At a Glance
- Tasks: Develop and enhance critical bank integrations for seamless money movement.
- Company: Join Ripple, a leader in global financial infrastructure.
- Benefits: Competitive salary, bonuses, wellness perks, and generous vacation policy.
- Other info: Dynamic work environment with a focus on diversity and inclusion.
- Why this job: Make a real impact on how money moves globally with cutting-edge technology.
- Qualifications: Strong Java skills and experience with reliable backend systems.
The predicted salary is between 70000 - 90000 £ per year.
Ripple is building the infrastructure that moves money globally. Our products power cross-border payments, institutional crypto liquidity, digital asset custody, and our enterprise-grade stablecoin (RLUSD). In this role, you will work on one of the most critical layers of that infrastructure, Bank Integrations. This platform sits at the boundary between Ripple and the global banking system and ensures that all data exchanged with external financial institutions is correct, reliable, and continuously available. This powers both real-time payment flows and downstream reconciliation.
You will be working on a production system that integrates with banking partners through a range of interfaces. These systems must operate reliably despite real-world constraints such as inconsistent data, delayed responses, and partial failures, while ensuring that high-integrity financial data is correctly distributed across internal systems. Your work will focus on scaling integrations while improving the system’s resilience, observability, and overall structure. You will play a key role in evolving the platform to support new banking partners, products, and regulatory requirements while addressing technical debt that impacts reliability and delivery speed.
We are looking for a software engineer who is motivated to understand complex financial flows and takes a pragmatic and focused approach to building systems that behave predictably in production. Your decisions will directly influence how money moves through the system.
What You'll Do
- Own and evolve mission‑critical bank integrations that power Banking Connectivity and money movements at scale
- Develop a deep, end‑to‑end understanding of payment and banking data flows across internal systems and external partner banks
- Design and deliver testable, resilient, and observable systems that operate under real‑world banking constraints
- Collaborate with product, operations, and external partners to unblock integrations and accelerate delivery
- Improve system quality through pragmatic enhancements in observability, testing, and resilience. This is a high‑impact role.
What You'll Bring
- Experience building and supporting reliable backend systems with external integrations (APIs, webhooks, polling, file‑based flows)
- Strong Java experience, including concurrency, handling failure and edge cases (idempotency, deduplication, delivery guarantees)
- Solid ability to reason about distributed / async flows and backend stacks (AWS, gRPC, RDS, AMQP or similar)
- Self‑directed and strong ownership mindset
- Comfortable using AI‑assisted development tools while maintaining quality and safety
Take Control of Your Finances
- Competitive salary, bonuses, and equity
- Competitive benefits that cover physical and mental healthcare, retirement, family forming, and family support
- Employee giving match
Take Care of Yourself
- R&R days so you can rest and recharge
- Generous wellness reimbursement and weekly onsite & virtual programming
- Generous vacation policy – work with your manager to take time off when you need it
- Industry‑leading parental leave policies. Family planning benefits.
- Catered lunches, fully‑stocked kitchens with premium snacks/beverages, and plenty of fun events
Benefits listed above are for full‑time employees. Ripple is an Equal Opportunity Employer. We’re committed to building a diverse and inclusive team. We do not discriminate against qualified employees or applicants because of race, color, religion, gender identity, sex, sexual identity, pregnancy, national origin, ancestry, citizenship, age, marital status, physical disability, mental disability, medical condition, military status, or any other characteristic protected by local law or ordinance.
Senior Software Engineer, Banking Connectivity London, UK employer: ripple
Ripple is an excellent employer that fosters a collaborative and innovative work culture, providing its employees with the opportunity to work on cutting-edge technology in the heart of Abingdon. With a strong focus on professional development, employees are encouraged to enhance their skills and advance their careers while contributing to high-quality projects in a supportive environment. The company also offers competitive benefits and a commitment to employee well-being, making it a rewarding place to build a career in CNC programming.
StudySmarter Expert Advice🤫
We think this is how you could land Senior Software Engineer, Banking Connectivity London, UK
✨Tip Number 1
Network like a pro! Reach out to folks in the industry, especially those at Ripple or similar companies. A friendly chat can open doors and give you insights that a job description just can't.
✨Tip Number 2
Show off your skills! If you’ve got a portfolio or GitHub with projects that highlight your experience in backend systems and integrations, make sure to share it. It’s a great way to demonstrate your capabilities beyond just words.
✨Tip Number 3
Prepare for technical interviews by brushing up on your Java skills and understanding distributed systems. Practice coding challenges and be ready to discuss how you've tackled real-world problems in your past roles.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, we love seeing candidates who are proactive about their job search.
We think you need these skills to ace Senior Software Engineer, Banking Connectivity London, UK
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the role of Senior Software Engineer. Highlight your experience with backend systems, especially those involving external integrations. We want to see how your skills align with our mission-critical bank integrations!
Showcase Your Projects:Include specific projects where you've tackled complex financial flows or built resilient systems. We love seeing real-world examples of your work, so don’t hold back on the details that demonstrate your problem-solving skills.
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you’re passionate about banking connectivity and how your experience makes you a perfect fit for our team. Let us know what excites you about working at Ripple!
Apply Through Our Website:We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it shows us you’re keen on joining our team!
How to prepare for a job interview at ripple
✨Understand the Banking Landscape
Before your interview, take some time to research the banking industry and Ripple's role in it. Familiarise yourself with concepts like cross-border payments, digital asset custody, and the challenges of integrating with financial institutions. This knowledge will help you speak confidently about how your skills can contribute to their mission.
✨Showcase Your Technical Skills
Be prepared to discuss your experience with backend systems and external integrations. Highlight specific projects where you've used Java, dealt with concurrency, or managed edge cases. Bring examples that demonstrate your ability to build resilient systems under real-world constraints, as this is crucial for the role.
✨Demonstrate Problem-Solving Abilities
Expect to face scenario-based questions that assess your problem-solving skills. Think about how you would handle inconsistent data or delayed responses in a production environment. Use the STAR method (Situation, Task, Action, Result) to structure your answers and show how you approach complex challenges.
✨Emphasise Collaboration and Ownership
Ripple values collaboration across teams, so be ready to discuss how you've worked with product managers, operations, or external partners in the past. Share examples that illustrate your ownership mindset and how you’ve unblocked integrations or accelerated delivery in previous roles.
