At a Glance
- Tasks: Manage banking and investment needs for private clients while delivering holistic wealth plans.
- Company: Join Coutts, a prestigious name in private banking with a strong reputation.
- Benefits: Enjoy hybrid working, competitive salary, and opportunities for professional growth.
- Other info: Dynamic role with extensive networking and career advancement opportunities.
- Why this job: Become a trusted adviser and make a real impact on clients' financial futures.
- Qualifications: FCA-compliant qualifications and expertise in investments and financial planning required.
The predicted salary is between 56700 - 69300 £ per year.
Join us as a Wealth Manager at Coutts, Edinburgh. You'll manage the banking and investment needs of our private banking clients. In this influential role, you'll become a trusted adviser to banking and investment clients as you develop and deliver their holistic wealth plans. With significant exposure, you'll enjoy extensive networking as you liaise with multiple internal and external stakeholders. You will work from home some of the time, but you'll also spend at least two days a week working from the Coutts Edinburgh office.
What you'll do:
- Provide suitable wealth management advice on wealth structuring, investments, offshore and onshore bonds, and protection.
- Manage the growth, profitability and business mix of an assigned portfolio.
- Undertake investment and pension reviews, engaging specialists where appropriate, and ensure that client experience guidelines are adhered to.
- Provide guidance and motivation to wealth managers on complex financial planning products and services using innovative ideas and participation in team meetings.
- Deliver profitable and sustainable business growth across a broad product range.
- Demonstrate outstanding client service, professionalism and risk management.
- Ensure the completion and timeliness of client reviews, including updating client profiles and wealth balance sheets for all clients.
- Provide wealth management product advice and sales to clients in private wealth and private banking.
- Act as a role model to private bankers in private wealth and private banking through exemplary new business development, client management and stewardship.
The skills you'll need:
- Hold an appropriate qualification in accordance with the FCA Training and Competence handbook covering advice activity of securities, derivatives and packaged products, along with holding a minimum of QCA level 4.
- Investment skills, including expertise in detailed client profiling, risk analysis and asset allocation.
- Work towards an externally recognised qualification that will help you deliver an outstanding service to our customers.
- Ability to articulate current views on the macro-economic environments and financial markets.
- Good relationship and interpersonal skills.
- Proven track record of meeting financial and service targets.
- Extensive experience in pensions and financial planning.
- Ability to act as a representative in the market place and build powerful relationships with internal and external centres of influence.
Hours: 35
Job Posting Closing Date: 25/08/2026
Ways of Working: Hybrid
Wealth Manager - Coutts employer: Royal Bank of Scotland
Royal Bank of Scotland offers an exceptional work environment in St Albans, where employees are empowered to provide tailored wealth management solutions for private banking clients. With a strong focus on professional development, a collaborative culture, and a commitment to regulatory excellence, this role not only fosters personal growth but also allows you to make a meaningful impact in clients' financial journeys.
