At a Glance
- Tasks: Lead credit risk governance and manage Credit Committee meetings with precision.
- Company: Join a prestigious International Bank with a focus on innovation and excellence.
- Benefits: Competitive salary, professional development, and a dynamic work environment.
- Other info: Opportunity for growth in a supportive and collaborative team.
- Why this job: Make a significant impact in credit risk management and enhance your career.
- Qualifications: Degree in finance or related field, with strong credit risk knowledge and communication skills.
The predicted salary is between 60000 - 80000 £ per year.
Excellent opportunity opens up to join an International Bank as their new Credit Risk Manager. You will take ownership of the bank's credit risk governance framework, drive high quality portfolio monitoring and also act as the Secretary to the Credit Committee.
Key Responsibilities
- Credit Committee Secretariat
- Coordinate and manage all Credit Committee meetings, including scheduling, agenda preparation, and distribution of papers.
- Record accurate and comprehensive meeting minutes for monthly BCC meetings, capturing decisions, conditions, and required follow‑up actions.
- Track and monitor action items, ensuring timely completion and escalation where necessary.
- Maintain the Committee’s governance records in line with internal policies and regulatory expectations.
- Compile, analyse, and present portfolio‑level credit risk MI, including exposures, concentrations, trends, and early warning indicators.
- Produce regular credit risk dashboards and reports for senior management, the Credit Committee, and the Risk Committee.
- Monitor credit quality metrics such as arrears, covenant compliance, rating migrations, and sectoral risk indicators.
- Work with Credit Risk team to report on identified emerging risks and recommend appropriate mitigation actions.
- Oversight of Credit Risk Processes (2LoD)
- Monitor compliance with the bank’s credit risk policies, procedures, and approval authorities.
- Work with Credit Risk team to conduct periodic checks on Credit Risk team’s adherence to internal processes, including rating reviews, credit application compliance, credit analysis standards, and documentation quality.
- Provide independent oversight on post‑loan monitoring activities, including annual reviews, financial analysis, covenant monitoring, and rating updates.
- Oversight of 1LoD Credit Activities
- Monitor the quality and timeliness of credit applications submitted by the business.
- Ensure 1LoD completes required post‑loan monitoring activities (e.g., annual reviews, financial updates, covenant checks) within required timelines.
- Identify process gaps or recurring issues and work with 1LoD to strengthen controls and improve data quality.
- Provide training or guidance to 1LoD teams on credit policy requirements where necessary.
- Data Quality & Systems Oversight
- Conduct regular data quality checks on credit systems to ensure accuracy of key fields (ratings, limits, collateral, covenants, review dates, etc.).
- Work with IT and Operations to resolve data issues and enhance system controls.
- Support system enhancements, testing, and process improvements related to credit risk data and reporting.
Qualifications
- Educated to a university degree and/or appropriate professional qualification level.
- Strong understanding of credit risk principles, credit analysis, and risk management frameworks.
- Excellent communication skills in English and Mandarin, both written and verbal are mandatory.
- Experience in a banking or financial services credit risk function, at least 3 years work experience in the UK.
- Excellent analytical skills with the ability to interpret complex data and produce clear MI.
- Strong organisational skills and attention to detail, particularly in committee governance and minute‑taking.
- Ability to challenge constructively and maintain independence as part of the second line of defence.
- Proficiency in credit risk systems, data tools, and Microsoft Office (especially Excel and PowerPoint).
- Strong communication skills, both written and verbal.
Interested? Please Apply!
Credit Risk Governance Lead & Committee Secretary employer: Rothstein Recruitment
Join an esteemed International Bank that prioritises employee development and fosters a collaborative work culture. As a Credit Risk Governance Lead, you will benefit from comprehensive training opportunities, a supportive environment that encourages innovation, and the chance to make a significant impact on the bank's credit risk governance framework. Located in the heart of the UK, this role offers a dynamic workplace where your contributions are valued and recognised.
StudySmarter Expert Advice🤫
We think this is how you could land Credit Risk Governance Lead & Committee Secretary
✨Tip Number 1
Network like a pro! Reach out to your connections in the banking and finance sector. Attend industry events or webinars, and don’t be shy about introducing yourself. You never know who might have the inside scoop on job openings!
✨Tip Number 2
Prepare for interviews by researching the company’s credit risk governance framework. Familiarise yourself with their recent reports and any news related to their credit policies. This will help you stand out as someone who’s genuinely interested in the role.
✨Tip Number 3
Practice your communication skills! Since this role requires excellent verbal and written communication, consider doing mock interviews with friends or using online platforms. Get comfortable discussing complex data and credit risk principles.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who take the initiative to engage directly with us.
We think you need these skills to ace Credit Risk Governance Lead & Committee Secretary
Some tips for your application 🫡
Tailor Your CV:Make sure your CV reflects the skills and experiences that match the Credit Risk Governance Lead role. Highlight your experience in credit risk management and any relevant qualifications to show us you’re the perfect fit!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're passionate about credit risk governance and how your background aligns with our needs. Keep it concise but impactful, and don’t forget to mention your communication skills!
Showcase Your Analytical Skills:Since this role involves interpreting complex data, make sure to include examples of your analytical prowess in your application. We want to see how you've tackled data challenges in the past and what tools you used to achieve success.
Apply Through Our Website:We encourage you to apply directly through our website for a smoother process. It’s the best way for us to receive your application and ensures you don’t miss out on any important updates from our team!
How to prepare for a job interview at Rothstein Recruitment
✨Know Your Credit Risk Stuff
Make sure you brush up on credit risk principles and frameworks before the interview. Be ready to discuss your experience in credit analysis and how you've applied these concepts in previous roles. This will show that you’re not just familiar with the theory but can also put it into practice.
✨Master the Committee Governance
Since you'll be acting as the Secretary to the Credit Committee, it's crucial to understand the ins and outs of committee governance. Familiarise yourself with how meetings are structured, what kind of documentation is needed, and how to effectively track action items. Bring examples of how you've managed similar responsibilities in the past.
✨Show Off Your Analytical Skills
Prepare to demonstrate your analytical prowess by discussing specific instances where you've interpreted complex data and produced management information. Think about how you can present this clearly and concisely, as this role will require you to compile and analyse portfolio-level credit risk MI.
✨Communicate Like a Pro
With excellent communication skills being a must, practice articulating your thoughts clearly in both English and Mandarin. You might be asked to explain technical concepts or present findings, so being able to communicate effectively will set you apart. Consider doing mock interviews to refine your delivery.
