Senior Insurance Pricing Analyst *FTC Until 30th August 2026* in Maidstone

As a Senior Pricing Analyst, you will be managing Saga's street pricing to support the delivery of the insurance strategy, customer outcomes and contribution to the achievement of the overall P&L for Saga Services (SSL). We are looking for an experienced pricing expert who has a proven track record of developing innovative solutions to continuously improve Saga Services' pricing capabilities and support the trading performance.

You will bring an understanding of the drivers of best-in-class street pricing and commercial success in a Personal Lines insurance business and implement innovative and new approaches to generate value. You will be working closely with the Pricing Managers to develop and implement complex solutions to help continuously improve our pricing capabilities. Additionally, you will work closely with the wider business to use your Pricing expertise to support key aspects of the Group's strategy and company's key shareholder objectives.

We work in a hybrid way at Saga both at home and in the office. This role requires you to be working from our Folkestone or London office on an ad hoc basis allowing us to collaborate and share success as a business.

Main Responsibilities:

• Proactively use data to identify areas of opportunity to drive commercial value and competitive advantage, delivering profitable growth for Saga's insurance business.
• Model, interpret and monitor business data to identify and confirm market trends, product opportunities and new / changing rating factors.
• Provide pricing thought leadership using your experience of insurance pricing and data.
• Provide subject matter expert support in your areas of expertise on strategic projects.
• Assist in development of pricing models for deployment to the rating system, making best use of Radar and other software tools.
• Make recommendations based on your analysis.
• Mine, extract and interpret data to bring out insights, using cutting edge techniques, including machine learning.
• Monitor and assess impact of changes post implementation and proactively recommend amendments to flag where further investigation and action is needed.
• Pricing support for business change initiatives.
• Ensure adherence to pricing fairness rules and data usage policies.
• Represent the needs of the pricing department in business change programmes as required.
• Supporting testing of price-related IT changes if required.
• Support in the learning and development of analysts within the pricing team.

The Ideal Candidate:

• Personal lines experience is essential.
• Experience in Travel and PMI would be advantageous.
• Detailed knowledge of General Insurance pricing processes and methodologies.
• Strong numerical and statistical capabilities.
• Inquisitive, natural problem solver.
• Excellent oral and written communication skills.
• Strong influencing and relationship management skills.
• Possesses strong team coaching/management abilities and actively motivates others to win.
• Proactive, enthusiastic, and self-motivated.
• Strong organisational skills, e.g. time management, documentation etc.
• Knowledge of modelling software, such as Radar, Emblem, or similar systems.
• Experienced in some programming languages such as SQL, R and Python.
• Understanding of regulatory requirements in relation to pricing.

Saga Values: Make it Happen, Do the Right Thing, Customer First, Excellence Every Day, Our People Make Us Special.

Over the past 70 years we have become the UK's specialist provider of products and services to people aged over 50 in the UK. We aim to be the most-trusted brand for older people in the UK. Our focus on delivering exceptional products and service empowers our colleagues to create moments that are personal and special for our customers and for each other.

We are champions of age inclusivity and signatories of the Age-Friendly Employer Pledge, we are proud of our multigenerational teams we have in place. We are also a committed Disability Confident employer and ensure that our recruitment process is inclusive and accessible.