At a Glance
- Tasks: Provide tailored financial advice and build lasting client relationships.
- Company: Growing wealth management business with ambitious expansion plans.
- Benefits: Flexible working, competitive salary, and portfolio-linked earning potential.
- Other info: Home-based role with opportunities for professional growth and development.
- Why this job: Join a dynamic team and grow your client portfolio while making a real impact.
- Qualifications: Level 4 Diploma in Regulated Financial Planning and three years of experience.
The predicted salary is between 49500 - 60500 £ per year.
Location: North London, Essex & surrounding areas - office located in Central London
Salary: Dependent on experience
Contract: Permanent
Working Pattern: Home-based / field-based, with flexible diary management and attendance at team meetings in London as required.
About the Opportunity
An exciting opportunity has arisen for an experienced Financial Planner to join a growing wealth management business with ambitious plans for expansion. This opportunity is ideally suited to a commercially minded adviser with an established, transferable client bank who is looking to continue growing their portfolio, increase their earning potential and benefit from additional client opportunities arising through business acquisitions. You will have the opportunity to continue servicing your existing clients, develop new relationships and take on additional clients from retiring Independent Financial Advisers (IFAs). With a strong focus on long-term client relationships and sustainable growth, the business aims to support each Financial Planner in building a portfolio of approximately £75 million in assets under advice.
The Opportunity
- Competitive remuneration: Initial salary dependent on experience, commercial track record and the client portfolio you can bring across.
- Portfolio-linked earning potential: A structured remuneration model linked to the ongoing annual commission (OAC) generated by your portfolio, rewarding the growth of your client bank and recurring income.
- Introducer fee arrangement: The opportunity to receive an introducer fee for eligible transferable client relationships, structured through a combination of cash and shares, subject to agreement.
- Acquisition-led growth: Access to additional client relationships arising from business acquisitions and retiring advisers' client banks.
- Flexible working: A predominantly home-based and field-based role, with no fixed weekly office-day requirement. The emphasis is on meeting clients and developing relationships.
- Long-term portfolio development: The opportunity to build towards approximately £75 million in assets under advice through a combination of existing relationships, new business and clients introduced through acquisitions.
An established, transferable client bank would be advantageous.
Key Responsibilities
- Financial Planning & Client Advice: Deliver high-quality, holistic financial planning advice tailored to clients' individual circumstances, objectives and long-term financial goals. Build and maintain trusted relationships with clients and their families. Conduct regular client reviews, ensuring financial plans remain appropriate as clients' needs and circumstances evolve. Provide advice across investments, pensions, retirement planning, protection, tax planning, estate planning and intergenerational wealth. Identify opportunities to enhance client outcomes through ongoing financial planning. Maintain accurate client records and ensure recommendations are appropriately documented.
- Client Portfolio Management & Retention: Take responsibility for servicing, retaining and developing your existing client portfolio. Successfully transition and maintain relationships with clients introduced through business acquisitions. Deliver a consistent, high-quality client experience throughout the advice journey. Identify opportunities to support clients' wider financial planning needs and build long-term relationships with their families. Work collaboratively with paraplanning, administration and specialist support colleagues to ensure efficient service delivery.
- Business Development & Portfolio Growth: Grow your client bank through referrals, networking and established professional relationships. Develop relationships with accountants, solicitors and other professional introducers to generate new business opportunities. Identify opportunities to attract new clients and increase assets under advice and recurring income. Generate referrals through existing client relationships and professional networks. Contribute to the wider growth of the business through a proactive, entrepreneurial and commercially focused approach. Work towards building a substantial, sustainable portfolio, with a long-term target of approximately £75 million in assets under advice.
- Compliance & Professional Standards: Operate in accordance with FCA requirements, internal policies and applicable regulatory standards. Ensure all advice is suitable, well documented and aligned with clients' best interests. Maintain professional qualifications, adviser competence and ongoing CPD requirements. Demonstrate a strong commitment to Consumer Duty and positive client outcomes. Keep up to date with relevant legislative, regulatory and market developments.
About You
We are keen to speak with established Financial Planners who combine strong technical expertise with commercial awareness and a genuine passion for building lasting client relationships. You will ideally have:
- A minimum Level 4 Diploma in Regulated Financial Planning or an equivalent recognised qualification.
- At least three years' experience providing regulated financial advice.
- An established client portfolio, with transferable client relationships and a meaningful level of assets under advice.
- A proven track record of developing client relationships and generating new business.
- Experience advising on pensions, investments and retirement planning.
- Strong networking skills and the ability to generate referrals through professional connections.
- A commercially minded approach to growing assets under advice and recurring revenue.
- Excellent communication and relationship management skills.
- The ability to manage your own diary, work independently and prioritise client-facing activity.
- A strong commitment to client service, suitability and regulatory compliance.
Chartered Financial Planner status, advanced technical qualifications and experience transitioning acquired client banks would be advantageous.
Location & Working Arrangements
This opportunity is suited to Financial Planners based in North London, Essex or the surrounding areas, with the flexibility to travel to client meetings as required. The role is predominantly home-based and field-based, with no fixed weekly office-day requirements. You will manage your own diary, spend time developing client relationships and attend team meetings in London when required.
Financial Planner (North London & Essex) in England employer: RGH-Global Limited
Join a leading wealth management practice in Bournemouth, where you'll thrive in a supportive environment that prioritises client relationships and high-quality financial planning. With a competitive salary, annual bonuses, and hybrid working options, this role offers not just a job but a pathway for professional growth and development, backed by an experienced team dedicated to your success.
StudySmarter Expert Advice🤫
We think this is how you could land Financial Planner (North London & Essex) in England
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
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Don’t shy away from reaching out directly to firms like RGH-Global Limited. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Financial Planner (North London & Essex) in England
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to RGH-Global Limited.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on RGH-Global Limited's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at RGH-Global Limited
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with RGH-Global Limited.
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✨Show Your Passion for Finance
Since this is a full-time position, employers at RGH-Global Limited will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former RGH-Global Limited employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
