manager who thrives at the intersection of customer insight, commercial strategy, technology and delivery.
Responsibilities- Product Strategy & Roadmap: Define the product vision and roadmap for embedded finance capabilities across global automotive channels. Identify opportunities through market insight, customer behaviour and partner strategy. Translate business needs into clear product propositions, MVP scope and phased delivery plans. Prioritise initiatives and make clear trade-off decisions based on customer value, technical feasibility and commercial impact. Lead the exploration of how we can harness the opportunities of agentic AI, using intelligent automation to transform customer and partner journeys, while maximising the discoverability and lead generation across AI channels.
- Solution Design & Delivery: Lead discovery and solution design with engineering, data, operations, risk and commercial teams. Define what needs to be built to solve real customer and partner problems. Own product requirements, backlog priorities and delivery milestones. Be accountable for successful launch of product capabilities into production. Ensure solutions are scalable, modular and adaptable across global and local market needs. Drive delivery outcomes from concept through launch and post‑release iteration.
- Partner Relationships: Build strong working relationships with global OEMs, dealer groups, importer networks and marketplaces. Develop a deep understanding of partner strategies, priorities and growth plans. Collaborate with commercial and account teams to shape joint propositions and initiatives. Build trusted relationships with senior stakeholders internally and externally.
- Performance & Outcomes: Use data and analytics to drive product performance and commercial outcomes. Monitor funnel performance, conversion, approval rates and acquisition efficiency. Identify opportunities to improve customer journeys and increase partner value. Lead post‑launch reviews and continuous optimisation cycles. Drive ROI through smarter processes, automation and product enhancements.
Why Join Us: This is an opportunity to shape the future of mobility finance at global scale. You'll be joining a business investing heavily in digital innovation, working on products that sit at the heart of how customers discover, finance and manage vehicles in the future.
Benefits: A high‑impact role with global visibility. Exposure to major international automotive partners. The opportunity to shape category‑leading embedded finance journeys. Competitive compensation and career growth opportunities. International collaboration with teams across multiple markets.
Equal Opportunity: Santander is an equal opportunity employer. All applicants will be considered as equal without paying attention to gender identity, sexual orientation, ethnicity, religion, age, political orientation, union membership nor disability status. We make recruiting decisions based on your experience and skills. We value your passion to discover, invent, simplify, and build.
SCF HQ - Product Manager - Embedded Finance (Global Automotive) in City of Westminster employer: Santander Bank
At Openbank, we pride ourselves on being a forward-thinking employer that champions innovation and collaboration in the automotive finance sector. Our dynamic work culture fosters creativity and empowers employees to take ownership of their projects, while our commitment to professional development ensures that you will have ample opportunities for growth and advancement. Join us in Madrid, where you'll be part of a global team dedicated to transforming mobility finance and making a meaningful impact in the industry.
StudySmarter Expert Advice🤫
We think this is how you could land SCF HQ - Product Manager - Embedded Finance (Global Automotive) in City of Westminster
✨Tip Number 1
Network like a pro! Reach out to people in the automotive and finance sectors on LinkedIn. Join relevant groups, attend webinars, and don’t be shy about asking for informational interviews. You never know who might have the inside scoop on job openings!
✨Tip Number 2
Show off your skills! Create a portfolio or case studies that highlight your experience in product management, especially in embedded finance. Use real examples of how you've driven product strategy and delivery. This will make you stand out when chatting with potential employers.
✨Tip Number 3
Prepare for those interviews! Research Openbank and their approach to embedded finance. Be ready to discuss how you can contribute to their vision and what innovative ideas you have. Tailor your responses to show you understand their market and customer needs.
✨Tip Number 4
Apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, it shows you’re genuinely interested in being part of the team at Openbank. Don’t miss out on this opportunity!
We think you need these skills to ace SCF HQ - Product Manager - Embedded Finance (Global Automotive) in City of Westminster
Some tips for your application 🫡
Tailor Your Application:Make sure to customise your CV and cover letter for the Product Manager role. Highlight your experience in embedded finance and how it aligns with our vision at Openbank. We want to see how you can contribute to our global automotive platform!
Showcase Your Impact:When detailing your previous roles, focus on the impact you've made. Use metrics and examples to illustrate how you've shaped product strategies or improved customer experiences. We love seeing how you've driven results in past positions!
Be Authentic:Let your personality shine through in your application. We value passion and authenticity, so don’t hesitate to share what excites you about the role and how you envision contributing to our team. We’re looking for genuine connections!
Apply Through Our Website:For the best chance of success, make sure to apply directly through our website. This helps us keep track of your application and ensures it reaches the right people. We can’t wait to see what you bring to the table!
How to prepare for a job interview at Santander Bank
✨Know Your Product Inside Out
Before the interview, dive deep into Openbank's embedded finance products and their impact on the automotive industry. Understand how these solutions enhance customer experiences and drive sales for partners. This knowledge will help you articulate your vision and demonstrate your passion for the role.
✨Showcase Your Strategic Thinking
Be prepared to discuss how you would define the product vision and roadmap. Think about market insights and customer behaviour that could influence product decisions. Bring examples of how you've previously prioritised initiatives based on customer value and commercial impact to the table.
✨Build Relationships in Your Answers
Since this role involves collaborating with global OEMs and dealer groups, highlight your experience in building strong partnerships. Share specific instances where you’ve successfully navigated stakeholder relationships and how that led to successful product outcomes.
✨Data-Driven Decision Making
Emphasise your ability to use data and analytics to drive product performance. Be ready to discuss how you've monitored key metrics in past roles and how you’ve used that information to optimise customer journeys and improve ROI. This will show that you can bring a results-oriented mindset to the team.
