At a Glance
- Tasks: Lead risk assessments and coordinate reviews across various banking sectors.
- Company: Join a leading bank making a real impact in the financial sector.
- Benefits: Hybrid working, competitive salary, and opportunities for professional growth.
- Other info: Collaborative environment with a focus on continuous improvement and innovation.
- Why this job: Shape the future of banking by driving risk management and improving customer outcomes.
- Qualifications: Expertise in Commercial Banking and strong analytical skills required.
The predicted salary is between 56059 - 68517 £ per year.
Join us as a Business Risk Read Across Lead and make a real impact across the bank by leading the identification, assessment, and coordination of Commercial & Institutional (C&I) reviews across risk, control, conduct, and regulatory themes. Gain visibility and ensure lessons learned, emerging risks, and control improvements are applied consistently across Business Banking, Commercial Mid-Market, Corporate and Institutional Banking, NatWest Markets, RBS International, Products, and Operations as appropriate.
As a Business Risk Read Across Lead, you’ll define, implement, maintain, and own the C&I read across and lessons learned process, providing effective governance and oversight to help prevent potential control failures across the C&I business. You’ll also lead the assessment of potential impacts across franchises, products, customer segments, and legal entities, while ensuring emerging risk exposures, control weaknesses, and thematic issues are escalated in a timely manner with recommendations that support safe growth and good customer outcomes.
Moreover, you’ll oversee the review of risk events, audit findings, regulatory observations, control failures, and incidents to identify read across opportunities by highlighting recurring issues, emerging trends, and intervention areas. Partnering with C&I functions, you’ll also lead thematic and targeted reviews to address control deficiencies, present findings to relevant Executive Committee members and governance forums, and drive the development of a read across and lessons learned repository.
In addition, you’ll be:
- Executing the C&I read across and lessons learned process, ensuring the accurate and timely assessment of potential impacts across franchise, products, customer segments, and legal entities.
- Challenging outcomes and responses to identify root causes and ensure proportionate management actions are delivered to enable safe growth and good customer outcomes.
- Developing, implementing, and maintaining a read across and lessons learned repository, ensuring the accuracy of source data used to measure process effectiveness.
- Producing high-quality read across reporting for the read across forum and other committees, driving effective read across and resulting actions that enable safe growth and good customer outcomes.
- Driving continuous improvement in risk management by identifying and implementing standardisation, simplification, and consistency opportunities that reduce duplication of effort across the franchise.
The skills you'll need:
We’re looking for someone with subject matter expertise across Commercial Banking, coupled with strong critical thinking skills and proven experience leading reviews and large-scale responses across Commercial Banking areas. You should also have the ability to identify weak signals, trends, and interconnected themes, while balancing commercial objectives with risk management outcomes. To succeed in this role, you must be able to think beyond individual issues to understand broader franchise-wide implications and drive informed decision-making.
In addition, you’ll need:
- Excellent stakeholder management skills, with a proven ability to influence and engage stakeholders to ensure high-quality reviews are communicated to and understood by senior management.
- Strong analytic skills, with experience turning risk data into concise and actionable executive insights.
- Proven experience using AI to transform processes.
Hours: 35
Job Posting Closing Date: 11/09/2026
Ways of Working: Hybrid
Business Risk Read Across Lead employer: Royal Bank of Scotland
At NatWest Markets, we pride ourselves on being an exceptional employer, offering a dynamic work environment in the heart of London. Our culture fosters collaboration and innovation, providing employees with ample opportunities for professional growth and development. With a focus on market insights and client relationships, we empower our team to excel in their roles while enjoying a supportive atmosphere that values diversity and inclusion.
StudySmarter Expert Advice🤫
We think this is how you could land Business Risk Read Across Lead
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Royal Bank of Scotland. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Business Risk Read Across Lead
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Royal Bank of Scotland.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Royal Bank of Scotland's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Royal Bank of Scotland
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Royal Bank of Scotland.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Royal Bank of Scotland will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Royal Bank of Scotland employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
