At a Glance
- Tasks: Oversee billing and cash-collection performance while resolving queries and improving processes.
- Company: Join a leading retailer with a commitment to inclusivity and development.
- Benefits: Enjoy discounts, flexible working, health plans, and performance bonuses.
- Other info: Collaborative culture where your ideas matter and career growth is supported.
- Why this job: Make a real impact in finance while learning and growing in a dynamic environment.
- Qualifications: Studying towards ACA, ACCA or CIMA with experience in debt collection preferred.
The predicted salary is between 29700 - 36300 £ per year.
Job-ID: 400091520
Category: Finance & Business Development
Location: London, London, United Kingdom
Schedule: Full time
Posted: 2026-11-03
Closes: 2026-11-10
Contract Type: Permanent
Advertised Salary: Competitive Plus Benefits
Location: London, Coventry or Manchester Store Support Centre & Home – colleagues go into the office 1-2 days per week on average.
About the team
The Finance Operations team helps protect cash flow by ensuring third-party billing is accurate, collections are effective and debtor balances are supported by reliable controls. Working with operational teams, Accenture, technology colleagues and external collection agencies, the team provides visibility of performance and resolves issues that could delay cash collection. This is an opportunity to improve an important end-to-end Finance process and help the business collect the value it is owed.
More about the role
As Finance Analyst – Accounts Receivable, you will oversee billing and cash-collection performance, monitoring service delivery from Accenture and ensuring billing requests meet agreed accuracy and compliance standards. You will review routine billing and debt queries, resolve escalated issues and work with third-party collection agencies to support on-time collections. Day to day, you will review and approve balance-sheet reconciliations, complete control self-assessments and assess supporting evidence. You will report on volumes, aged items, reconciliation performance, control exceptions and key risks, explaining the story behind the data. You will also support period-end journals and analysis, help develop offshore delivery, improve processes and partner technology teams on system changes affecting Accounts Receivable.
More about you
You will bring practical knowledge of debt collection, financial controls and balance-sheet reconciliations, with the numerical capability to work accurately across high-volume transactional information. You will be able to use Excel to analyse financial and operational data and present clear conclusions to Finance, operational and delivery-partner stakeholders. You will communicate effectively, follow issues through to resolution and look for ways to make processes simpler, more efficient and better controlled. You will be studying towards ACA, ACCA or CIMA, or be able to demonstrate equivalent relevant Finance knowledge and experience. Experience in retail, Finance Operations, transactional Finance or Order to Cash would be useful but is not essential.
Essential criteria
- Active study towards ACA, ACCA or CIMA, or equivalent demonstrable Finance knowledge and experience.
- Demonstrable experience of debt collection, Accounts Receivable or Order to Cash activity, including resolving billing or debtor queries.
- Evidence of preparing or reviewing balance-sheet reconciliations and maintaining financial controls or control evidence.
- Working knowledge of Microsoft Excel, including experience of analysing high-volume transactional data and presenting financial or operational information.
- Proven ability to monitor service delivery or process performance, identify exceptions and coordinate stakeholders to resolve issues within agreed timescales.
Qualifications
We are committed to being a truly inclusive retailer so you’ll be welcomed whoever you are and wherever you work. Around here, there’s always the chance to try something new — whether that’s as part of an evolving team or somewhere else across the business - and we take development seriously and promise to support you. We also recognise and celebrate colleagues when they go the extra mile and, where possible, offer flexible working. When you join our team, we’ll also offer you an amazing range of benefits.
Here are some of them:
- Starting off with colleague discount, you'll be able to save 10% on your shopping online and instore at Sainsbury's, Argos, TU and Habitat, and we regularly increase the discount to 15% at points during the year.
- We've also got you covered for your future with our pensions scheme and life cover.
- You'll also be able to share in our success as you may be eligible for a performance-related bonus of up to 10% of salary, depending on how we perform.
- Your wellbeing is important to us too. You'll receive an annual holiday allowance and you can buy up to an additional week's holiday.
- We also offer other benefits that will help your money go further such as season ticket loans, cycle to work scheme, health cash plans, salary advance (where you can access some of your pay before pay day) as well access to a great range of discounts from hundreds of other retailers.
- And if you ever need it there is also an employee assistance programme.
- Moments that matter are as important to us as they are to you which is why we give up to 26 weeks’ pay for maternity or adoption leave and up to 4 weeks’ pay for paternity leave.
Responsibilities
We’d all like amazing work to do, and real work-life balance. That’s waiting for you here at Sainsbury’s. For a FTSE business, we move incredibly fast. When we’re not leading projects, we’re supporting teams across the wider group to achieve their goals. And here, you can see the impact of your work as soon as you walk into a store, giving you a real sense of purpose and responsibility. Better still, the team around you will listen to your ideas and opinions, and you’ll have every chance to try something new. The scale and complexity of our business mean there’s always something new to learn, and we’ll support you every step of the way. We’re trusted to get on with it. So get ready to make things happen.
Finance Analyst – Accounts Receivable Argos employer: Sainsbury's Bank
As a Programme Manager at our company, you'll be part of a dynamic and inclusive team dedicated to driving large-scale transformation initiatives within the logistics sector. We pride ourselves on fostering a supportive work culture that prioritises employee development, offers flexible working arrangements, and provides an extensive range of benefits including generous discounts, performance-related bonuses, and comprehensive healthcare options. Join us to not only advance your career but also contribute to meaningful projects that impact millions of customers every day.
StudySmarter Expert Advice🤫
We think this is how you could land Finance Analyst – Accounts Receivable Argos
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Sainsbury's Bank. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Finance Analyst – Accounts Receivable Argos
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Sainsbury's Bank.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Sainsbury's Bank's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Sainsbury's Bank
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Sainsbury's Bank.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Sainsbury's Bank will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Sainsbury's Bank employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
