At a Glance
- Tasks: Manage real estate loan portfolios and support new loan origination activities.
- Company: Respected real estate lending platform with a collaborative culture.
- Benefits: Competitive salary, bonus potential, health insurance, and career progression.
- Other info: Dynamic environment with direct exposure to senior leadership.
- Why this job: Join a high-performing team and accelerate your career in real estate finance.
- Qualifications: 2+ years in debt fund or real estate lending, strong analytical skills.
The predicted salary is between 70000 - 85000 € per year.
This is an outstanding opportunity to join a highly regarded real estate lending platform in a broad, commercially focused role offering exposure across both portfolio management and new loan origination. Working within a high-performing and entrepreneurial team, the successful candidate will gain direct involvement in the execution, management, and structuring of real estate debt transactions while learning alongside experienced senior professionals.
The role has been created with long-term progression in mind and offers a clear pathway toward increased origination and relationship management responsibilities over time. It will suit an ambitious, analytically strong, and personable individual seeking to accelerate their career within a collaborative yet performance-driven environment.
What you'll do
- You will play a key role in the ongoing management of the firm's loan portfolio, ensuring facilities continue to perform in line with underwriting assumptions and approved lending parameters. This will include monitoring payments and receipts, reviewing valuation and quantity surveyor reports, tracking project performance, and ensuring all loan renewals and amendments are accurately documented and administered.
- You will maintain and update the firm's loan monitoring systems, ensuring drawdowns, sales activity, revised valuations, and changes in loan terms are accurately reflected. The role will also involve analysing and modelling extension or restructuring proposals, preparing extension papers for committee approval, and coordinating the documentation process with legal and internal stakeholders.
- Alongside portfolio responsibilities, you will support new loan origination activity across a broad range of real estate-backed opportunities. You will assess new enquiries and proactively help source opportunities through brokers, borrowers, and wider market relationships, while ensuring a consistently high standard of client service and professionalism.
- You will analyse and evaluate new lending proposals through detailed financial modelling, sensitivity analysis, and market benchmarking, producing Heads of Terms, deal summaries, and credit papers for investment committee review. The role will also involve coordinating third-party advisers including lawyers, valuers, and quantity surveyors, reviewing transaction documentation, and assisting with completion processes to ensure all approved lending conditions are satisfied.
- Beyond transaction activity, you will contribute to wider business initiatives including capital raising support, preparation of marketing materials, and the development of transaction case studies where required.
What you'll need
- 2+ years' experience within a debt fund, real estate lending platform, banking environment, rating agency, or relevant accounting/finance background
- Strong analytical and financial modelling skills with excellent attention to detail
- Understanding of real estate-backed lending structures and transaction processes
- Commercially minded with the ability to assess risk, structure transactions, and communicate recommendations effectively
- Strong academic background, ideally within finance, real estate, economics, or a related discipline
- Hardworking, proactive, and eager to learn within a demanding but rewarding environment
- Personable and professional, with strong communication and relationship management skills
- Comfortable working closely with senior stakeholders and taking ownership of responsibilities
- Python or broader technical/data analysis skills would be advantageous but are not essential
About the company
The firm is a respected and growing Real Estate lending platform with an established reputation for disciplined credit underwriting, entrepreneurial thinking, and relationship-led execution. The business combines institutional quality processes with an agile and collaborative culture, providing employees with direct exposure to senior leadership and meaningful responsibility from an early stage. The environment is ambitious and high-performing while maintaining a supportive and collegiate team dynamic.
Interview Process
Two-stage interview process
Package
£70,000–£85,000 base salary depending on experience
Bonus potential of up to 50%
Health insurance and wider benefits package
To Apply:
To be considered for this Search please apply using the Apply button or please email your CV to mary.croydon@richmond-capital.co.uk quoting the reference number 2797 in the email title.
Lending Associate / Senior Associate in London employer: Richmond Capital
Join a highly regarded real estate lending platform in London, where you will thrive in a collaborative and performance-driven environment. With a strong focus on employee growth, the company offers clear pathways for career progression, alongside competitive compensation and a supportive culture that values entrepreneurial thinking and relationship management. This is an excellent opportunity to gain hands-on experience in real estate debt transactions while working closely with senior professionals in a dynamic team.
StudySmarter Expert Advice🤫
We think this is how you could land Lending Associate / Senior Associate in London
✨Tip Number 1
Network like a pro! Reach out to your connections in the real estate lending space and let them know you're on the hunt for a Lending Associate role. You never know who might have the inside scoop on job openings or can put in a good word for you.
✨Tip Number 2
Prepare for those interviews by brushing up on your financial modelling skills. Be ready to discuss how you've used these skills in past roles, especially in relation to real estate-backed lending. We want to see that analytical prowess shine through!
✨Tip Number 3
Showcase your personality! During interviews, be personable and professional. Remember, they’re looking for someone who fits into their high-performing team, so let your enthusiasm and eagerness to learn come across.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, it shows you’re serious about joining our collaborative and ambitious environment.
We think you need these skills to ace Lending Associate / Senior Associate in London
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Lending Associate role. Highlight your relevant experience in real estate lending, financial modelling, and any analytical skills that match what we're looking for.
Craft a Compelling Cover Letter:Your cover letter should tell us why you're the perfect fit for this position. Share your passion for real estate lending and how your background aligns with our entrepreneurial culture.
Showcase Your Analytical Skills:Since this role requires strong analytical abilities, include specific examples of how you've successfully used these skills in past roles. We want to see your problem-solving prowess!
Apply Through Our Website:We encourage you to apply through our website for a smoother application process. It helps us keep track of your application and ensures you don’t miss out on any important updates!
How to prepare for a job interview at Richmond Capital
✨Know Your Numbers
Make sure you brush up on your financial modelling skills and understand real estate-backed lending structures. Be prepared to discuss specific examples from your past experience where you've successfully analysed or structured transactions.
✨Showcase Your Analytical Skills
During the interview, highlight your analytical prowess by discussing how you've approached risk assessment and transaction structuring in previous roles. Use concrete examples to demonstrate your attention to detail and ability to communicate complex ideas clearly.
✨Be Personable and Professional
This role requires strong relationship management skills, so be sure to convey your personable nature. Engage with your interviewers, ask insightful questions, and show that you're not just a numbers person but also someone who can build rapport with clients and colleagues alike.
✨Prepare for Scenario Questions
Expect scenario-based questions that assess your problem-solving abilities. Think about potential challenges in loan origination or portfolio management and how you would address them. This will showcase your proactive mindset and readiness to take ownership of responsibilities.
