Corporate Credit Analyst

𝗖𝗿𝗲𝗱𝗶𝘁 𝗥𝗶𝘀𝗸 𝗠𝗮𝗻𝗮𝗴𝗲𝗺𝗲𝗻𝘁

Level: AVP

Primary Coverage: Natural Resources – Oil, Gas, Commodity Traders

Job Type: Permanent

Location: London, Hybrid Working

Relevant Experience: Must have Investment Banking / Corporate Banking Experience

We are currently working with a leading global financial institution to recruit an Assistant Vice President (AVP) – Credit Risk Management for their Corporate Credit Risk Team in London. This is a second line of defence role, offering the opportunity to play a critical part in managing and mitigating credit risks across EMEA.

Our client is looking for a proactive and analytical professional to provide oversight and detailed analysis of corporate credit transactions, ensuring robust risk management practices and supporting sustainable growth.

Key Responsibilities

• Credit Analysis: Conduct structured reviews of Front Office credit applications, identifying and articulating risk issues and mitigations.
• Risk Appetite Communication: Clearly communicate the Credit Department’s risk perception and appetite for transactions, ensuring alignment with bank policies and procedures.
• Front Office Collaboration: Act as a trusted partner to Front Office deal teams, providing constructive challenge on risk issues while supporting timely client delivery.
• Portfolio Management: Ensure accurate obligor grading and forward-looking risk assessments within your assigned portfolio.
• Emerging Risk Monitoring: Proactively monitor and address emerging credit risks in collaboration with Front Office and other risk functions.
• Special Credits Oversight: Review Self-Assessment submissions and credit cost provisioning for Special Credits.

Your Background

• Qualifications: Degree-level education and/or relevant professional qualifications (e.g., ACA, ACCA, ACT, CFA).
• Experience: Some experience in a credit management role (1st or 2nd line), with strong corporate credit analysis skills.
• Technical Knowledge: Familiarity with corporate loan products, trade finance products, and derivative products, including relevant documentation.

Skills:

• Exceptional written and verbal communication skills, with the ability to prepare clear and concise credit papers.
• Strong interpersonal skills, with a collaborative approach to teamwork.
• High level of IT literacy and proficiency in risk management tools.

𝕎𝕙𝕪 𝕋𝕙𝕚𝕤 𝕆𝕡𝕡𝕠𝕣𝕥𝕦𝕟𝕚𝕥𝕪?

• Hybrid Working: Enjoy the flexibility of hybrid working, balancing office collaboration with remote productivity.
• Career Growth: Be part of a dynamic and supportive team, with opportunities for professional development and career progression.
• Impactful Work: Play a key role in shaping the bank’s credit risk strategy and ensuring sustainable growth.
• Competitive Package: Benefit from a salary of up to £80,000, plus a comprehensive benefits package.