Commercial Finance Analyst - Argos Services & Propositions in London

Commercial Finance Analyst - Argos Services & Propositions in London

London Full-Time 58500 - 71500 £ / year (est.) Home office (partial)
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At a Glance

  • Tasks: Support strategic decision-making and drive profitability through robust financial analysis.
  • Company: Join a dynamic retail environment with a focus on collaboration and innovation.
  • Benefits: Enjoy discounts, flexible working, and a performance-related bonus up to 10%.
  • Other info: Embrace continuous learning and growth opportunities in a supportive team.
  • Why this job: Make a real impact on financial performance while developing your skills in a fast-paced setting.
  • Qualifications: Qualified or part-qualified accountant with commercial finance experience.

The predicted salary is between 58500 - 71500 £ per year.

Location: London or Coventry Store Support Centre & Home – colleagues go into the office 1-2 days per week on average.

Why join us

Joining the Finance team as a Finance Analyst for Argos Services & Propositions presents an exciting opportunity to contribute to the strategic decision-making process and drive sales and profitability within a dynamic and diverse retail environment. Working closely with the Finance Manager and cross-functional teams, you will have the chance to showcase your analytical skills, develop robust financial models, and provide valuable insights that inform key business decisions. With a focus on continuous improvement and collaborative business partnering, this role offers a platform to enhance your commercial awareness, refine your communication skills, and make a meaningful impact on the company's financial performance.

What you'll do

You will play a crucial role in supporting the Finance Manager by providing robust analysis and developing business cases for various services and propositions within Argos, such as Argos Pay, Delivery Income, Gift Cards, and Supplier Direct Fulfilled (SDF). Your responsibilities will include business partnering with the Commercial team and project teams, producing and analysing management reporting and performance data, identifying risks and opportunities through analysis, and supporting forecasting and budgeting activities. Success in this role will require delivering timely and accurate analysis, translating data into valuable insights, and effectively communicating with finance and commercial stakeholders to drive informed decision-making and enhance sales and profitability within Argos.

Who you are

You are a qualified or part-qualified accountant with a strong commercial awareness and a keen interest in driving financial and commercial performance. You possess the ability to analyse and interpret data effectively to identify trends, risks, and opportunities, while also demonstrating proficiency in building and maintaining financial models. With your proactive approach to process improvement, clear communication skills, and curiosity to understand business drivers beyond the numbers, you excel in delivering timely and insightful analysis that informs decision-making and drives business success. Your self-motivation, eagerness to learn, and ability to build relationships across finance and commercial teams enable you to thrive in a fast-paced and dynamic environment, making you a valuable asset to the team.

Essential Criteria

  • Qualified or part-qualified accountant (ACA, ACCA or CIMA) with demonstrable commercial finance experience, ideally within FMCG/GM/Retail/Financial Services
  • Proven ability to analyse and interpret financial and/or business data to identify trends, risks and opportunities that support decision-making
  • Demonstrable experience of developing and maintaining financial models to support financial analysis, forecasting or performance reporting
  • Evidence of communicating financial insights and recommendations clearly to stakeholders, both verbally and in writing, to support understanding and decision-making
  • Ability to manage competing priorities and deliver accurate outputs to deadlines within a changing business environment

We are committed to being a truly inclusive retailer, so you’ll be welcomed whoever you are and wherever you work. Around here, there’s always the chance to try something new - whether that’s as part of an evolving team or somewhere else across the business - and we take development seriously and promise to support you. We also recognise and celebrate colleagues when they go the extra mile and, where possible, offer flexible working. When you join our team, we’ll also offer you an amazing range of benefits.

Here are some of them:

  • Starting off with colleague discount, you'll be able to get 10% off at Sainsbury's, Argos, TU and Habitat after 4 weeks. This increases to 15% off at Sainsbury’s every Friday and Saturday and 15% off at Argos every pay day.
  • We've also got you covered for your future with our pensions scheme and life cover.
  • You'll also be able to share in our success as you may be eligible for a performance-related bonus of up to 10% of salary, depending on how we perform.
  • Your wellbeing is important to us too. You'll receive an annual holiday allowance, and you can buy additional holiday.
  • We also offer other benefits that will help your money go further such as season ticket loans, cycle to work scheme, health cash plans, pay advance (where you can access some of your pay before pay day) as well access to a great range of discounts from hundreds of other retailers.
  • And if you ever need it there is also an employee assistance programme.

Moments that matter are as important to us as they are to you which is why we give up to 26 weeks’ pay for maternity or adoption leave and up to 4 weeks’ pay for paternity leave.

We’d all like amazing work to do, and real work-life balance. That’s waiting for you here at Sainsbury’s. For a FTSE business, we move incredibly fast. When we’re not leading projects, we’re supporting teams across the wider group to achieve their goals. And here, you can see the impact of your work as soon as you walk into a store, giving you a real sense of purpose and responsibility. Better still, the team around you will listen to your ideas and opinions, and you’ll have every chance to try something new. The scale and complexity of our business mean there’s always something new to learn, and we’ll support you every step of the way. We’re trusted to get on with it. So get ready to make things happen.

Commercial Finance Analyst - Argos Services & Propositions in London employer: Sainsbury's Bank

As a Programme Manager at our company, you'll be part of a dynamic and inclusive team dedicated to driving large-scale transformation initiatives within the logistics sector. We pride ourselves on fostering a supportive work culture that prioritises employee development, offers flexible working arrangements, and provides an extensive range of benefits including generous discounts, performance-related bonuses, and comprehensive healthcare options. Join us to not only advance your career but also contribute to meaningful projects that impact millions of customers every day.

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Contact Details:

Sainsbury's Bank Recruitment Team

StudySmarter Expert Advice🤫

We think this is how you could land Commercial Finance Analyst - Argos Services & Propositions in London

Tap into Campus Networks

If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.

Get Certified

Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.

Connect on Professional Platforms

Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.

Apply Directly and Be Proactive

Don’t shy away from reaching out directly to firms like Sainsbury's Bank. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.

We think you need these skills to ace Commercial Finance Analyst - Argos Services & Propositions in London

Analytical Skills
Financial Modelling
Data Interpretation
Commercial Awareness
Communication Skills
Forecasting
Budgeting

Some tips for your application 🫡

Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.

Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Sainsbury's Bank.

Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.

Research and Reflect:Before hitting that 'apply' button on Sainsbury's Bank's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!

How to prepare for a job interview at Sainsbury's Bank

Brush Up on Financial Analysis Skills

Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Sainsbury's Bank.

Prepare for Case Studies

Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.

Show Your Passion for Finance

Since this is a full-time position, employers at Sainsbury's Bank will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.

Network with Industry Professionals

Before your interview, reach out to current or former Sainsbury's Bank employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.