At a Glance
- Tasks: Lead underwriting for self-build and development finance, guiding a talented team.
- Company: Join Saffron Building Society, a community-focused financial services provider committed to innovation.
- Benefits: Enjoy 33 days holiday, flexible working, and a competitive salary with bonuses.
- Why this job: Be part of a supportive culture that values professional growth and community impact.
- Qualifications: CeMAP qualified with significant line management experience in complex lending.
- Other info: We celebrate diversity and foster an inclusive environment for all team members.
The predicted salary is between 43200 - 72000 £ per year.
Are you an experienced Underwriting Manager with expertise in complex lending? Do you have a solid understanding of self-build mortgages and development finance? If you hold a CeMAP qualification and have line management experience, Saffron Building Society is eager to welcome you to our dedicated team and support our mission to provide outstanding financial solutions to our members!
At Saffron Building Society, we are dedicated to delivering tailored financial services with a strong community focus. We pride ourselves on our commitment to innovation and excellence, continually adapting to meet the evolving needs of our members. We are now seeking an Underwriting Manager to lead our operations in complex lending, guiding a talented team towards success.
- Lead and manage the underwriting process for self-build and development finance projects, with a focus on assessing complex income streams.
- Collaborate effectively with brokers, clients, and stakeholders to create structured solutions that meet both regulatory and client demands.
- Develop, implement, and refine underwriting policies and procedures to ensure efficiency and compliance.
- Coach and mentor team members, fostering a culture of professional growth and high performance.
- Underwrite high net worth applications with complex income streams and construction methods for BTL, residential owner occupied, self-build and development finance applications.
- Proven track record of managing, driving and increasing productivity and the training & competency performance of a team of Underwriters, with the ability and track record to lead colleagues in making decisions outside of their comfort zone.
- Understand the requirement for providing exemplary customer service and a proven track record of creating and delivering memorable experiences for Mortgage Brokers and or customers.
- Strong attention to detail, excellent housekeeping, a confident decision maker and able to handle challenge in times of uncertainty.
- Strong understanding of self-build mortgages and development finance processes.
- CeMAP qualified, demonstrating your knowledge of mortgage advice and regulation.
- Significant line management experience, with a capacity to lead and inspire a team.
Why Join Saffron Building Society?
- Competitive salary alongside an attractive benefits package, including generous annual leave and opportunities for ongoing professional development.
- Opportunities for career advancement within a respected and stable organisation.
- 33 days holiday including bank holidays
- Holiday Exchange Scheme (buy or sell holiday days)
- Performance Dependent Annual Bonus
- Company Pension Scheme with 5% Employee and 8% Employer contribution
- Life Assurance & Income Protection
- A flexible and supportive working culture including access to mental health first aiders
At Saffron Building Society we’re ready to build it, inspire it and celebrate it with our members, people and communities. Our people are the beating heart of Saffron, and it takes each and every one of us to provide the service we’re proud of. Your energy, an abundance of team spirit and your hunger to help. Together we are building happy.
At Saffron, we are committed to building happy; for our communities, members, and each other. We do this through attracting and building a diverse group of talent and encouraging an inclusive environment which fosters a sense of belonging for all. We are inspired to leave a legacy for our communities and each other.
Locations
Manager - Commercial Management employer: Saffron Building Society
Contact Detail:
Saffron Building Society Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Manager - Commercial Management
✨Tip Number 1
Network with professionals in the financial services sector, especially those with experience in underwriting and self-build mortgages. Attend industry events or join relevant online forums to connect with potential colleagues and learn more about the company culture at Saffron Building Society.
✨Tip Number 2
Familiarise yourself with the latest trends and regulations in complex lending and development finance. This knowledge will not only help you stand out during interviews but also demonstrate your commitment to staying updated in a rapidly evolving industry.
✨Tip Number 3
Prepare to discuss specific examples of how you've successfully led teams in previous roles. Highlight your ability to coach and mentor underwriters, as well as any innovative solutions you've implemented that improved efficiency or compliance in underwriting processes.
✨Tip Number 4
Research Saffron Building Society's community initiatives and values. Be ready to articulate how your personal values align with their mission to provide outstanding financial solutions and foster a sense of belonging within the team and the wider community.
We think you need these skills to ace Manager - Commercial Management
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your experience in underwriting, particularly with self-build mortgages and development finance. Emphasise your CeMAP qualification and any relevant line management experience.
Craft a Compelling Cover Letter: Write a cover letter that showcases your understanding of Saffron Building Society's mission and values. Mention specific examples of how you've successfully led teams and managed complex lending processes in the past.
Highlight Relevant Skills: In your application, focus on skills that align with the job description, such as decision-making under pressure, attention to detail, and your ability to foster a high-performance culture within a team.
Showcase Customer Service Experience: Include examples of how you've provided exemplary customer service in previous roles. This could involve creating memorable experiences for clients or effectively collaborating with stakeholders to meet their needs.
How to prepare for a job interview at Saffron Building Society
✨Showcase Your Expertise in Complex Lending
Be prepared to discuss your experience with complex lending, particularly self-build mortgages and development finance. Highlight specific examples where you've successfully managed underwriting processes or led teams in similar projects.
✨Demonstrate Leadership Skills
Since the role requires significant line management experience, come ready to share your leadership style and how you've inspired your team in the past. Discuss any coaching or mentoring experiences that showcase your ability to develop talent.
✨Understand Regulatory Requirements
Familiarise yourself with the regulatory landscape surrounding self-build mortgages and development finance. Be ready to explain how you ensure compliance in your underwriting policies and procedures, as this will be crucial for the role.
✨Emphasise Customer Service Excellence
Saffron Building Society values exemplary customer service, so prepare to discuss how you've created memorable experiences for clients or brokers. Share specific instances where your attention to detail and decision-making skills have positively impacted customer satisfaction.