Loan Operations Analyst

Loan Operations Analyst

Full-Time 29700 - 36300 £ / year (est.) Hybrid
Risk Hub

At a Glance

  • Tasks: Review and process loan applications to support UK small businesses with fast funding.
  • Company: Join a dynamic fintech company dedicated to empowering small businesses.
  • Benefits: Competitive salary, flexible work, health perks, and personal development opportunities.
  • Other info: Collaborative team culture with excellent career growth and support for life moments.
  • Why this job: Make a real impact on the UK economy while building your career.
  • Qualifications: Experience in operations or admin roles, attention to detail, and a growth mindset.

The predicted salary is between 29700 - 36300 £ per year.

We’re on a mission to back the UK’s small businesses like no one else

Small businesses are the backbone of the economy, and we’re here to help them win.

We’ve built a platform that uses clever data to get them the funding they need in minutes, not weeks.

At Funding Circle, we have the restless energy of a fintech start-up with the stability of a public company.

It’s a unique mix that gives Circlers the autonomy to take ownership and the scale to make an impact that truly counts.

We’re a high-performing team that chooses to lift each other up.

We challenge, we champion, and we have each other’s backs - because we know that when we stand together, we move faster and build better.

The impact is real: Last year alone, the businesses on our platform generated £7.2bn for the UK economy

[Read our Impact Report] | [See our Trustpilot]

The role

London (Hybrid) | 3 days in the office | Competitive Salary + Benefits

This is a busy admin role where you will be reviewing and processing loan applications to provide fast, efficient funding to small businesses in the UK.

  • Reviewing financial accounts, bank statements and risk reports to process loan applications
  • Completing know your customer (KYC) checks during the borrowers on-boarding journey and referring cases to our AML and Fraud teams where required
  • Use third party systems to collect information on the applicant and their business
  • Perform rigorous quality assurance: Reconcile loan documents and internal system data for completeness and accuracy
  • Working in a collaborative team environment
  • Proactively problem solving, identifying and confidently mitigating any risks, issues or control weaknesses that arise in your day-to-day
  • What we’re looking for

We value deep expertise, but a growth mindset and good energy are what really make our team click. We’re a group that chooses to lift each other up and think smart every day.

  • At least 6 months experience in a high volume operations or administrative role
  • Ability to work to deadlines and business goals in a fast paced, dynamic environment
  • Excellent attention to detail, self motivation, strong organisational skills and ability to follow procedures
  • Ability to complete tasks that are repetitive in nature
  • Willingness to learn and adapt with ever evolving policies and procedures
  • It would be great, but not essential, if you had familiarity with financial documents, bank statements and identification documents
  • Able to proactively identify ways to use Generative AI to streamline your daily tasks and improve your personal productivity
  • Confident using approved AI tools safely and effectively to enhance your output and find a better way of working

We’re building a place where everyone truly feels they belong. Even if your past experience doesn't align perfectly with every requirement, we'd still love to hear from you.

Why join us?

We back you to build an incredible career and by joining us, you'll be part of one of The Sunday Times Best Companies to Work For 2026!

As a flexible-first employer, we use a "best of both" approach.

We’ll see you in our London office to collaborate – with barista coffee and subsidised Just Eat lunches on us!

  • Our Circler Proposition focuses on five areas
  • Flexibility: We provide a benefit allowance you can tailor to your own life and family.
  • Health: This includes private medical and dental, health assessments, and access to a digital GP.
  • Wealth: We offer life assurance, share schemes, and financial coaching.
  • Development: You get a dedicated annual learning allowance to help you level up.
  • Lifestyle: We have electric car and cycle-to-work schemes, plus season ticket loans.

We also have award-winning parental leave policies. We're here to support you through the big life moments, from fertility treatments to new additions to the family.

Ready to join a mission that matters? We’d love to chat!

#J-18808-Ljbffr

Loan Operations Analyst employer: Risk Hub

Risk Hub is an attractive employer due to its commitment to professional development and a collaborative work culture. Employees have the opportunity to engage in innovative projects that significantly impact the financial services industry. The company's focus on risk management ensures a stable and dynamic work environment.

Risk Hub

Contact Details:

Risk Hub Recruitment Team

StudySmarter Expert Advice🤫

We think this is how you could land Loan Operations Analyst

✨Tap into Campus Networks

If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.

✨Get Certified

Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.

✨Connect on Professional Platforms

Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.

✨Apply Directly and Be Proactive

Don’t shy away from reaching out directly to firms like Risk Hub. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.

We think you need these skills to ace Loan Operations Analyst

Attention to Detail
Organisational Skills
Problem-Solving Skills
Ability to Work to Deadlines
Experience in High Volume Operations
Familiarity with Financial Documents
KYC Checks

Some tips for your application 🫡

Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.

Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Risk Hub.

Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.

Research and Reflect:Before hitting that 'apply' button on Risk Hub's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!

How to prepare for a job interview at Risk Hub

✨Brush Up on Financial Analysis Skills

Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Risk Hub.

✨Prepare for Case Studies

Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.

✨Show Your Passion for Finance

Since this is a full-time position, employers at Risk Hub will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.

✨Network with Industry Professionals

Before your interview, reach out to current or former Risk Hub employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.