At a Glance
- Tasks: Help clients with mortgage and protection advice while developing your professional skills.
- Company: Join ROS Mortgages, a supportive and innovative team in Preston.
- Benefits: Self-employed flexibility, structured training, and career progression opportunities.
- Other info: Enjoy a hybrid working arrangement and grow in a compliance-led environment.
- Why this job: Kickstart your career in finance with hands-on experience and client interaction.
- Qualifications: CeMAP qualification preferred but not essential; strong communication and integrity are key.
The predicted salary is between 27000 - 33000 £ per year.
About ROS Mortgages
ROS Mortgages Limited is a Preston-based mortgage and protection business focused on responsible client outcomes and the structured development of future Mortgage & Protection Advisers. ROS Mortgages is an Appointed Representative of ARKKE Capital Limited. Mortgage and protection advice is delivered within ARKKE Capital’s regulatory, compliance and supervisory framework.
The opportunity
We are recruiting aspiring and newly qualified individuals who want to build a professional career in mortgage and protection advice. This is a self-employed opportunity with access to our Preston office and an agreed hybrid working arrangement. It is particularly suitable for:
- CeMAP students and newly qualified candidates
- Banking and financial-services professionals considering a career change
- Customer-facing professionals with transferable skills
- Early-career advisers seeking structured development
- Motivated individuals who want to serve clients from varied communities and backgrounds
Previous mortgage-advice experience is not essential. We are more interested in integrity, communication, discipline, willingness to learn and commitment to responsible client outcomes.
Adviser development
Candidates who progress successfully will receive structured onboarding, practical learning and ongoing development covering:
- The complete mortgage and protection advice journey
- Client discovery and needs analysis
- Affordability and suitability assessments
- Mortgage and protection research
- Regulatory standards and responsible client outcomes
- Compliance-led case preparation and record-keeping
- Professional client communication
- Lender, provider, CRM and advice-system processes
- Practical case development under the applicable supervision arrangements
- Continuing professional development and adviser career progression
Our aim is to provide a supportive, professional and compliance-led environment in which new advisers can develop knowledge, practical capability and professional confidence.
What we are looking for
- CeMAP-qualified, currently studying towards CeMAP, or committed to obtaining the qualification
- A genuine interest in mortgage and protection advice
- Clear and professional communication skills
- Integrity and strong attention to detail
- willingness to learn and follow structured processes
- Commitment to regulatory compliance and responsible client outcomes
- Confidence engaging with clients from different communities
- Previous banking, financial-services, sales, customer-service or relationship-management experience is beneficial but not essential
- The right to work in the United Kingdom
- Additional language capability may be valuable when supporting diverse client communities, but it is not a requirement.
Working arrangement
- Engagement: Self-employed
- Location: Preston, Lancashire
- Working arrangement: Office-based or hybrid, subject to agreement
- Experience: Previous mortgage-advice experience is not essential
- Qualification: CeMAP completed, in progress, or a clear commitment to undertake it
Important information
This opportunity does not guarantee appointment, regulatory approval, client leads, minimum earnings, commission levels or career outcomes. Any engagement is subject to suitability assessment, eligibility and background checks, completion of the required onboarding and training, and approval within ARKKE Capital Limited’s regulatory and supervisory framework. The engagement terms, remuneration structure, costs and working arrangements will be explained transparently to suitable candidates before they decide whether to proceed.
Trainee / Newly Qualified Mortgage & Protection Adviser — Self-Employed in Preston employer: ROS Mortgages Limited
ROS Mortgages Limited is an exceptional employer for aspiring Mortgage & Protection Advisers, offering a supportive and structured environment in Preston. With a focus on professional development, employees benefit from comprehensive onboarding, ongoing training, and the flexibility of a hybrid working arrangement, all while being part of a compliance-led framework that prioritises responsible client outcomes. This role is perfect for motivated individuals looking to build a meaningful career in a dynamic and diverse community.
