At a Glance
- Tasks: Monitor and manage securitisation risk while collaborating with finance and credit teams.
- Company: Revolut, a leading fintech on a mission to empower customers with their money.
- Benefits: Competitive salary, diverse team, and opportunities for professional growth.
- Other info: Join a multicultural team dedicated to innovation and efficiency.
- Why this job: Shape the future of finance and make a real impact in a dynamic environment.
- Qualifications: Experience in senior credit authority and strong knowledge of securitisation structures.
The predicted salary is between 80000 - 100000 £ per year.
About Revolut
People deserve more from their money. More visibility, more control, and more freedom. Since 2015, Revolut has been on a mission to deliver just that. Our powerhouse of products — including spending, saving, investing, exchanging, travelling, and more — help our 75+ million customers get more from their money every day.
About The Role
Risk at Revolut operates across all functions, products, and regions to monitor front‑line performance and ensure the business operates safely. They’re among the first to be involved in new initiatives, from tech to customer support. We’re looking for a Head of Securitisation Risk to provide independent oversight and challenge on our portfolio. You’ll act as the senior liaison with Finance and Credit teams to ensure accurate calculation and reporting of risk‑weighted assets (RWA) and compliance with regulatory capital requirements. Up to shape what’s next in finance? Let’s get in touch.
What You’ll Be Doing
- Monitoring of individual and portfolio risk with particular attention to asset performance metrics
- Tracking industry regulatory frameworks and market trends
- Providing regular updates to senior management on portfolio risk performance and developments
- Reviewing and challenging the proposed remediation plans and credit risk mitigation strategies developed by the first line (Front Office and Restructuring teams)
- Overseeing the quality and comprehensiveness of stress testing and risk sensitivity analysis
- Serving as the senior independent sanctioner/approver for complex securitisation transactions and counterparty exposures in line with the defined credit authority
- Guiding business expansion by defining and upholding manageable risk thresholds, preserving the integrity and independence of the credit risk function
What You’ll Need
- Experience with Senior Credit Authority, having previously led credit teams
- Experience leading reviews, running meetings with regulators, and presenting at board level
- Knowledge of key granular portfolio sectors (e.g., RMBS, CMBS, ABS, etc.), including trends, risks, and regulation (e.g., STS)
- Excellent product knowledge of true‑sale securitisation lending structures and derivatives
- Experience negotiating in lending, derivatives, and securitisation documentation
- Demonstrated experience in model risk oversight related to structured finance pricing, valuation, and expected loss models
- Experience leading client due diligence processes, including successful management of work‑out cases
- A solid track record in independent decision making with the ability to communicate clearly and succinctly
- A bias towards process automation and efficiency, and a dedication to leveraging technology to enhance the risk control environment
- The ability to build trusted relationships with business partners
We encourage applications from people with diverse backgrounds and experiences to join this multicultural, hard‑working team.
Head of Securitisation Risk employer: Revolut
Revolut is an exceptional employer that champions innovation and inclusivity, offering a dynamic work culture where employees are empowered to take ownership of their roles. With a strong focus on professional growth, team members have access to diverse learning opportunities and the chance to shape the future of finance in a fast-paced environment. Located in a vibrant city, Revolut provides a unique blend of competitive benefits and a collaborative atmosphere, making it an ideal place for those seeking meaningful and rewarding careers.
StudySmarter Expert Advice🤫
We think this is how you could land Head of Securitisation Risk
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Revolut. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Head of Securitisation Risk
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Revolut.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Revolut's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Revolut
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Revolut.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Revolut will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Revolut employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
