Senior Software Engineer, Risk

At Ripple, we’re building a world where value moves like information does today. It’s big, it’s bold, and we’re already doing it. Through our crypto solutions for financial institutions, businesses, governments and developers, we are improving the global financial system and creating greater economic fairness and opportunity for more people, in more places around the world.

If you’re ready to see your impact and unlock incredible career growth opportunities, join us, and build real world value.

Role Overview

The mission, should you choose to accept it, is to pioneer and scale Ripple Treasury’s platform into the future. You will work with a hardworking, fun‑loving development team that collaborates to solve ambitious business problems in a fast‑paced, supportive environment.

About the Liquidity Management Team

Our Liquidity team builds and maintains the core platform capabilities that give treasury professionals real‑time transparency into their organization’s cash and liquidity positions across banks, accounts, currencies, and legal entities worldwide. We help enterprise customers optimize funding, manage intercompany liquidity structures, and deploy idle cash in 40+ countries.

Vision

We are modernising treasury management, rebuilding from the ground up with an intuitive user experience, cloud‑native architecture, and support for both fiat currencies and digital assets.

What You’ll Do

• Leverage Azure services to craft scalable, fault‑tolerant, and highly resilient cloud‑based solutions
• Conduct rigorous unit, integration, and non‑functional (performance, security) testing to ensure production readiness
• Implement world‑class observability for deep application insights, performance, and usage data
• Explore new technologies, engage with tech communities, mentor fellow engineers, and lead technical design and code reviews
• Enhance team operations, processes, methodologies, and technology choices for continuous excellence
• Participate in the team’s YBIYRI model (you‑build‑it‑you‑run‑it), including on‑call pager rotation

Essential Knowledge / Experience

• Bachelor’s degree in Computer Science or equivalent experience, with at least 5 years of application development experience
• Experience in modern cloud architecture and deployment
• Proven ability to influence and mentor developers within an agile team environment
• Experience with Azure Services
• Deep knowledge of .NET and C#
• Advanced knowledge of Microsoft SQL Server
• Skilled in designing and implementing CI/CD pipelines within Azure DevOps

Preferred Knowledge / Experience

• Experience in the financial industry, especially treasury systems, payments, FX, ERP, or financial platforms
• Understanding of high‑volume transactional processing architectures

Abilities Required

• Excellent verbal and written communication, collaborating with technical and non‑technical partners
• Strong commitment to quality and customer needs, ensuring high standards
• Self‑starter who prioritises tasks and drives projects forward independently
• Quick learner, staying up to date with methodologies and technologies, and applying knowledge proactively
• Analytical and troubleshooting skills to resolve issues efficiently, ensuring reliable software performance
• Deep software engineering experience in distributed systems for robust and scalable solutions

What You Will Get

• A high impact, high visibility role at a growing SaaS company that values personal growth and accountability
• An opportunity to make a big impact, work in a fast‑paced, collaborative environment, and scale a growing business
• A culture of open collaboration and problem solving
• An empowered role on the Engineering team, responsible for driving accurate financial result visibility
• Great benefits, culture, and remote work flexibility

Who We Are

• Opportunity to build in a fast‑paced, start‑up environment with experienced industry leaders
• A learning environment with deep dives into the latest technologies and professional development budget
• Respect, empowerment, and inclusion for every employee regardless of race, ethnicity, gender, etc.
• Flexible in‑office collaboration (10+ days a month decided by teams)
• Bi‑weekly all‑company business updates and leadership Q&A
• Team offsites, bonding activities, and happy hours

Take Control of Your Finances

• Competitive salary, bonuses, and equity
• Competitive benefits covering physical and mental healthcare, retirement, family forming, and family support
• Employee giving match
• Mobile phone stipend

Take Care of Yourself

• Rest and recharge days
• Generous wellness reimbursement and weekly onsite & virtual programming
• Generous vacation policy working with manager to take time off when needed
• Industry‑leading parental leave policies and family planning benefits
• Catered lunches, fully‑stocked kitchens with premium snacks and beverages, and fun events

Benefits listed above are for full‑time employees.

Ripple is an Equal Opportunity Employer. We’re committed to building a diverse and inclusive team. We do not discriminate against qualified employees or applicants because of race, color, religion, gender identity, sex, sexual identity, pregnancy, national origin, ancestry, citizenship, age, marital status, physical disability, mental disability, medical condition, military status, or any other characteristic protected by local law or ordinance.

Please find our UK/EU Applicant Privacy Notice and our California Applicant Privacy Notice for reference.