At a Glance
- Tasks: Lead credit risk analysis for securitisation transactions and present findings to senior management.
- Company: Join a leading international bank with a strong focus on structured finance.
- Benefits: Competitive salary, bonus, hybrid work model, and comprehensive benefits package.
- Other info: Collaborative environment with opportunities for professional growth and development.
- Why this job: Make a significant impact in a high-stakes role within the financial sector.
- Qualifications: Extensive experience in credit risk, particularly in securitisation and structured finance.
The predicted salary is between 55000 - 70000 £ per year.
We are working with a leading international bank, looking to hire an experienced VP within its Securitisation Credit Risk function. This is a high-impact role sitting in the second line of defence, covering ABS/RMBS and related structured finance transactions originated across EMEA.
Key responsibilities
- Act as a credit approver for securitisation and asset-backed transactions (including RMBS, consumer ABS, auto, cards and trade receivables).
- Perform independent credit analysis of underlying pools, structures, counterparties and counterpart risk mitigants.
- Challenge and validate transaction structures, cashflow assumptions, stress scenarios and risk-return profiles.
- Prepare and present credit proposals and recommendations to internal credit committees and senior management.
- Monitor an existing portfolio of securitisation and structured-finance exposures, including limit management, early-warning indicators and watchlist actions.
- Contribute to the development and refinement of risk appetite, credit policies and underwriting standards for securitised products.
- Work closely with front office, structuring, legal and risk methodology teams to ensure transactions meet the firm's risk, capital and regulatory requirements.
Candidate profile
- Significant experience in credit risk or credit approval within a major bank or rating agency, with a clear focus on securitisation / structured finance / asset-backed products.
- Strong understanding of RMBS/ABS structures, collateral pools, cashflow waterfalls, enhancements and typical covenant packages.
- Proven experience writing and presenting detailed credit papers and defending recommendations in committee.
- Solid grasp of relevant regulatory and capital frameworks for securitisation in Europe and the UK.
- Excellent analytical skills, with the ability to interpret complex data and communicate key risks succinctly.
If you meet the above set criteria, please apply or send a copy of your CV to Robert Walters Operations Limited.
VP- Credit Securitisation employer: Robert Walters
As a leading international bank, we pride ourselves on fostering a dynamic and inclusive work environment that empowers our employees to excel in their careers. With competitive salaries, comprehensive benefits, and a strong focus on professional development, we offer unique opportunities for growth within the Securitisation Credit Risk function. Our London-based team thrives on collaboration and innovation, making it an ideal place for those seeking meaningful and rewarding employment in the financial sector.
StudySmarter Expert Advice🤫
We think this is how you could land VP- Credit Securitisation
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
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Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Robert Walters. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace VP- Credit Securitisation
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Robert Walters.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Robert Walters's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Robert Walters
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Robert Walters.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Robert Walters will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Robert Walters employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
