Senior Insurance Pricing Analyst (Risk Management) *FTC Until 31st December 2025* - London Hybrid

Competitive dependent on experience Senior Pricing Analyst (Risk) Salary competitive based on experience FTC until 31st December 2025 Hybrid – Home and London Hub As a Senior Pricing Analyst (Risk), you will be managing the oversight of the risk management framework for Saga’s street pricing to support the delivery of the insurance strategy, customer outcomes and contribution to the achievement of the overall P&L for Saga Services (SSL). We’re in the business of risk; this role will influence all aspects of the pricing process to ensure these risks are well managed and controlled, whilst maximising customer and commercial outcomes. Experience in personal lines, especially one of our 4 products: Motor, Home, Travel and Private Medical, is essential. You will bring an understanding of the drivers of best-in-class street pricing and commercial success in a Personal Lines insurance business and implement innovative and new processes to generate value. You will be working closely with the Pricing Managers to develop and implement complex solutions to help continuously improve our pricing capabilities. Additionally, you will work closely with the wider business to use your Pricing expertise to support key aspects of the Group’s strategy and the company’s key shareholder objectives. We offer flexibility over where you work you choose a place that you feel most comfortable and productive, either from home or in one of our hubs in London, or Folkestone. The team comes together once a month, usually in our London office Role Responsibility As a Senior Pricing Analyst (Risk), you will be responsible for proactively ensuring risks in the pricing team are well understood and managed. You will work collaboratively with all in the pricing team to assess current risk controls for effectiveness and help set plans with the team to improve risk management, focusing on regulatory compliance, customer outcomes and commercial outcomes. Provide pricing thought leadership using your experience of insurance pricing and data. Provide subject matter expert support in your areas of expertise on strategic projects. Ensure adherence to pricing fairness rules and data usage policies. Leading and developing design and operational risk control effectiveness testing, ensuring that control weaknesses are identified as part of the process and action is taken to enhance the control framework. Raising and owning SSL Pricing Incidents and responsible for the team’s incident management and root cause analysis in accordance with the Saga Insurance Incident Policy. Risk Management Reporting, including but not limited to; Regulatory MI, Control Effectiveness and Self-Assessment Results, Conduct MI and Incident Updates. Maintaining and facilitating regular reviews of the SSL Pricing risk register while working closely with the Heads of Pricing and Chief Commercial Officer. Model, interpret and monitor business data to identify and confirm market trends, product opportunities and new / changing regulatory or customer factors. Make recommendations based on your analysis. Pricing support for business change initiatives. Provide pricing support to the project to begin our new Affinity partnership with Ageas, for our Home and Motor products. The Ideal Candidate As a Senior Pricing Analyst (Risk), personal lines experience is essential, ideally within one of our core 4 products: Motor, Home, Travel and Private Medical. Understanding of regulatory requirements in relation to pricing. Detailed knowledge of General Insurance pricing processes and methodologies. Strong influencing and relationship management skills. Possesses strong team coaching/management abilities and actively motivates others to win. Strong organisational skills, e.g. time management, documentation etc. Knowledge of modelling software, such as Radar, Emblem, or similar systems is an advantage. Experience in some programming languages such as SQL, R and Python is an advantage. We believe exceptional work deserves even more exceptional rewards, that\\\\\\\’s why we have put together an amazing benefits package for all colleagues. 25 days holiday + bank holidays ~ Option to purchase additional leave up to 5 extra days ~ Pension scheme matched up to 10% ~ Life assurance policy on joining us ~ Wellbeing programme ~ Colleague discounts including family discounts on cruises and holidays ~ Range of reductions and offers from leading retailers, travel groups and entertainment companies ~ Enhanced maternity and paternity leave ~ Company performance related annual bonus – Up to 5% ~ About the Company Over the past 70 years we have become the UK\\\\\\\’s specialist provider of products and services to people aged over 50 in the UK. The Saga brand has become one of the most recognised and trusted brands amongst UK consumers in this demographic, recognised for its high quality products and exceptional standards of service. These include cruises and holidays, insurance, personal finance and the Saga Magazine.At Saga we are committed to treating all employees fairly and to offering equal opportunities in all aspects of employment and advancement. We value diversity not just because it is the right thing to do, but because diverse teams perform better.Fair consideration is given to applications from all applicants, including those with disabilities and those over who are over 50 as we are champions of age inclusivity. We are an official Disability Confident Committed employer and ensure that our recruitment process is inclusive and accessible and we will make reasonable adjustments as required. For more information on our DEI policies please visit our Saga Careers page. Saga does not accept agency CVs unless specifically engaged on the role by the Talent Acquisition Team.