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For Companies At a Glance
- Tasks: Support corporate credit processes and manage client requests in a dynamic banking environment.
- Company: Join RBC, a leading global bank with a focus on innovation and collaboration.
- Benefits: Enjoy competitive pay, flexible benefits, and a world-class training programme.
- Why this job: Make a real impact while working with top professionals in the financial services industry.
- Qualifications: BA honours degree or relevant experience; strong communication and teamwork skills required.
- Other info: Inclusive workplace culture that values diverse perspectives and personal growth.
The predicted salary is between 28800 - 48000 ÂŁ per year.
What is the opportunity?
Responsibilities include working with Corporate Banking, RBC Sales & Trading (as appropriate) and other groups to facilitate and enhance the credit process through efficient and value-add support to partners, including onboarding activities, and execution of new transactions, amendments, and extensions; manage a full range of credit, trading and transactional products; compliant funding; excess management; annual reviews, regularizations, maintaining data integrity/the bank’s credit portfolio system, onboarding activities and compliant funding. Provide prompt attention to client requests from other RBC units. Resolve credit issues with various banking units and Group Risk Management as required and provide advice as warranted.
What will you do?
Manage and provide “Middle Office” support of the corporate credit portfolio. Responsible for data integrity of accounts in the assigned portfolio, ensure bank systems correctly reflect relevant information. Work closely and maintain positive relationships with Corporate Banking, Global Markets, Credit Analysis & Assessment, Loan Portfolio Management, and with other areas of the bank, notably Group Risk Management, Global Loans Administration, Global Treasury, Global Services, the Global Banking Business Centre back-office support group, and Agency Services. Ensure timely preparation of transaction requests - likely to include, but not limited to, new credits, restructurings, renewals, waivers, loan documentation review, establishing lines for trading, lending, and cash management, indicative risk ratings. Use bank policies/guidelines and judgement to manage daily excesses, over-limit payments in accordance with Delegated Authorities and, managing ongoing credit relationships within RBC providing fair, specific and balanced advice. Keep up on policy changes/updates and participate in team deliverables with respect to regulatory/audit priorities. Demonstrate a client service mindset while negotiating documentation, booking new credit lines, implementing rigorous reporting requirements, credit surveillance and operationally managing lending portfolio to enable Banking and Trading businesses to drive revenue. Completion of ad-hoc projects efficiently and effectively in order to support the team meeting planned and unplanned demands.
What do you need to succeed?
Must-have
- Academic background with BA Honors, other professional designation or relevant work experience.
- Strong financial risk analysis and/or accounting skills.
- Ability to prioritize work and manage competing demands.
- Excellent written and spoken communications abilities.
- Ability to work in an interactive team environment.
- Strong general PC skills and demonstrated capability to learn key internal systems (CCMS, Newton, TMS, CID, DMS, TDS, Fenergo).
- Ability to strike a balance in putting “Client First” while ensuring that internal standards are maintained and deliverables are provided.
Nice-to-have
- Work experience in a credit risk role/function.
- Understanding of LMA style credit documentation.
- CFA accreditation.
- Familiarity with the RBC Capital Markets credit process and loan agreements.
What is in it for you?
We thrive on the challenge to be our best - progressive thinking to keep growing and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual. A comprehensive Total Rewards Program including bonuses, flexible benefits and competitive compensation. Leaders who support your development through coaching and managing opportunities. Opportunities to work with the best in the field. Ability to make a difference and lasting impact. Work in a dynamic, collaborative, progressive, and high-performing team. A world-class training program in financial services. Flexible working options fully supported.
Job Skills
- Adaptability
- Credit Analysis
- Credit Documentation
- Credit Risks
- Critical Thinking
- Customer Service
- Detail-Oriented
- Financial Engineering
- Financial Statement Analysis
- Investments Analysis
- Personal Development
- Personal Initiative
- Teamwork
Inclusion and Equal Opportunity Employment
At RBC, we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.
Join our Talent Community. Stay in-the-know about great career opportunities at RBC. Sign up and get customized info on our latest jobs, career tips and Recruitment events that matter to you. Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at jobs.rbc.com.
Associate - Global Credit CTM (London) employer: Royal Bank of Canada
Contact Detail:
Royal Bank of Canada Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Associate - Global Credit CTM (London)
✨Tip Number 1
Network like a pro! Reach out to people in your field, especially those at RBC. A friendly chat can open doors that a CV just can't.
✨Tip Number 2
Prepare for interviews by researching the company and role. Know your stuff about credit processes and be ready to discuss how you can add value to the team.
✨Tip Number 3
Show off your skills! Bring examples of your past work or projects that highlight your financial risk analysis and teamwork abilities. It’s all about demonstrating what you can do!
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, it shows you’re serious about joining the team.
We think you need these skills to ace Associate - Global Credit CTM (London)
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Associate role. Highlight relevant experience in credit analysis, financial risk, and any specific skills mentioned in the job description. We want to see how you fit into our world!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about this role and how your background aligns with our needs. Keep it concise but impactful – we love a good story!
Showcase Your Team Spirit: Since teamwork is key in this role, share examples of how you've successfully collaborated in the past. We’re all about working together, so let us know how you can contribute to our dynamic team!
Apply Through Our Website: Don’t forget to apply through our website! It’s the best way for us to receive your application and ensures you’re considered for this exciting opportunity. We can’t wait to hear from you!
How to prepare for a job interview at Royal Bank of Canada
✨Know Your Stuff
Make sure you brush up on your financial risk analysis and credit documentation knowledge. Familiarise yourself with the RBC Capital Markets credit process and any relevant loan agreements. This will not only help you answer technical questions but also show that you're genuinely interested in the role.
✨Showcase Your Team Spirit
Since this role involves working closely with various teams, be prepared to discuss your teamwork experiences. Share examples of how you've collaborated effectively in the past, especially in high-pressure situations. Highlighting your ability to maintain positive relationships will resonate well with the interviewers.
✨Client First Mindset
Demonstrate your understanding of putting the client first while balancing internal standards. Prepare examples where you've successfully navigated client requests or resolved issues, showcasing your customer service skills and adaptability in challenging scenarios.
✨Stay Updated
Keep yourself informed about recent changes in banking policies and regulations. Mentioning your proactive approach to staying updated during the interview can set you apart. It shows that you're not just focused on the present but are also thinking ahead about compliance and regulatory priorities.
