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- Tasks: Lead a team of underwriters, analyse financial documents, and manage loan applications.
- Company: Join a dynamic property lending company in London, specialising in bridging finance.
- Benefits: Enjoy a competitive salary up to £100,000 plus bonuses and excellent benefits.
- Why this job: Be part of a growing company, make impactful lending decisions, and mentor future leaders.
- Qualifications: Must have underwriting and management experience in bridging finance, with strong attention to detail.
- Other info: Opportunity to work in a fast-paced environment with a focus on customer service.
The predicted salary is between 60000 - 84000 £ per year.
Up to £100,000 plus excellent bonus and benefits
London
Due to exciting growth and expansion, a fantastic opportunity has arisen for an experienced Head of Underwriting to join a specialist Property Lending company based in London. Specializing in bridging finance, you will be working closely with clients, brokers and internal teams to streamline the underwriting process whilst also managing a team of 15 Underwriters and Case Managers. My client completes over 30 million of lending a month; candidates must have underwriting experience and management experience within bridging lending.
Duties of the Underwriter (Bridging Finance) include:
- Responsible for conducting comprehensive analyses of financial documents, credit histories, and property appraisals to make informed lending decisions.
- Managing the team/personal loan pipeline, adhering to SLAs, conducting KYC, AML, and due diligence checks.
- Review legal documents, valuation reports, and perform key checks (land registry, credit).
- Underwrite loan applications following credit risk policy, assess risks across the property cycle, and support decisions on loan values and terms.
- Present loan funding proposals to Line Manager and assist senior underwriters with complex cases.
- Ensure fraud prevention, support the loan offer process, and execute transactions within agreed timelines.
- Build and manage a network of brokers and borrowers, providing ongoing contact and exceptional customer service.
- Communicate with external stakeholders during the loan funding process and mentor junior underwriters.
- Deliver MI to management, update CRM (Hubspot), and identify new lending opportunities to meet personal targets.
- Attend meetings, share best practices, and act as a company ambassador.
Requirements for the successful Underwriter (Bridging Finance):
- Previous experience working within Bridging Underwriting.
- Previous experience managing underwriters and Case Managers.
- Strong attention to detail with the ability to identify and assess risks accurately and effectively.
- Excellent communication abilities with strong written and verbal skills.
- Strong MS Excel abilities.
- Excellent organisational skills and ability to prioritise and manage multiple tasks as part of a busy workload.
Head Of Underwriting - Bridging Finance employer: Rico Property Finance Ltd (T/A D&R Recruitment)
Contact Detail:
Rico Property Finance Ltd (T/A D&R Recruitment) Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Head Of Underwriting - Bridging Finance
✨Tip Number 1
Network with professionals in the bridging finance sector. Attend industry events or webinars to connect with potential colleagues and learn about the latest trends. This can help you gain insights into what companies like us are looking for in a Head of Underwriting.
✨Tip Number 2
Familiarise yourself with the specific underwriting processes and regulations related to bridging finance. Understanding the nuances of this area will not only boost your confidence but also demonstrate your commitment to the role when you engage with us during interviews.
✨Tip Number 3
Prepare to discuss your management style and how you've successfully led teams in the past. We value strong leadership, so be ready to share examples of how you've motivated underwriters and case managers to achieve their targets.
✨Tip Number 4
Stay updated on the latest technology and tools used in underwriting, especially CRM systems like Hubspot. Being proficient in these tools will show us that you're ready to hit the ground running and can effectively manage the loan pipeline.
We think you need these skills to ace Head Of Underwriting - Bridging Finance
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your relevant experience in bridging finance and underwriting. Emphasise your management skills and any specific achievements that demonstrate your ability to lead a team effectively.
Craft a Compelling Cover Letter: Write a cover letter that showcases your passion for the role and the company. Mention your previous experience in managing underwriters and your understanding of the bridging finance sector. Be sure to explain why you are the perfect fit for this position.
Highlight Key Skills: In your application, focus on key skills mentioned in the job description, such as attention to detail, risk assessment, and communication abilities. Provide examples of how you've successfully applied these skills in your previous roles.
Proofread Your Application: Before submitting your application, carefully proofread all documents for spelling and grammatical errors. A polished application reflects your professionalism and attention to detail, which is crucial for a Head of Underwriting role.
How to prepare for a job interview at Rico Property Finance Ltd (T/A D&R Recruitment)
✨Showcase Your Underwriting Expertise
Make sure to highlight your previous experience in bridging underwriting during the interview. Be prepared to discuss specific cases where you successfully assessed risks and made informed lending decisions.
✨Demonstrate Leadership Skills
As a Head of Underwriting, you'll be managing a team. Share examples of how you've effectively led teams in the past, focusing on your management style and how you support and mentor junior underwriters.
✨Prepare for Technical Questions
Expect questions related to financial analyses, credit risk policies, and legal document reviews. Brush up on these topics and be ready to explain your thought process when making lending decisions.
✨Emphasise Communication Skills
Strong communication is key in this role. Prepare to discuss how you've built relationships with brokers and borrowers, and provide examples of how you've communicated complex information clearly to stakeholders.
