At a Glance
- Tasks: Source, structure, and execute real estate lending opportunities from start to finish.
- Company: Join a respected investment platform with £5 billion in assets and a collaborative culture.
- Benefits: Competitive salary up to £140,000, bonus potential, health insurance, and professional development.
- Other info: Dynamic environment with ongoing training and growth opportunities.
- Why this job: Make a significant impact in a senior role with autonomy and direct exposure to decision-makers.
- Qualifications: Experience in real estate lending, strong financial analysis skills, and relationship management abilities.
The predicted salary is between 140000 - 140000 £ per year.
This is a high-profile opportunity to join a Lending team at an established Real Estate investor in a senior origination-focused capacity. The role is designed for an ambitious and commercially driven Real Estate lending professional capable of immediately contributing to transaction flow, building market relationships, and independently managing lending opportunities through the full lifecycle.
Reporting directly into senior leadership, the successful candidate will play a key role in the continued growth of the platform, originating and executing real estate-backed lending transactions across a broad range of opportunities. The position offers significant autonomy, direct exposure to decision-makers, and the opportunity to operate within an entrepreneurial yet disciplined lending environment backed by a highly established investment platform.
What you’ll do
- You will be responsible for sourcing, structuring, and executing new real estate lending opportunities, while also managing transactions from origination through to repayment.
- Acting as a key representative of the business within the market, you will develop and maintain relationships with borrowers, brokers, developers, and intermediaries to generate high-quality lending opportunities aligned with the fund’s investment strategy.
- The role requires full cradle-to-grave ownership of transactions. You will assess opportunities, prepare and present credit proposals, undertake financial and commercial analysis, coordinate due diligence processes, oversee legal documentation, and ensure successful completion and repayment of facilities.
- This is not a pure sales role; success will be measured equally on disciplined execution, portfolio quality, and lending performance.
- You will monitor lending transactions in line with underwriting assumptions, ensuring payments and receipts are captured correctly while maintaining oversight of ongoing loan performance.
- Responsibilities will also include reviewing reports from valuers and quantity surveyors, preparing committee papers, instructing lawyers and professional advisers, and ensuring all lending activity remains aligned with approved lending parameters.
- Apart from transaction activity, you will contribute to broader business development initiatives, supporting the continued growth of the lending platform and maintaining a high standard of client service and relationship management throughout the lending lifecycle.
The role is ideally suited to an individual currently operating within an origination or Associate Director-level position who is ready to step into a more senior and autonomous lending role. The successful candidate will combine strong commercial instincts with operational discipline, professionalism, and a willingness to remain hands-on with day-to-day transaction management.
What you’ll need
- Proven experience within a real estate lending or loan origination-focused role.
- Strong track record of sourcing and executing real estate-backed lending transactions.
- Confidence and credibility to originate significant annual lending volumes.
- Ability to independently manage the full lending lifecycle from origination through to repayment.
- Strong financial analysis, underwriting, and transaction management capabilities.
- Commercially driven while maintaining disciplined credit and operational standards.
- Strong relationship management and communication skills with borrowers, brokers, and advisers.
- Entrepreneurial mindset balanced with a willingness to remain detail-oriented and operationally hands-on.
- Comfortable operating within a fast-paced and performance-driven environment.
- Experience within bridging, development finance, stretch senior, mezzanine, or investment finance would be advantageous.
About the company
Our client is an established and highly respected investment platform with approximately £5 billion of assets under management and over 30,000 investors. The group works in partnership with financial advisers, wealth managers, and fund platforms to deliver innovative investment solutions across alternative asset classes. The business is underpinned by a collaborative and values-led culture focused on integrity, innovation, and long-term stewardship.
The company is a leading specialist provider of Senior, Stretch Senior, and Mezzanine. The platform has delivered lending throughout the UK and prides itself on combining disciplined underwriting with entrepreneurial thinking and relationship-led execution.
What we can offer
The business offers a supportive and collaborative working environment where employees are encouraged to contribute meaningfully and develop professionally. Team members benefit from ongoing training and development, direct exposure to experienced industry professionals, and the opportunity to play an active role within a growing and entrepreneurial lending platform.
Interview Process
Three-stage interview process. Final-stage meeting with the Chairman.
Package
- Base salary up to £140,000 depending on experience.
- Bonus potential of up to 50%.
- Health insurance and wider benefits package.
To Apply:
To be considered for this Search please apply using the Apply button or please email your CV to mary.croydon@richmond-capital.co.uk quoting the reference number 2796 in the email title.
Loan Originator / Lending Director employer: Richmond Capital
Join a leading investment platform that values integrity, innovation, and long-term stewardship, offering a collaborative work environment where your contributions are recognised and rewarded. As a Loan Originator / Lending Director, you will enjoy significant autonomy and direct exposure to decision-makers, with ample opportunities for professional growth and development within a dynamic and entrepreneurial lending team. With a strong focus on disciplined execution and relationship management, this role is perfect for those looking to make a meaningful impact in the real estate lending sector.
StudySmarter Expert Advice🤫
We think this is how you could land Loan Originator / Lending Director
✨Tip Number 1
Network like a pro! Get out there and connect with industry professionals, attend events, and join relevant groups. Building relationships can lead to opportunities that aren’t even advertised.
✨Tip Number 2
Be proactive in your job search. Don’t just wait for roles to pop up on job boards. Reach out directly to companies you admire, like us at StudySmarter, and express your interest in potential openings.
✨Tip Number 3
Prepare for interviews by researching the company and its culture. Tailor your responses to show how your experience aligns with their needs, especially in real estate lending. We love candidates who do their homework!
✨Tip Number 4
Follow up after interviews! A simple thank-you email can set you apart from other candidates. It shows your enthusiasm and keeps you fresh in their minds. Plus, it’s a great chance to reiterate why you’re the perfect fit.
We think you need these skills to ace Loan Originator / Lending Director
Some tips for your application 🫡
Tailor Your CV:Make sure your CV reflects the specific skills and experiences that align with the Loan Originator role. Highlight your real estate lending experience and any successful transactions you've managed to grab our attention!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to tell us why you're the perfect fit for this senior origination-focused position. Share your passion for real estate lending and how you can contribute to our growth.
Showcase Your Relationship Management Skills:Since building market relationships is key, be sure to include examples of how you've successfully managed relationships with borrowers, brokers, and developers in your application. We love seeing those interpersonal skills in action!
Apply Through Our Website:We encourage you to apply through our website for a smoother process. It helps us keep track of applications and ensures you don’t miss out on any important updates from us!
How to prepare for a job interview at Richmond Capital
✨Know Your Numbers
As a Loan Originator or Lending Director, you'll need to demonstrate your financial acumen. Brush up on your financial analysis skills and be ready to discuss specific metrics from your past transactions. This shows you can manage the full lending lifecycle effectively.
✨Build Relationships Before the Interview
Networking is key in this role. Reach out to industry contacts, brokers, and developers before your interview. Having a few names and stories to share about your existing relationships can highlight your ability to generate high-quality lending opportunities.
✨Prepare for Scenario Questions
Expect questions that assess your problem-solving skills and decision-making process. Prepare examples of how you've managed challenging transactions or resolved conflicts with borrowers. This will showcase your operational discipline and hands-on approach.
✨Showcase Your Entrepreneurial Mindset
This role requires a balance of entrepreneurial thinking and operational detail. Be ready to discuss how you've identified new lending opportunities or improved processes in previous roles. Highlighting your innovative ideas can set you apart from other candidates.