At a Glance
- Tasks: Lead a dynamic credit risk team and ensure high-quality decision-making.
- Company: Established financial services organisation focused on growth and innovation.
- Benefits: Hybrid working, competitive salary up to £95,000, plus bonus and benefits.
- Why this job: Step into a leadership role and make a real impact in credit risk management.
- Qualifications: 5+ years in credit risk with supervisory experience and strong analytical skills.
- Other info: Join a diverse team in a fast-paced environment with opportunities for growth.
The predicted salary is between 57000 - 95000 £ per year.
Robert Half is working with a well-established, growth-focused financial services organisation to recruit a Credit Risk Team Lead. This role sits within a developing credit function and offers the opportunity to lead a team while helping to embed robust credit risk practices in a dynamic, regulated environment. This position is well suited to an experienced credit risk professional who enjoys balancing hands-on oversight with people leadership and stakeholder engagement.
The Role
- As Credit Risk Team Lead, you will be responsible for the day-to-day management of a credit risk team, ensuring consistent, high-quality credit decisioning and strong adherence to policies and controls.
- You will work closely with senior stakeholders across the business to support effective risk management and ongoing process improvement.
Key Responsibilities
- Lead, manage, and develop a team of credit risk professionals, including performance management and coaching.
- Oversee credit assessment and decisioning processes in line with agreed risk appetite and policies.
- Support the development, documentation, and implementation of credit risk policies and procedures.
- Produce and deliver regular risk reporting and insights to senior stakeholders.
- Collaborate with internal teams to ensure credit risk practices align with wider business requirements.
- Drive continuous improvement of credit processes, controls, and quality assurance activities.
- Support training and knowledge sharing within the credit risk function.
About You
- 5+ years' experience in credit risk, underwriting, or a related risk discipline.
- Previous experience in a supervisory or team leadership capacity.
- Strong understanding of credit risk assessment, portfolio monitoring, and governance frameworks.
- Analytical and detail-oriented, with sound judgement in risk decisioning.
- Effective communicator, comfortable engaging with both technical and non-technical stakeholders.
- Well organised and able to manage multiple priorities in a fast-paced environment.
Salary and Benefits
The role of Credit Risk Team Lead is offered with hybrid working for a salary of up to £95,000 DOE plus bonus and benefits. This is a great opportunity for a credit risk professional looking to step into or further develop a leadership role within a stable yet evolving organisation.
Credit Risk Team Lead in London employer: Robert Half
Contact Detail:
Robert Half Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Risk Team Lead in London
✨Tip Number 1
Network like a pro! Reach out to your connections in the financial services sector and let them know you're on the lookout for a Credit Risk Team Lead role. You never know who might have the inside scoop on an opportunity that’s not even advertised yet.
✨Tip Number 2
Prepare for those interviews by brushing up on your credit risk knowledge and leadership skills. Think about real-life examples where you've led a team or improved processes, as these will really impress the interviewers.
✨Tip Number 3
Don’t just apply anywhere; focus on companies that align with your values and career goals. Check out our website for openings that match your skills and interests, and tailor your approach to each one.
✨Tip Number 4
Follow up after interviews! A quick thank-you email can go a long way in keeping you top of mind. Plus, it shows your enthusiasm for the role and the company, which is always a bonus.
We think you need these skills to ace Credit Risk Team Lead in London
Some tips for your application 🫡
Tailor Your CV: Make sure your CV reflects the skills and experience mentioned in the job description. Highlight your leadership experience and any relevant credit risk projects you've worked on. We want to see how you fit into our vision!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about credit risk and how your background makes you the perfect fit for the Credit Risk Team Lead role. Let us know what excites you about joining our team!
Showcase Your Achievements: When detailing your experience, focus on specific achievements that demonstrate your impact in previous roles. Whether it's improving processes or leading a successful project, we love to see quantifiable results that highlight your capabilities.
Apply Through Our Website: We encourage you to apply directly through our website for a smoother application process. It helps us keep track of your application and ensures you don’t miss out on any important updates from us!
How to prepare for a job interview at Robert Half
✨Know Your Credit Risk Stuff
Make sure you brush up on your credit risk knowledge before the interview. Understand the latest trends in credit assessment and be ready to discuss how you've applied these in your previous roles. This will show that you're not just experienced, but also current in your field.
✨Showcase Your Leadership Skills
As a Credit Risk Team Lead, you'll need to demonstrate your ability to lead and develop a team. Prepare examples of how you've successfully managed teams in the past, focusing on performance management and coaching. Highlight any specific achievements that showcase your leadership style.
✨Engage with Stakeholders
Since the role involves working closely with senior stakeholders, practice how you'll communicate effectively with both technical and non-technical audiences. Think of scenarios where you've successfully engaged with different stakeholders and be ready to share those experiences.
✨Prepare for Process Improvement Questions
Expect questions about how you've driven continuous improvement in credit processes. Be ready to discuss specific initiatives you've led or contributed to, and how they positively impacted the organisation. This will demonstrate your proactive approach to risk management.